FNB
F.N.B. Corporation Financial Services - Banking Investor Relations →
F.N.B. Corporation (FNB) closed at $18.90 as of 2026-02-02, trading 47.0% above its 200-week moving average of $12.86. The stock moved further from the line this week, up from 37.0% last week. With a 14-week RSI of 79, FNB is in overbought territory.
Over the past 2009 weeks of data, FNB has crossed below its 200-week moving average 24 times. On average, these episodes lasted 25 weeks. Historically, investors who bought FNB at the start of these episodes saw an average one-year return of +10.7%.
With a market cap of $6.8 billion, FNB is a mid-cap stock. Return on equity stands at 8.7%. The stock trades at 1.0x book value.
Share count has increased 12.8% over three years, indicating dilution.
Over the past 33.2 years, a hypothetical investment of $100 in FNB would have grown to $1804, compared to $2849 for the S&P 500. FNB has returned 9.1% annualized vs 10.6% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 2.1% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: FNB vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After FNB Crosses Below the Line?
Across 22 historical episodes, buying FNB when it crossed below its 200-week moving average produced an average return of +11.4% after 12 months (median +7.0%), compared to +6.5% for the S&P 500 over the same periods. 62% of those episodes were profitable after one year. After 24 months, the average return was +5.3% vs +5.9% for the index.
Each line shows $100 invested at the moment FNB crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
FNB has crossed below its 200-week MA 24 times with an average 1-year return of +10.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 1987 | Dec 1987 | 3 | 0.1% | -12.7% | +1262.2% |
| May 1988 | Feb 1992 | 197 | 32.4% | -13.0% | +1292.2% |
| Jun 1992 | Aug 1992 | 10 | 9.4% | +23.4% | +1806.0% |
| Aug 1992 | Oct 1992 | 6 | 6.9% | +42.5% | +1847.5% |
| Oct 1992 | Jan 1993 | 13 | 17.5% | +36.9% | +1794.4% |
| Feb 1999 | Mar 1999 | 8 | 6.6% | -1.0% | +517.1% |
| Dec 1999 | Mar 2001 | 68 | 25.0% | -7.2% | +460.8% |
| Apr 2001 | Apr 2001 | 1 | 0.4% | +44.0% | +427.1% |
| Dec 2003 | Jan 2004 | 1 | 17.1% | +106.6% | +402.6% |
| Jan 2006 | Feb 2006 | 3 | 1.6% | +16.3% | +191.1% |
| May 2006 | May 2006 | 2 | 4.0% | +14.8% | +193.6% |
| Jun 2006 | Sep 2006 | 13 | 6.5% | +10.7% | +184.1% |
| May 2007 | May 2007 | 2 | 1.1% | -3.1% | +164.8% |
| Jul 2007 | Aug 2007 | 4 | 11.8% | -29.2% | +165.6% |
| Oct 2007 | Apr 2008 | 26 | 17.1% | -15.3% | +167.7% |
| May 2008 | Sep 2008 | 19 | 30.9% | -32.3% | +178.8% |
| Oct 2008 | Dec 2010 | 115 | 59.0% | -39.0% | +226.0% |
| Aug 2011 | Oct 2011 | 9 | 8.4% | +30.1% | +278.4% |
| Sep 2017 | Sep 2017 | 1 | 0.2% | +13.8% | +113.0% |
| Oct 2018 | Oct 2019 | 54 | 23.1% | +1.7% | +111.9% |
| Jan 2020 | Jan 2021 | 49 | 46.1% | -10.6% | +105.5% |
| Jan 2021 | Feb 2021 | 2 | 6.2% | +28.6% | +115.6% |
| May 2023 | May 2023 | 1 | 0.4% | +40.3% | +98.8% |
| Mar 2025 | Apr 2025 | 2 | 4.7% | N/A | +68.5% |
| Average | 25 | — | +10.7% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02