HUM
Humana Inc. Healthcare - Insurance Investor Relations →
Humana Inc. (HUM) closed at $193.94 as of 2026-02-02, trading 47.9% below its 200-week moving average of $372.53. This places HUM in the extreme value zone. The stock is currently moving closer to the line, down from -47.8% last week. With a 14-week RSI of 30, HUM is in oversold territory.
Over the past 2253 weeks of data, HUM has crossed below its 200-week moving average 30 times. On average, these episodes lasted 21 weeks. Historically, investors who bought HUM at the start of these episodes saw an average one-year return of +27.8%.
With a market cap of $23.3 billion, HUM is a large-cap stock. The company generates a free cash flow yield of 6.8%, which is healthy. Return on equity stands at 7.2%. The stock trades at 1.3x book value.
The company has been aggressively buying back shares, reducing its share count by 6.3% over the past three years.
Over the past 33.2 years, a hypothetical investment of $100 in HUM would have grown to $3631, compared to $2849 for the S&P 500. That represents an annualized return of 11.4% vs 10.6% for the index — confirming HUM as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
In the past 12 months, corporate insiders have made 1 open-market purchase totaling $1,496,984. Notably, these purchases occurred while HUM is trading below its 200-week moving average — insiders are buying when the market is most pessimistic.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: HUM vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HUM Crosses Below the Line?
Across 19 historical episodes, buying HUM when it crossed below its 200-week moving average produced an average return of +57.6% after 12 months (median +30.0%), compared to +23.8% for the S&P 500 over the same periods. 72% of those episodes were profitable after one year. After 24 months, the average return was +19.3% vs +51.9% for the index.
Each line shows $100 invested at the moment HUM crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
HUM has crossed below its 200-week MA 30 times with an average 1-year return of +27.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 1983 | Oct 1983 | 1 | 2.2% | +18.3% | +6397.3% |
| Nov 1983 | Jan 1984 | 6 | 12.3% | +12.6% | +6336.6% |
| Mar 1984 | Mar 1984 | 1 | 2.7% | +36.4% | +6413.7% |
| Dec 1984 | Jan 1985 | 2 | 1.2% | +37.9% | +5955.5% |
| Jun 1986 | Mar 1987 | 41 | 24.5% | +1.7% | +5219.4% |
| Apr 1987 | Jun 1987 | 10 | 8.6% | +10.6% | +5491.5% |
| Aug 1987 | Sep 1987 | 1 | 1.6% | -2.7% | +5140.6% |
| Oct 1987 | Mar 1988 | 23 | 32.7% | +9.0% | +5100.5% |
| Aug 1988 | Sep 1988 | 7 | 6.3% | +61.6% | +5065.2% |
| Nov 1988 | Nov 1988 | 3 | 5.5% | +71.3% | +5096.5% |
| Dec 1988 | Dec 1988 | 1 | 1.8% | +77.8% | +5096.5% |
| Nov 1991 | Nov 1991 | 1 | 1.7% | -10.6% | +3183.5% |
| Mar 1992 | Apr 1992 | 2 | 0.9% | +7.0% | +3002.7% |
| Apr 1992 | May 1992 | 2 | 1.4% | +14.2% | +3006.9% |
| May 1992 | Mar 1993 | 43 | 68.8% | +73.5% | +3308.8% |
| Mar 1993 | Apr 1993 | 3 | 11.6% | +142.6% | +2798.5% |
| Jul 1996 | Aug 1996 | 5 | 9.1% | +33.3% | +1181.2% |
| Oct 1996 | Nov 1996 | 2 | 3.9% | +21.5% | +1086.6% |
| Nov 1996 | Dec 1996 | 4 | 1.0% | +18.3% | +1078.7% |
| Dec 1996 | Feb 1997 | 6 | 7.7% | +11.2% | +1063.2% |
| Feb 1997 | Mar 1997 | 1 | 0.9% | +29.6% | +1026.2% |
| Apr 1997 | Apr 1997 | 1 | 0.3% | +34.5% | +998.2% |
| Oct 1997 | Nov 1997 | 1 | 2.5% | -9.6% | +955.6% |
| Dec 1997 | Feb 1998 | 9 | 12.4% | -8.7% | +955.6% |
| Aug 1998 | Feb 2002 | 183 | 72.9% | -44.7% | +1106.9% |
| Nov 2002 | Apr 2003 | 25 | 17.2% | +80.9% | +1903.7% |
| Mar 2008 | Aug 2010 | 125 | 63.0% | -43.5% | +402.5% |
| Aug 2010 | Aug 2010 | 1 | 0.9% | +44.3% | +355.6% |
| Mar 2020 | Mar 2020 | 1 | 11.3% | +78.9% | -11.4% |
| Jan 2024 | Ongoing | 109+ | 47.9% | Ongoing | -54.7% |
| Average | 21 | — | +27.8% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02