GABC
German American Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
German American Bancorp, Inc. (GABC) closed at $40.55 as of 2026-03-20, trading 18.4% above its 200-week moving average of $34.24. The stock moved further from the line this week, up from 17.2% last week. The 14-week RSI sits at 50, indicating neutral momentum.
A big jump in activity this week — 3.8x the usual volume, and the price went up. Significantly more people than usual decided to buy. This kind of surge, especially on a stock already below its 200-week average, can be an early sign that sentiment is shifting.
Over the past 1665 weeks of data, GABC has crossed below its 200-week moving average 23 times. On average, these episodes lasted 18 weeks. Historically, investors who bought GABC at the start of these episodes saw an average one-year return of +13.2%.
With a market cap of $1520 million, GABC is a small-cap stock. Return on equity stands at 12.0%. The stock trades at 1.3x book value.
Share count has increased 27.1% over three years, indicating dilution.
Over the past 32 years, a hypothetical investment of $100 in GABC would have grown to $1592, compared to $2535 for the S&P 500. GABC has returned 9.0% annualized vs 10.6% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: GABC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After GABC Crosses Below the Line?
Across 23 historical episodes, buying GABC when it crossed below its 200-week moving average produced an average return of +11.6% after 12 months (median +14.0%), compared to +6.1% for the S&P 500 over the same periods. 70% of those episodes were profitable after one year. After 24 months, the average return was +30.8% vs +17.8% for the index.
Each line shows $100 invested at the moment GABC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
GABC has crossed below its 200-week MA 23 times with an average 1-year return of +13.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 1995 | Jun 1995 | 1 | 1.3% | +23.9% | +1463.0% |
| Aug 1995 | Aug 1995 | 1 | 0.8% | +25.6% | +1453.0% |
| Sep 1995 | Oct 1995 | 2 | 0.1% | +33.5% | +1440.1% |
| Mar 1999 | Aug 1999 | 19 | 11.3% | -13.2% | +827.5% |
| Dec 1999 | Jul 2001 | 85 | 33.9% | -25.6% | +794.8% |
| Sep 2001 | Oct 2001 | 4 | 11.7% | +23.8% | +870.9% |
| Nov 2001 | Nov 2001 | 2 | 2.6% | +8.0% | +781.4% |
| Apr 2005 | Nov 2006 | 85 | 16.1% | -8.3% | +653.2% |
| Dec 2006 | May 2007 | 23 | 5.1% | -1.3% | +661.0% |
| May 2007 | Aug 2007 | 13 | 9.3% | +0.2% | +657.0% |
| Sep 2007 | Oct 2007 | 5 | 2.8% | +1.4% | +668.8% |
| Nov 2007 | Nov 2007 | 1 | 2.9% | -12.0% | +681.8% |
| Dec 2007 | May 2008 | 24 | 10.6% | -10.1% | +671.1% |
| Jun 2008 | Aug 2008 | 12 | 12.9% | +14.0% | +675.1% |
| Sep 2008 | Mar 2009 | 27 | 13.2% | +42.1% | +716.3% |
| Apr 2009 | Apr 2009 | 1 | 0.2% | +37.9% | +698.5% |
| Dec 2018 | Dec 2018 | 1 | 3.8% | +37.3% | +85.1% |
| May 2019 | Jun 2019 | 2 | 2.6% | +13.7% | +74.3% |
| Feb 2020 | May 2020 | 13 | 17.9% | +35.4% | +60.2% |
| Jun 2020 | Nov 2020 | 22 | 14.9% | +39.2% | +63.3% |
| Mar 2023 | Dec 2023 | 39 | 21.9% | -1.2% | +32.7% |
| Dec 2023 | Mar 2024 | 13 | 5.6% | +29.0% | +33.8% |
| Apr 2024 | Jun 2024 | 11 | 4.4% | +10.3% | +33.7% |
| Average | 18 | — | +13.2% | — |
Frequently Asked Questions
Is GABC below its 200-week moving average?
No. German American Bancorp, Inc. (GABC) is currently 18.4% above its 200-week moving average of $34.24. It would need to fall to $34.24 to cross below the line.
What is GABC's 200-week moving average price?
German American Bancorp, Inc.'s 200-week moving average is $34.24 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when GABC drops below its 200-week moving average?
GABC has crossed below its 200-week moving average 23 times in our data. On average, buying at that moment produced a one-year return of +13.2%. These dips have historically been decent entry points. These episodes lasted 18 weeks on average.
Is GABC a good value right now?
Here's what our data says about GABC as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 50. Return on equity is 12.0%. Price-to-book is 1.3x. This is not a buy or sell recommendation — always do your own research.
How does GABC compare to the S&P 500?
Over the past 32 years, $100 invested in GABC would have grown to $1592, compared to $2535 for the S&P 500. That's 9.0% annualized vs 10.6% for the index. GABC has underperformed the broader market over this period.
Does GABC pay a dividend?
Yes. German American Bancorp, Inc. currently pays a dividend yield of 291.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20