IBOC

International Bancshares Corporation Financial Services - Banking Investor Relations →

NO
40.6% ABOVE
↑ Moving away Was 31.7% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $53.05
14-Week RSI 66

International Bancshares Corporation (IBOC) closed at $74.58 as of 2026-02-02, trading 40.6% above its 200-week moving average of $53.05. The stock moved further from the line this week, up from 31.7% last week. The 14-week RSI sits at 66, indicating neutral momentum.

Over the past 1540 weeks of data, IBOC has crossed below its 200-week moving average 17 times. On average, these episodes lasted 14 weeks. Historically, investors who bought IBOC at the start of these episodes saw an average one-year return of +8.7%.

With a market cap of $4.6 billion, IBOC is a mid-cap stock. Return on equity stands at 14.3%. The stock trades at 1.5x book value.

Over the past 29.6 years, a hypothetical investment of $100 in IBOC would have grown to $2798, compared to $1762 for the S&P 500. That represents an annualized return of 11.9% vs 10.2% for the index — confirming IBOC as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.

Free cash flow has been growing at a 17.8% compound annual rate, with 4 consecutive years of positive cash generation.

Growth of $100: IBOC vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After IBOC Crosses Below the Line?

Across 17 historical episodes, buying IBOC when it crossed below its 200-week moving average produced an average return of +5.2% after 12 months (median -4.0%), compared to +2.8% for the S&P 500 over the same periods. 47% of those episodes were profitable after one year. After 24 months, the average return was +18.3% vs +9.2% for the index.

Each line shows $100 invested at the moment IBOC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

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Historical Touches

IBOC has crossed below its 200-week MA 17 times with an average 1-year return of +8.7% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Jul 2000Sep 200072.5%+66.5%+1362.5%
Sep 2000Oct 200024.6%+61.8%+1380.4%
Jan 2001Jan 200113.1%+72.8%+1303.4%
May 2007May 200710.9%-3.1%+351.1%
Jun 2007Apr 20084424.2%-9.0%+348.0%
May 2008May 200831.5%-37.9%+368.8%
Jun 2008Jul 2008715.9%-53.0%+380.3%
Oct 2008Oct 200838.4%-23.2%+404.5%
Nov 2008Jan 20106267.7%-28.3%+388.2%
Feb 2010Feb 201023.6%-2.7%+448.4%
May 2010Dec 20103122.5%-17.1%+431.1%
Jan 2011Jan 201112.0%+7.8%+476.3%
Feb 2011Oct 20113326.8%+3.7%+475.9%
Nov 2011Nov 2011212.2%-0.1%+497.4%
Jan 2016Feb 201643.6%+73.5%+332.4%
Aug 2019Aug 201932.5%+2.1%+165.7%
Feb 2020Nov 20204053.8%+34.9%+158.8%
Average14+8.7%

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of Friday close, 2026-02-02