IBOC
International Bancshares Corporation Financial Services - Banking Investor Relations →
International Bancshares Corporation (IBOC) closed at $71.66 as of 2026-05-01, trading 31.5% above its 200-week moving average of $54.48. The stock moved further from the line this week, up from 31.3% last week. The 14-week RSI sits at 59, indicating neutral momentum.
Trading volume is running at 0.8x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.81 ratio) is neutral — neither side is clearly dominating.
Over the past 1552 weeks of data, IBOC has crossed below its 200-week moving average 17 times. On average, these episodes lasted 14 weeks. Historically, investors who bought IBOC at the start of these episodes saw an average one-year return of +8.7%.
With a market cap of $4.5 billion, IBOC is a mid-cap stock. Return on equity stands at 13.6%. The stock trades at 1.4x book value.
Over the past 29.8 years, a hypothetical investment of $100 in IBOC would have grown to $2716, compared to $1839 for the S&P 500. That represents an annualized return of 11.7% vs 10.3% for the index — confirming IBOC as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 8.7% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: IBOC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After IBOC Crosses Below the Line?
Across 17 historical episodes, buying IBOC when it crossed below its 200-week moving average produced an average return of +5.2% after 12 months (median -4.0%), compared to +2.8% for the S&P 500 over the same periods. 47% of those episodes were profitable after one year. After 24 months, the average return was +18.3% vs +9.2% for the index.
Each line shows $100 invested at the moment IBOC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
IBOC has crossed below its 200-week MA 17 times with an average 1-year return of +8.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jul 2000 | Sep 2000 | 7 | 2.5% | +66.5% | +1319.6% |
| Sep 2000 | Oct 2000 | 2 | 4.6% | +61.8% | +1337.0% |
| Jan 2001 | Jan 2001 | 1 | 3.1% | +72.8% | +1262.2% |
| May 2007 | May 2007 | 1 | 0.9% | -3.1% | +337.8% |
| Jun 2007 | Apr 2008 | 44 | 24.2% | -9.0% | +334.8% |
| May 2008 | May 2008 | 3 | 1.5% | -37.9% | +355.0% |
| Jun 2008 | Jul 2008 | 7 | 15.9% | -53.0% | +366.2% |
| Oct 2008 | Oct 2008 | 3 | 8.4% | -23.2% | +389.7% |
| Nov 2008 | Jan 2010 | 62 | 67.7% | -28.3% | +373.9% |
| Feb 2010 | Feb 2010 | 2 | 3.6% | -2.7% | +432.3% |
| May 2010 | Dec 2010 | 31 | 22.5% | -17.1% | +415.5% |
| Jan 2011 | Jan 2011 | 1 | 2.0% | +7.8% | +459.3% |
| Feb 2011 | Oct 2011 | 33 | 26.8% | +3.7% | +459.0% |
| Nov 2011 | Nov 2011 | 2 | 12.2% | -0.1% | +479.8% |
| Jan 2016 | Feb 2016 | 4 | 3.6% | +73.5% | +319.7% |
| Aug 2019 | Aug 2019 | 3 | 2.5% | +2.1% | +157.9% |
| Feb 2020 | Nov 2020 | 40 | 53.8% | +34.9% | +151.2% |
| Average | 14 | — | +8.7% | — |
Frequently Asked Questions
Is IBOC below its 200-week moving average?
No. International Bancshares Corporation (IBOC) is currently 31.5% above its 200-week moving average of $54.48. It would need to fall to $54.48 to cross below the line.
What is IBOC's 200-week moving average price?
International Bancshares Corporation's 200-week moving average is $54.48 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when IBOC drops below its 200-week moving average?
IBOC has crossed below its 200-week moving average 17 times in our data. On average, buying at that moment produced a one-year return of +8.7%. These dips have historically been decent entry points. These episodes lasted 14 weeks on average.
Is IBOC a good value right now?
Here's what our data says about IBOC as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 59. Return on equity is 13.6%. Price-to-book is 1.4x. This is not a buy or sell recommendation — always do your own research.
How does IBOC compare to the S&P 500?
Over the past 29.8 years, $100 invested in IBOC would have grown to $2716, compared to $1839 for the S&P 500. That's 11.7% annualized vs 10.3% for the index. IBOC has outperformed the broader market over this period.
Does IBOC pay a dividend?
Yes. International Bancshares Corporation currently pays a dividend yield of 200.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01