HBCP
Home Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
Home Bancorp, Inc. (HBCP) closed at $63.04 as of 2026-02-02, trading 54.6% above its 200-week moving average of $40.77. The stock moved further from the line this week, up from 46.9% last week. With a 14-week RSI of 76, HBCP is in overbought territory.
Over the past 856 weeks of data, HBCP has crossed below its 200-week moving average 6 times. On average, these episodes lasted 14 weeks. The average one-year return after crossing below was -1.6%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $494 million, HBCP is a small-cap stock. Return on equity stands at 11.1%. The stock trades at 1.1x book value.
Over the past 16.5 years, a hypothetical investment of $100 in HBCP would have grown to $657, compared to $881 for the S&P 500. HBCP has returned 12.1% annualized vs 14.1% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -5.7% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: HBCP vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HBCP Crosses Below the Line?
Across 6 historical episodes, buying HBCP when it crossed below its 200-week moving average produced an average return of +0.5% after 12 months (median -2.0%), compared to +16.8% for the S&P 500 over the same periods. 33% of those episodes were profitable after one year. After 24 months, the average return was +29.8% vs +43.5% for the index.
Each line shows $100 invested at the moment HBCP crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
HBCP has crossed below its 200-week MA 6 times with an average 1-year return of +-1.6% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Mar 2019 | Apr 2019 | 1 | 1.8% | -29.4% | +125.8% |
| Jan 2020 | Feb 2020 | 2 | 2.0% | -18.1% | +107.5% |
| Feb 2020 | Mar 2021 | 53 | 44.2% | -2.1% | +114.5% |
| May 2022 | May 2022 | 1 | 0.1% | -3.4% | +105.2% |
| Mar 2023 | Jul 2023 | 17 | 10.5% | +13.4% | +112.0% |
| Aug 2023 | Oct 2023 | 9 | 4.0% | +30.0% | +100.5% |
| Average | 14 | — | +-1.6% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02