HBT
HBT Financial, Inc. Financial Services - Banks - Regional Investor Relations →
HBT Financial, Inc. (HBT) closed at $29.51 as of 2026-02-02, trading 48.2% above its 200-week moving average of $19.91. The stock moved further from the line this week, up from 36.0% last week. With a 14-week RSI of 78, HBT is in overbought territory.
Over the past 282 weeks of data, HBT has crossed below its 200-week moving average 2 times. On average, these episodes lasted 6 weeks. Historically, investors who bought HBT at the start of these episodes saw an average one-year return of +26.1%.
With a market cap of $928 million, HBT is a small-cap stock. Return on equity stands at 13.3%. The stock trades at 1.5x book value.
Share count has increased 8.9% over three years, indicating dilution.
Over the past 5.5 years, a hypothetical investment of $100 in HBT would have grown to $309, compared to $223 for the S&P 500. That represents an annualized return of 22.7% vs 15.7% for the index — confirming HBT as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 25.9% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: HBT vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HBT Crosses Below the Line?
Across 2 historical episodes, buying HBT when it crossed below its 200-week moving average produced an average return of +30.5% after 12 months (median +46.0%), compared to +7.0% for the S&P 500 over the same periods. 100% of those episodes were profitable after one year. After 24 months, the average return was +44.5% vs +6.5% for the index.
Each line shows $100 invested at the moment HBT crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
HBT has crossed below its 200-week MA 2 times with an average 1-year return of +26.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2020 | Nov 2020 | 10 | 21.8% | +25.8% | +200.5% |
| Sep 2021 | Sep 2021 | 1 | 1.6% | +26.4% | +138.9% |
| Average | 6 | — | +26.1% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02