HIFS
Hingham Institution for Savings Financial Services - Banks - Regional Investor Relations →
Hingham Institution for Savings (HIFS) closed at $333.37 as of 2026-02-02, trading 41.2% above its 200-week moving average of $236.01. The stock moved further from the line this week, up from 26.5% last week. The 14-week RSI sits at 60, indicating neutral momentum.
Over the past 1890 weeks of data, HIFS has crossed below its 200-week moving average 17 times. On average, these episodes lasted 26 weeks. Historically, investors who bought HIFS at the start of these episodes saw an average one-year return of +8.7%.
With a market cap of $727 million, HIFS is a small-cap stock. Return on equity stands at 12.0%. The stock trades at 1.5x book value.
Over the past 33.2 years, a hypothetical investment of $100 in HIFS would have grown to $11678, compared to $2849 for the S&P 500. That represents an annualized return of 15.4% vs 10.6% for the index — confirming HIFS as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -41.1% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: HIFS vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HIFS Crosses Below the Line?
Across 16 historical episodes, buying HIFS when it crossed below its 200-week moving average produced an average return of +14.9% after 12 months (median +17.0%), compared to +17.0% for the S&P 500 over the same periods. 58% of those episodes were profitable after one year. After 24 months, the average return was +32.7% vs +8.4% for the index.
Each line shows $100 invested at the moment HIFS crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
HIFS has crossed below its 200-week MA 17 times with an average 1-year return of +8.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 1989 | May 1991 | 78 | 68.0% | -61.9% | +18216.0% |
| Jun 1991 | Jan 1992 | 33 | 35.7% | +57.9% | +21412.7% |
| Dec 1999 | Dec 1999 | 2 | 3.3% | +13.7% | +3995.2% |
| Jan 2000 | Nov 2000 | 42 | 19.5% | +24.9% | +3966.7% |
| May 2006 | Jun 2006 | 2 | 2.1% | -7.9% | +1222.1% |
| Jun 2006 | Jul 2006 | 2 | 0.4% | -12.7% | +1203.6% |
| Aug 2006 | Sep 2006 | 3 | 1.5% | -16.5% | +1202.2% |
| Oct 2006 | Jul 2009 | 145 | 26.0% | -12.9% | +1176.8% |
| Oct 2009 | Nov 2009 | 3 | 4.8% | +35.3% | +1387.5% |
| Feb 2020 | Aug 2020 | 24 | 26.7% | +34.3% | +95.3% |
| Sep 2020 | Oct 2020 | 4 | 2.3% | +69.1% | +91.3% |
| Mar 2023 | Aug 2024 | 76 | 39.8% | -28.4% | +41.2% |
| Sep 2024 | Nov 2024 | 9 | 8.6% | +10.5% | +39.2% |
| Dec 2024 | Jan 2025 | 4 | 9.3% | +16.2% | +33.6% |
| Mar 2025 | Apr 2025 | 8 | 13.0% | N/A | +40.1% |
| May 2025 | Jun 2025 | 6 | 11.4% | N/A | +37.0% |
| Jul 2025 | Aug 2025 | 4 | 3.4% | N/A | +38.1% |
| Average | 26 | — | +8.7% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02