HIFS
Hingham Institution for Savings Financial Services - Banks - Regional Investor Relations →
Hingham Institution for Savings (HIFS) closed at $286.39 as of 2026-05-01, trading 21.6% above its 200-week moving average of $235.55. The stock moved further from the line this week, up from 20.9% last week. The 14-week RSI sits at 43, indicating neutral momentum.
Trading volume is running at 0.7x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.93 ratio) is neutral — neither side is clearly dominating.
Over the past 1902 weeks of data, HIFS has crossed below its 200-week moving average 17 times. On average, these episodes lasted 26 weeks. Historically, investors who bought HIFS at the start of these episodes saw an average one-year return of +9.1%.
With a market cap of $625 million, HIFS is a small-cap stock. Return on equity stands at 10.9%. The stock trades at 1.3x book value.
Over the past 33.3 years, a hypothetical investment of $100 in HIFS would have grown to $10033, compared to $2973 for the S&P 500. That represents an annualized return of 14.8% vs 10.7% for the index — confirming HIFS as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -12.7% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: HIFS vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HIFS Crosses Below the Line?
Across 16 historical episodes, buying HIFS when it crossed below its 200-week moving average produced an average return of +16.2% after 12 months (median +17.0%), compared to +17.1% for the S&P 500 over the same periods. 62% of those episodes were profitable after one year. After 24 months, the average return was +32.7% vs +8.4% for the index.
Each line shows $100 invested at the moment HIFS crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
HIFS has crossed below its 200-week MA 17 times with an average 1-year return of +9.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 1989 | May 1991 | 78 | 68.0% | -61.9% | +15634.8% |
| Jun 1991 | Jan 1992 | 33 | 35.7% | +57.9% | +18381.0% |
| Dec 1999 | Dec 1999 | 2 | 3.3% | +13.7% | +3418.1% |
| Jan 2000 | Nov 2000 | 42 | 19.5% | +24.9% | +3393.6% |
| May 2006 | Jun 2006 | 2 | 2.1% | -7.9% | +1035.8% |
| Jun 2006 | Jul 2006 | 2 | 0.4% | -12.7% | +1019.9% |
| Aug 2006 | Sep 2006 | 3 | 1.5% | -16.5% | +1018.7% |
| Oct 2006 | Jul 2009 | 145 | 26.0% | -12.9% | +996.9% |
| Oct 2009 | Nov 2009 | 3 | 4.8% | +35.3% | +1177.9% |
| Feb 2020 | Aug 2020 | 24 | 26.7% | +34.3% | +67.8% |
| Sep 2020 | Oct 2020 | 4 | 2.3% | +69.1% | +64.4% |
| Mar 2023 | Aug 2024 | 76 | 39.8% | -28.4% | +21.3% |
| Sep 2024 | Nov 2024 | 9 | 8.6% | +10.5% | +19.6% |
| Dec 2024 | Jan 2025 | 4 | 9.3% | +16.2% | +14.8% |
| Mar 2025 | Apr 2025 | 8 | 13.0% | +14.3% | +20.4% |
| May 2025 | Jun 2025 | 6 | 11.4% | N/A | +17.7% |
| Jul 2025 | Aug 2025 | 4 | 3.4% | N/A | +18.7% |
| Average | 26 | — | +9.1% | — |
Frequently Asked Questions
Is HIFS below its 200-week moving average?
No. Hingham Institution for Savings (HIFS) is currently 21.6% above its 200-week moving average of $235.55. It would need to fall to $235.55 to cross below the line.
What is HIFS's 200-week moving average price?
Hingham Institution for Savings's 200-week moving average is $235.55 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when HIFS drops below its 200-week moving average?
HIFS has crossed below its 200-week moving average 17 times in our data. On average, buying at that moment produced a one-year return of +9.1%. These dips have historically been decent entry points. These episodes lasted 26 weeks on average.
Is HIFS a good value right now?
Here's what our data says about HIFS as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 43. Return on equity is 10.9%. Price-to-book is 1.3x. This is not a buy or sell recommendation — always do your own research.
How does HIFS compare to the S&P 500?
Over the past 33.3 years, $100 invested in HIFS would have grown to $10033, compared to $2973 for the S&P 500. That's 14.8% annualized vs 10.7% for the index. HIFS has outperformed the broader market over this period.
Does HIFS pay a dividend?
Yes. Hingham Institution for Savings currently pays a dividend yield of 88.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01