HAFC
Hanmi Financial Corporation Financial Services - Banks - Regional Investor Relations →
Hanmi Financial Corporation (HAFC) closed at $25.34 as of 2026-03-20, trading 29.2% above its 200-week moving average of $19.61. The stock is currently moving closer to the line, down from 29.7% last week. The 14-week RSI sits at 36, indicating neutral momentum.
A big spike in selling this week — 2.6x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 1619 weeks of data, HAFC has crossed below its 200-week moving average 13 times. On average, these episodes lasted 36 weeks. Historically, investors who bought HAFC at the start of these episodes saw an average one-year return of +18.3%.
With a market cap of $759 million, HAFC is a small-cap stock. Return on equity stands at 10.0%. The stock trades at 0.9x book value.
Over the past 31.1 years, a hypothetical investment of $100 in HAFC would have grown to $380, compared to $2235 for the S&P 500. HAFC has returned 4.4% annualized vs 10.5% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: HAFC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HAFC Crosses Below the Line?
Across 13 historical episodes, buying HAFC when it crossed below its 200-week moving average produced an average return of +18.5% after 12 months (median +20.0%), compared to +6.8% for the S&P 500 over the same periods. 77% of those episodes were profitable after one year. After 24 months, the average return was +50.5% vs +17.5% for the index.
Each line shows $100 invested at the moment HAFC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
HAFC has crossed below its 200-week MA 13 times with an average 1-year return of +18.3% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 1995 | May 1995 | 7 | 11.0% | +18.5% | +293.8% |
| Jun 1995 | Jul 1995 | 3 | 4.1% | +20.8% | +301.3% |
| Jan 2000 | Jan 2000 | 1 | 0.8% | +48.1% | +69.0% |
| Feb 2000 | Apr 2000 | 7 | 7.5% | +60.8% | +65.8% |
| Apr 2000 | May 2000 | 2 | 0.5% | +55.2% | +63.1% |
| Jul 2007 | Aug 2012 | 264 | 93.8% | -62.7% | -67.0% |
| Jul 2018 | Jul 2018 | 1 | 1.3% | -9.0% | +44.2% |
| Sep 2018 | Mar 2021 | 128 | 65.6% | -21.0% | +42.0% |
| Jul 2021 | Aug 2021 | 4 | 6.8% | +28.1% | +72.9% |
| Sep 2021 | Sep 2021 | 1 | 1.1% | +41.7% | +73.9% |
| Apr 2023 | Jul 2023 | 15 | 21.0% | -11.3% | +66.7% |
| Aug 2023 | Nov 2023 | 14 | 17.3% | +25.6% | +67.4% |
| Jan 2024 | Jul 2024 | 25 | 14.2% | +42.7% | +66.2% |
| Average | 36 | — | +18.3% | — |
Frequently Asked Questions
Is HAFC below its 200-week moving average?
No. Hanmi Financial Corporation (HAFC) is currently 29.2% above its 200-week moving average of $19.61. It would need to fall to $19.61 to cross below the line.
What is HAFC's 200-week moving average price?
Hanmi Financial Corporation's 200-week moving average is $19.61 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when HAFC drops below its 200-week moving average?
HAFC has crossed below its 200-week moving average 13 times in our data. On average, buying at that moment produced a one-year return of +18.3%. These dips have historically been decent entry points. These episodes lasted 36 weeks on average.
Is HAFC a good value right now?
Here's what our data says about HAFC as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 36. Return on equity is 10.0%. Price-to-book is 0.9x. This is not a buy or sell recommendation — always do your own research.
How does HAFC compare to the S&P 500?
Over the past 31.1 years, $100 invested in HAFC would have grown to $380, compared to $2235 for the S&P 500. That's 4.4% annualized vs 10.5% for the index. HAFC has underperformed the broader market over this period.
Does HAFC pay a dividend?
Yes. Hanmi Financial Corporation currently pays a dividend yield of 442.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20