IBOC
International Bancshares Corporation Financial Services - Banking Investor Relations →
International Bancshares Corporation (IBOC) closed at $66.65 as of 2026-03-20, trading 24.6% above its 200-week moving average of $53.48. The stock is currently moving closer to the line, down from 26.6% last week. The 14-week RSI sits at 40, indicating neutral momentum.
A big spike in selling this week — 4.1x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 1546 weeks of data, IBOC has crossed below its 200-week moving average 17 times. On average, these episodes lasted 14 weeks. Historically, investors who bought IBOC at the start of these episodes saw an average one-year return of +8.7%.
With a market cap of $4.1 billion, IBOC is a mid-cap stock. Return on equity stands at 13.6%. The stock trades at 1.3x book value.
Over the past 29.7 years, a hypothetical investment of $100 in IBOC would have grown to $2526, compared to $1660 for the S&P 500. That represents an annualized return of 11.5% vs 9.9% for the index — confirming IBOC as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 8.7% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: IBOC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After IBOC Crosses Below the Line?
Across 17 historical episodes, buying IBOC when it crossed below its 200-week moving average produced an average return of +5.2% after 12 months (median -4.0%), compared to +2.8% for the S&P 500 over the same periods. 47% of those episodes were profitable after one year. After 24 months, the average return was +18.3% vs +9.2% for the index.
Each line shows $100 invested at the moment IBOC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
IBOC has crossed below its 200-week MA 17 times with an average 1-year return of +8.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jul 2000 | Sep 2000 | 7 | 2.5% | +66.5% | +1220.3% |
| Sep 2000 | Oct 2000 | 2 | 4.6% | +61.8% | +1236.5% |
| Jan 2001 | Jan 2001 | 1 | 3.1% | +72.8% | +1167.0% |
| May 2007 | May 2007 | 1 | 0.9% | -3.1% | +307.2% |
| Jun 2007 | Apr 2008 | 44 | 24.2% | -9.0% | +304.4% |
| May 2008 | May 2008 | 3 | 1.5% | -37.9% | +323.2% |
| Jun 2008 | Jul 2008 | 7 | 15.9% | -53.0% | +333.6% |
| Oct 2008 | Oct 2008 | 3 | 8.4% | -23.2% | +355.5% |
| Nov 2008 | Jan 2010 | 62 | 67.7% | -28.3% | +340.7% |
| Feb 2010 | Feb 2010 | 2 | 3.6% | -2.7% | +395.1% |
| May 2010 | Dec 2010 | 31 | 22.5% | -17.1% | +379.5% |
| Jan 2011 | Jan 2011 | 1 | 2.0% | +7.8% | +420.2% |
| Feb 2011 | Oct 2011 | 33 | 26.8% | +3.7% | +419.9% |
| Nov 2011 | Nov 2011 | 2 | 12.2% | -0.1% | +439.3% |
| Jan 2016 | Feb 2016 | 4 | 3.6% | +73.5% | +290.3% |
| Aug 2019 | Aug 2019 | 3 | 2.5% | +2.1% | +139.9% |
| Feb 2020 | Nov 2020 | 40 | 53.8% | +34.9% | +133.6% |
| Average | 14 | — | +8.7% | — |
Frequently Asked Questions
Is IBOC below its 200-week moving average?
No. International Bancshares Corporation (IBOC) is currently 24.6% above its 200-week moving average of $53.48. It would need to fall to $53.48 to cross below the line.
What is IBOC's 200-week moving average price?
International Bancshares Corporation's 200-week moving average is $53.48 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when IBOC drops below its 200-week moving average?
IBOC has crossed below its 200-week moving average 17 times in our data. On average, buying at that moment produced a one-year return of +8.7%. These dips have historically been decent entry points. These episodes lasted 14 weeks on average.
Is IBOC a good value right now?
Here's what our data says about IBOC as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 40. Return on equity is 13.6%. Price-to-book is 1.3x. This is not a buy or sell recommendation — always do your own research.
How does IBOC compare to the S&P 500?
Over the past 29.7 years, $100 invested in IBOC would have grown to $2526, compared to $1660 for the S&P 500. That's 11.5% annualized vs 9.9% for the index. IBOC has outperformed the broader market over this period.
Does IBOC pay a dividend?
Yes. International Bancshares Corporation currently pays a dividend yield of 215.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20