GL
Globe Life Inc. Financial Services - Insurance Investor Relations →
Globe Life Inc. (GL) closed at $182.25 as of 2026-07-31, trading 53.4% above its 200-week moving average of $118.80. The stock moved further from the line this week, up from 46.6% last week. With a 14-week RSI of 73, GL is in overbought territory.
Trading volume is running at 1.5x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.15 ratio) is neutral — neither side is clearly dominating.
Over the past 2343 weeks of data, GL has crossed below its 200-week moving average 29 times. On average, these episodes lasted 15 weeks. Historically, investors who bought GL at the start of these episodes saw an average one-year return of +26.5%.
With a market cap of $14.2 billion, GL is a large-cap stock. The stock trades at 2.3x book value.
The company has been aggressively buying back shares, reducing its share count by 18.2% over the past three years.
Over the past 33.6 years, a hypothetical investment of $100 in GL would have grown to $2336, compared to $3098 for the S&P 500. GL has returned 9.8% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -3.5% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: GL vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After GL Crosses Below the Line?
Across 20 historical episodes, buying GL when it crossed below its 200-week moving average produced an average return of +21.8% after 12 months (median +17.0%), compared to +20.6% for the S&P 500 over the same periods. 85% of those episodes were profitable after one year. After 24 months, the average return was +49.4% vs +33.0% for the index.
Each line shows $100 invested at the moment GL crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices GL would reach each dislocation threshold.
Dislocation Price Levels
Prices where GL's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $134.68 | Unusually cheap — potential buy zone |
| Value | +1σ | $142.82 | Cheap vs. own history |
| Fair Value | +0σ | $152.01 | Historical mean behavior |
| Expensive | -1σ | $162.46 | Expensive vs. own history |
| Deep Expensive | -2σ | $174.46 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from GL's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
GL has crossed below its 200-week MA 29 times with an average 1-year return of +26.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 1982 | Mar 1982 | 4 | 7.2% | +23.0% | +10937.0% |
| Jun 1982 | Jul 1982 | 5 | 5.3% | +48.9% | +11366.2% |
| Aug 1982 | Aug 1982 | 4 | 6.7% | +47.3% | +10878.3% |
| May 1984 | Sep 1984 | 17 | 29.8% | +134.2% | +12719.4% |
| Dec 1984 | Dec 1984 | 1 | 0.5% | -19.7% | +8720.2% |
| Sep 1985 | Jun 1986 | 38 | 42.3% | +23.2% | +12185.2% |
| Jul 1986 | Aug 1987 | 56 | 24.8% | -7.7% | +7899.7% |
| Aug 1987 | Apr 1988 | 34 | 27.6% | +4.9% | +7880.4% |
| Nov 1988 | Nov 1988 | 2 | 0.5% | +73.8% | +7873.9% |
| Mar 1994 | May 1994 | 8 | 8.8% | +6.1% | +3345.4% |
| Jun 1994 | Sep 1994 | 13 | 7.2% | +1.3% | +3332.1% |
| Oct 1994 | Oct 1995 | 51 | 22.4% | +7.9% | +3163.7% |
| Oct 1995 | Dec 1995 | 6 | 3.8% | +17.0% | +3051.3% |
| Apr 1996 | Jul 1996 | 16 | 5.3% | +31.1% | +3039.0% |
| Aug 1996 | Sep 1996 | 2 | 1.0% | +70.9% | +2927.0% |
| Sep 1999 | Oct 1999 | 5 | 11.2% | +0.5% | +1772.9% |
| Dec 1999 | Oct 2000 | 45 | 35.1% | +37.8% | +1787.3% |
| Jul 2002 | Jul 2002 | 1 | 0.7% | +20.2% | +1461.3% |
| Sep 2002 | Oct 2002 | 1 | 0.8% | +28.1% | +1458.3% |
| Jul 2008 | Aug 2008 | 2 | 1.3% | -25.6% | +749.0% |
| Sep 2008 | Mar 2010 | 76 | 69.7% | -20.8% | +837.9% |
| May 2010 | Jun 2010 | 5 | 5.3% | +35.4% | +868.6% |
| Jun 2010 | Jul 2010 | 4 | 4.6% | +33.0% | +866.9% |
| Aug 2010 | Aug 2010 | 3 | 3.2% | +8.2% | +836.5% |
| Mar 2020 | Aug 2020 | 21 | 24.5% | +43.0% | +169.2% |
| Aug 2020 | Aug 2020 | 1 | 2.4% | +18.6% | +137.4% |
| Sep 2020 | Oct 2020 | 5 | 5.6% | +13.9% | +135.3% |
| Oct 2020 | Nov 2020 | 1 | 2.5% | +10.7% | +135.8% |
| Apr 2024 | Aug 2024 | 20 | 41.4% | +104.1% | +214.6% |
| Average | 15 | — | +26.5% | — |
Frequently Asked Questions
Is GL below its 200-week moving average?
No. Globe Life Inc. (GL) is currently 53.4% above its 200-week moving average of $118.80. It would need to fall to $118.80 to cross below the line.
What is GL's 200-week moving average price?
Globe Life Inc.'s 200-week moving average is $118.80 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when GL drops below its 200-week moving average?
GL has crossed below its 200-week moving average 29 times in our data. On average, buying at that moment produced a one-year return of +26.5%. These dips have historically been decent entry points. These episodes lasted 15 weeks on average.
Is GL a good value right now?
Here's what our data says about GL as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 73 (overbought). Price-to-book is 2.3x. This is not a buy or sell recommendation — always do your own research.
How does GL compare to the S&P 500?
Over the past 33.6 years, $100 invested in GL would have grown to $2336, compared to $3098 for the S&P 500. That's 9.8% annualized vs 10.8% for the index. GL has underperformed the broader market over this period.
Does GL pay a dividend?
Yes. Globe Life Inc. currently pays a dividend yield of 72.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-31