HBAN
Huntington Bancshares Incorporated Financial Services - Banking Investor Relations →
Huntington Bancshares Incorporated (HBAN) closed at $17.04 as of 2026-07-31, trading 25.9% above its 200-week moving average of $13.53. The stock is currently moving closer to the line, down from 28.5% last week. The 14-week RSI sits at 56, indicating neutral momentum.
Trading volume is running at 1.3x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.76 ratio) is neutral — neither side is clearly dominating.
Over the past 2371 weeks of data, HBAN has crossed below its 200-week moving average 20 times. On average, these episodes lasted 24 weeks. Historically, investors who bought HBAN at the start of these episodes saw an average one-year return of +22.9%.
With a market cap of $34.4 billion, HBAN is a large-cap stock. Return on equity stands at 9.0%. The stock trades at 1.2x book value.
Share count has increased 8.6% over three years, indicating dilution.
Over the past 33.6 years, a hypothetical investment of $100 in HBAN would have grown to $492, compared to $3098 for the S&P 500. HBAN has returned 4.9% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -16.6% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: HBAN vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HBAN Crosses Below the Line?
Across 12 historical episodes, buying HBAN when it crossed below its 200-week moving average produced an average return of +18.8% after 12 months (median +30.0%), compared to +17.3% for the S&P 500 over the same periods. 75% of those episodes were profitable after one year. After 24 months, the average return was +31.5% vs +31.6% for the index.
Each line shows $100 invested at the moment HBAN crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices HBAN would reach each dislocation threshold.
Dislocation Price Levels
Prices where HBAN's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $13.76 | Unusually cheap — potential buy zone |
| Value | +1σ | $14.71 | Cheap vs. own history |
| Fair Value | +0σ | $15.79 | Historical mean behavior |
| Expensive | -1σ | $17.05 | Expensive vs. own history |
| Deep Expensive | -2σ | $18.52 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from HBAN's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
HBAN has crossed below its 200-week MA 20 times with an average 1-year return of +22.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 1981 | Mar 1981 | 4 | 3.8% | +27.6% | +3472.0% |
| Jun 1982 | Jul 1982 | 4 | 4.7% | +49.4% | +2897.7% |
| Jul 1982 | Aug 1982 | 4 | 5.9% | +42.2% | +2969.9% |
| Nov 1987 | Nov 1987 | 2 | 0.3% | +17.1% | +1284.5% |
| Dec 1987 | Dec 1987 | 1 | 2.2% | +18.4% | +1304.9% |
| Dec 1987 | Jan 1988 | 4 | 5.2% | +16.4% | +1341.3% |
| Dec 1988 | Jan 1989 | 3 | 2.1% | +38.3% | +1138.5% |
| Jul 1990 | Feb 1991 | 28 | 26.4% | +36.5% | +1059.3% |
| Dec 1999 | Mar 2002 | 116 | 38.8% | -26.1% | +113.5% |
| Jul 2002 | Jul 2002 | 1 | 5.8% | +22.4% | +130.0% |
| Sep 2002 | Oct 2002 | 2 | 5.8% | +23.0% | +130.8% |
| Jul 2007 | Jan 2012 | 234 | 93.6% | -71.6% | +55.8% |
| Jan 2016 | Feb 2016 | 3 | 2.5% | +65.1% | +205.2% |
| Jun 2016 | Jul 2016 | 3 | 3.1% | +51.3% | +199.7% |
| Dec 2018 | Dec 2018 | 1 | 1.8% | +36.1% | +106.9% |
| Feb 2020 | Nov 2020 | 39 | 45.0% | +32.8% | +87.6% |
| Jun 2022 | Jul 2022 | 3 | 2.8% | -3.8% | +70.6% |
| Mar 2023 | Jul 2023 | 19 | 24.4% | +33.0% | +90.0% |
| Aug 2023 | Dec 2023 | 17 | 20.0% | +19.3% | +61.4% |
| Mar 2025 | Apr 2025 | 1 | 0.2% | +30.1% | +41.7% |
| Average | 24 | — | +22.9% | — |
Frequently Asked Questions
Is HBAN below its 200-week moving average?
No. Huntington Bancshares Incorporated (HBAN) is currently 25.9% above its 200-week moving average of $13.53. It would need to fall to $13.53 to cross below the line.
What is HBAN's 200-week moving average price?
Huntington Bancshares Incorporated's 200-week moving average is $13.53 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when HBAN drops below its 200-week moving average?
HBAN has crossed below its 200-week moving average 20 times in our data. On average, buying at that moment produced a one-year return of +22.9%. These dips have historically been decent entry points. These episodes lasted 24 weeks on average.
Is HBAN a good value right now?
Here's what our data says about HBAN as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 56. Return on equity is 9.0%. Price-to-book is 1.2x. This is not a buy or sell recommendation — always do your own research.
How does HBAN compare to the S&P 500?
Over the past 33.6 years, $100 invested in HBAN would have grown to $492, compared to $3098 for the S&P 500. That's 4.9% annualized vs 10.8% for the index. HBAN has underperformed the broader market over this period.
Does HBAN pay a dividend?
Yes. Huntington Bancshares Incorporated currently pays a dividend yield of 364.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-31