FITB
Fifth Third Bancorp Financial Services - Banking Investor Relations →
Fifth Third Bancorp (FITB) closed at $56.50 as of 2026-07-31, trading 55.5% above its 200-week moving average of $36.34. The stock is currently moving closer to the line, down from 58.6% last week. The 14-week RSI sits at 68, indicating neutral momentum.
Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.12 ratio) is neutral — neither side is clearly dominating.
Over the past 2371 weeks of data, FITB has crossed below its 200-week moving average 14 times. On average, these episodes lasted 36 weeks. Historically, investors who bought FITB at the start of these episodes saw an average one-year return of +42.0%.
With a market cap of $51.2 billion, FITB is a large-cap stock. Return on equity stands at 8.4%. The stock trades at 1.6x book value.
Over the past 33.6 years, a hypothetical investment of $100 in FITB would have grown to $1372, compared to $3098 for the S&P 500. FITB has returned 8.1% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -12.8% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: FITB vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After FITB Crosses Below the Line?
Across 12 historical episodes, buying FITB when it crossed below its 200-week moving average produced an average return of +28.1% after 12 months (median +45.0%), compared to +16.8% for the S&P 500 over the same periods. 83% of those episodes were profitable after one year. After 24 months, the average return was +44.5% vs +29.9% for the index.
Each line shows $100 invested at the moment FITB crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices FITB would reach each dislocation threshold.
Dislocation Price Levels
Prices where FITB's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $38.91 | Unusually cheap — potential buy zone |
| Value | +1σ | $43.87 | Cheap vs. own history |
| Fair Value | +0σ | $50.29 | Historical mean behavior |
| Expensive | -1σ | $58.90 | Expensive vs. own history |
| Deep Expensive | -2σ | $71.07 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from FITB's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
FITB has crossed below its 200-week MA 14 times with an average 1-year return of +42.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Aug 1990 | Aug 1990 | 1 | 1.4% | +129.3% | +4010.3% |
| Sep 1990 | Oct 1990 | 5 | 9.4% | +113.1% | +4068.2% |
| Feb 2000 | Mar 2000 | 2 | 7.4% | +71.1% | +270.4% |
| Mar 2003 | May 2003 | 12 | 7.2% | +11.6% | +122.9% |
| Mar 2004 | May 2007 | 167 | 30.3% | -18.1% | +105.3% |
| Jun 2007 | Oct 2011 | 227 | 96.4% | -74.1% | +145.0% |
| Nov 2011 | Nov 2011 | 1 | 6.2% | +39.1% | +726.0% |
| Jan 2016 | Apr 2016 | 14 | 15.9% | +63.8% | +375.5% |
| May 2016 | May 2016 | 2 | 4.0% | +45.5% | +362.1% |
| Jun 2016 | Jul 2016 | 3 | 3.7% | +44.5% | +361.6% |
| Dec 2018 | Dec 2018 | 1 | 2.4% | +42.1% | +234.9% |
| Feb 2020 | Nov 2020 | 37 | 49.5% | +49.9% | +198.7% |
| Mar 2023 | Nov 2023 | 38 | 22.9% | +25.8% | +113.6% |
| Mar 2025 | Apr 2025 | 1 | 0.1% | +44.6% | +74.6% |
| Average | 36 | — | +42.0% | — |
Frequently Asked Questions
Is FITB below its 200-week moving average?
No. Fifth Third Bancorp (FITB) is currently 55.5% above its 200-week moving average of $36.34. It would need to fall to $36.34 to cross below the line.
What is FITB's 200-week moving average price?
Fifth Third Bancorp's 200-week moving average is $36.34 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when FITB drops below its 200-week moving average?
FITB has crossed below its 200-week moving average 14 times in our data. On average, buying at that moment produced a one-year return of +42.0%. These dips have historically been decent entry points. These episodes lasted 36 weeks on average.
Is FITB a good value right now?
Here's what our data says about FITB as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 68. Return on equity is 8.4%. Price-to-book is 1.6x. This is not a buy or sell recommendation — always do your own research.
How does FITB compare to the S&P 500?
Over the past 33.6 years, $100 invested in FITB would have grown to $1372, compared to $3098 for the S&P 500. That's 8.1% annualized vs 10.8% for the index. FITB has underperformed the broader market over this period.
Does FITB pay a dividend?
Yes. Fifth Third Bancorp currently pays a dividend yield of 283.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-31