HTBK
Heritage Commerce Corp Financial Services - Banks - Regional Investor Relations →
Heritage Commerce Corp (HTBK) closed at $13.70 as of 2026-02-02, trading 51.5% above its 200-week moving average of $9.04. The stock moved further from the line this week, up from 39.8% last week. With a 14-week RSI of 87, HTBK is in overbought territory.
Over the past 1389 weeks of data, HTBK has crossed below its 200-week moving average 16 times. On average, these episodes lasted 37 weeks. The average one-year return after crossing below was -9.3%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $841 million, HTBK is a small-cap stock. Return on equity stands at 6.8%. The stock trades at 1.2x book value.
Over the past 26.8 years, a hypothetical investment of $100 in HTBK would have grown to $181, compared to $807 for the S&P 500. HTBK has returned 2.2% annualized vs 8.1% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: HTBK vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HTBK Crosses Below the Line?
Across 16 historical episodes, buying HTBK when it crossed below its 200-week moving average produced an average return of -6.7% after 12 months (median -17.0%), compared to +7.9% for the S&P 500 over the same periods. 47% of those episodes were profitable after one year. After 24 months, the average return was -10.1% vs +18.7% for the index.
Each line shows $100 invested at the moment HTBK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
HTBK has crossed below its 200-week MA 16 times with an average 1-year return of +-9.3% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 1999 | Jul 1999 | 1 | 1.1% | -22.2% | +81.1% |
| Jul 1999 | Aug 1999 | 3 | 10.3% | -17.8% | +99.7% |
| Sep 1999 | Sep 1999 | 3 | 1.0% | -22.6% | +81.1% |
| Jan 2000 | May 2003 | 174 | 38.8% | -31.9% | +81.1% |
| Oct 2007 | Mar 2012 | 230 | 84.0% | -19.3% | +30.6% |
| Dec 2018 | Dec 2018 | 3 | 9.6% | +9.7% | +64.7% |
| Mar 2019 | Apr 2019 | 2 | 6.8% | -40.9% | +69.9% |
| Apr 2019 | Dec 2019 | 33 | 9.5% | -33.6% | +61.4% |
| Jan 2020 | Mar 2021 | 62 | 47.9% | -18.1% | +53.3% |
| Jun 2021 | Jun 2021 | 1 | 0.2% | +1.9% | +58.9% |
| Jul 2021 | Aug 2021 | 2 | 1.3% | +7.4% | +59.3% |
| Mar 2023 | Jul 2023 | 20 | 28.3% | -7.5% | +63.5% |
| Aug 2023 | Dec 2023 | 18 | 13.9% | +8.0% | +70.2% |
| Jan 2024 | Jul 2024 | 25 | 15.7% | +9.9% | +68.1% |
| Dec 2024 | Jan 2025 | 3 | 7.2% | +37.7% | +57.9% |
| Mar 2025 | May 2025 | 8 | 11.1% | N/A | +70.0% |
| Average | 37 | — | +-9.3% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02