HBAN

Huntington Bancshares Incorporated Financial Services - Banking Investor Relations →

NO
26.4% ABOVE
↓ Approaching Was 30.5% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $13.33
14-Week RSI 65
Rel. Volume (14w) This week's trading vs. the 14-week average 1.2x
Buyers vs. Sellers (14w) Are up-weeks or down-weeks getting more volume? 0.89

Huntington Bancshares Incorporated (HBAN) closed at $16.86 as of 2026-06-19, trading 26.4% above its 200-week moving average of $13.33. The stock is currently moving closer to the line, down from 30.5% last week. The 14-week RSI sits at 65, indicating neutral momentum.

Trading volume is running at 1.2x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.89 ratio) is neutral — neither side is clearly dominating.

Over the past 2365 weeks of data, HBAN has crossed below its 200-week moving average 20 times. On average, these episodes lasted 24 weeks. Historically, investors who bought HBAN at the start of these episodes saw an average one-year return of +22.9%.

With a market cap of $34.2 billion, HBAN is a large-cap stock. Return on equity stands at 8.4%. The stock trades at 1.1x book value.

Share count has increased 8.6% over three years, indicating dilution.

Over the past 33.5 years, a hypothetical investment of $100 in HBAN would have grown to $487, compared to $3097 for the S&P 500. HBAN has returned 4.8% annualized vs 10.8% for the index, underperforming the broader market over this period.

Free cash flow has been declining at a -16.6% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.

Business Health

Annual financials — how the underlying business has performed over the past several years.

Cash Flow Free cash flow & net income ($M)

Revenue Annual revenue ($M) — business growth proxy

Total Debt Balance sheet debt ($M)

ROIC Return on invested capital (%)

FCF Yield Free cash flow / market cap (%) — Yartseva signal

Gross Margin Pricing power & competitive moat (%)

Shares Outstanding Buybacks vs dilution (millions)

Growth of $100: HBAN vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After HBAN Crosses Below the Line?

Across 12 historical episodes, buying HBAN when it crossed below its 200-week moving average produced an average return of +18.8% after 12 months (median +30.0%), compared to +17.3% for the S&P 500 over the same periods. 75% of those episodes were profitable after one year. After 24 months, the average return was +31.5% vs +31.7% for the index.

Each line shows $100 invested at the moment HBAN crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

Bean Score Experimental

The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices HBAN would reach each dislocation threshold.

Current Bean Score -0.79σ
Current FCF Yield 6.44%
Baseline Yield 6.74%
Historical σ 0.45pp

Dislocation Price Levels

Prices where HBAN's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-07-23.

LevelσPriceSignal
Deep Value+2σ$13.83Unusually cheap — potential buy zone
Value+1σ$14.69Cheap vs. own history
Fair Value+0σ$15.65Historical mean behavior
Expensive-1σ$16.76Expensive vs. own history
Deep Expensive-2σ$18.03Unusually expensive — potential trim zone

Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end

Data depth: 2 quarterly baselines, 22 price observations — Limited history (4+ quarters preferred for reliability)

Signal Accuracy Collecting Data

The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"

11 / 13 weeks minimum

Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.

Dislocation Scores Experimental

Each score measures deviation from HBAN's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.

⚠ Earnings quality deteriorating — net income is outrunning free cash flow vs this company's own norm. Cheapness signals here deserve extra scrutiny.
Yield Dislocation -0.91σ Dividend yield vs own 10-yr norm
Drawdown Score -0.31σ Distance from line vs own history
Sector-Relative +0.45σ Vs sector median this week
Buyback Acceleration +5.0pp YoY share change vs own 3-yr pace (− = accelerating)
Insider Intensity 26th TTM buys / market cap, percentile of buyers
FCF Yield vs History N/A Vs own recent annual mean
Earnings Quality Deteriorating Accrual gap trend (+8.6pp of revenue)

Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.

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Historical Touches

HBAN has crossed below its 200-week MA 20 times with an average 1-year return of +22.9% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Feb 1981Mar 198143.8%+27.6%+3434.3%
Jun 1982Jul 198244.7%+49.4%+2866.0%
Jul 1982Aug 198245.9%+42.2%+2937.5%
Nov 1987Nov 198720.2%+17.1%+1269.9%
Dec 1987Dec 198713.2%+18.4%+1304.6%
Dec 1987Jan 198845.2%+16.4%+1326.1%
Dec 1988Jan 198932.0%+38.3%+1125.4%
Jul 1990Feb 19912826.3%+36.5%+1047.1%
Dec 1999Mar 200211638.7%-26.4%+113.0%
Jul 2002Jul 200215.8%+22.4%+127.6%
Sep 2002Oct 200225.7%+23.0%+128.3%
Jul 2007Jan 201223493.6%-71.6%+54.1%
Jan 2016Feb 201632.4%+65.1%+201.9%
Jun 2016Jul 201633.1%+51.3%+196.5%
Dec 2018Dec 201812.8%+36.4%+107.1%
Feb 2020Nov 20203944.9%+32.8%+85.7%
Jun 2022Jul 202233.9%-4.0%+70.9%
Mar 2023Jul 20231924.3%+33.3%+90.6%
Aug 2023Dec 20231720.0%+19.3%+59.7%
Mar 2025Apr 202510.1%+30.1%+40.2%
Average24+22.9%

Frequently Asked Questions

Is HBAN below its 200-week moving average?

No. Huntington Bancshares Incorporated (HBAN) is currently 26.4% above its 200-week moving average of $13.33. It would need to fall to $13.33 to cross below the line.

What is HBAN's 200-week moving average price?

Huntington Bancshares Incorporated's 200-week moving average is $13.33 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.

What happens when HBAN drops below its 200-week moving average?

HBAN has crossed below its 200-week moving average 20 times in our data. On average, buying at that moment produced a one-year return of +22.9%. These dips have historically been decent entry points. These episodes lasted 24 weeks on average.

Is HBAN a good value right now?

Here's what our data says about HBAN as of 2026-06-19: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 65. Return on equity is 8.4%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.

How does HBAN compare to the S&P 500?

Over the past 33.5 years, $100 invested in HBAN would have grown to $487, compared to $3097 for the S&P 500. That's 4.8% annualized vs 10.8% for the index. HBAN has underperformed the broader market over this period.

Does HBAN pay a dividend?

Yes. Huntington Bancshares Incorporated currently pays a dividend yield of 358.00%.

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of week of 2026-06-19