GABC
German American Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
German American Bancorp, Inc. (GABC) closed at $44.37 as of 2026-02-02, trading 29.8% above its 200-week moving average of $34.19. The stock moved further from the line this week, up from 23.3% last week. With a 14-week RSI of 77, GABC is in overbought territory.
Over the past 1659 weeks of data, GABC has crossed below its 200-week moving average 23 times. On average, these episodes lasted 18 weeks. Historically, investors who bought GABC at the start of these episodes saw an average one-year return of +13.2%.
With a market cap of $1664 million, GABC is a small-cap stock. Return on equity stands at 12.0%. The stock trades at 1.4x book value.
Share count has increased 11.8% over three years, indicating dilution.
Over the past 31.9 years, a hypothetical investment of $100 in GABC would have grown to $1729, compared to $2692 for the S&P 500. GABC has returned 9.3% annualized vs 10.9% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -1.9% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: GABC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After GABC Crosses Below the Line?
Across 23 historical episodes, buying GABC when it crossed below its 200-week moving average produced an average return of +11.6% after 12 months (median +14.0%), compared to +6.1% for the S&P 500 over the same periods. 70% of those episodes were profitable after one year. After 24 months, the average return was +30.8% vs +17.8% for the index.
Each line shows $100 invested at the moment GABC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
GABC has crossed below its 200-week MA 23 times with an average 1-year return of +13.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 1995 | Jun 1995 | 1 | 1.3% | +23.9% | +1598.3% |
| Aug 1995 | Aug 1995 | 1 | 0.8% | +25.6% | +1587.3% |
| Sep 1995 | Oct 1995 | 2 | 0.1% | +33.5% | +1573.4% |
| Mar 1999 | Aug 1999 | 19 | 11.3% | -13.2% | +907.8% |
| Dec 1999 | Jul 2001 | 85 | 33.9% | -25.6% | +872.2% |
| Sep 2001 | Oct 2001 | 4 | 11.7% | +23.8% | +954.9% |
| Nov 2001 | Nov 2001 | 2 | 2.6% | +8.0% | +857.7% |
| Apr 2005 | Nov 2006 | 85 | 16.1% | -8.3% | +718.4% |
| Dec 2006 | May 2007 | 23 | 5.1% | -1.3% | +726.9% |
| May 2007 | Aug 2007 | 13 | 9.3% | +0.2% | +722.5% |
| Sep 2007 | Oct 2007 | 5 | 2.8% | +1.4% | +735.3% |
| Nov 2007 | Nov 2007 | 1 | 2.9% | -12.0% | +749.4% |
| Dec 2007 | May 2008 | 24 | 10.6% | -10.1% | +737.8% |
| Jun 2008 | Aug 2008 | 12 | 12.9% | +14.0% | +742.2% |
| Sep 2008 | Mar 2009 | 27 | 13.2% | +42.1% | +786.9% |
| Apr 2009 | Apr 2009 | 1 | 0.2% | +37.9% | +767.6% |
| Dec 2018 | Dec 2018 | 1 | 3.8% | +37.3% | +101.1% |
| May 2019 | Jun 2019 | 2 | 2.6% | +13.7% | +89.4% |
| Feb 2020 | May 2020 | 13 | 17.9% | +35.4% | +74.0% |
| Jun 2020 | Nov 2020 | 22 | 14.9% | +39.2% | +77.5% |
| Mar 2023 | Dec 2023 | 39 | 21.9% | -1.2% | +44.2% |
| Dec 2023 | Mar 2024 | 13 | 5.6% | +29.0% | +45.3% |
| Apr 2024 | Jun 2024 | 11 | 4.4% | +10.3% | +45.3% |
| Average | 18 | — | +13.2% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02