FISV
Fiserv, Inc. Technology Investor Relations →
Fiserv, Inc. (FISV) closed at $47.86 as of 2026-06-19, trading 63.7% below its 200-week moving average of $131.73. This places FISV in the extreme value zone. The stock is currently moving closer to the line, down from -59.3% last week. The 14-week RSI sits at 38, indicating neutral momentum.
A big spike in selling this week — 2.4x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 2025 weeks of data, FISV has crossed below its 200-week moving average 22 times. On average, these episodes lasted 9 weeks. Historically, investors who bought FISV at the start of these episodes saw an average one-year return of +24.9%.
With a market cap of $25.5 billion, FISV is a large-cap stock. The stock trades at 1.0x book value.
The company has been aggressively buying back shares, reducing its share count by 15.2% over the past three years.
Over the past 33.5 years, a hypothetical investment of $100 in FISV would have grown to $3258, compared to $3097 for the S&P 500. That represents an annualized return of 11.0% vs 10.8% for the index — confirming FISV as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
In the past 12 months, corporate insiders have made 3 open-market purchases totaling $2,211,971. Notably, these purchases occurred while FISV is trading below its 200-week moving average — insiders are buying when the market is most pessimistic.
Free cash flow has been growing at a 11.1% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: FISV vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After FISV Crosses Below the Line?
Across 19 historical episodes, buying FISV when it crossed below its 200-week moving average produced an average return of +21.2% after 12 months (median +21.0%), compared to +12.1% for the S&P 500 over the same periods. 94% of those episodes were profitable after one year. After 24 months, the average return was +37.1% vs +26.1% for the index.
Each line shows $100 invested at the moment FISV crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices FISV would reach each dislocation threshold.
Dislocation Price Levels
Prices where FISV's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-07-22.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $47.32 | Unusually cheap — potential buy zone |
| Value | +1σ | $50.72 | Cheap vs. own history |
| Fair Value | +0σ | $54.64 | Historical mean behavior |
| Expensive | -1σ | $59.22 | Expensive vs. own history |
| Deep Expensive | -2σ | $64.63 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from FISV's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
FISV has crossed below its 200-week MA 22 times with an average 1-year return of +24.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 1987 | Jan 1988 | 13 | 31.7% | +32.8% | +14199.2% |
| Sep 1988 | Sep 1988 | 1 | 0.3% | +29.2% | +12014.6% |
| Sep 1990 | Oct 1990 | 1 | 1.1% | +140.0% | +10803.1% |
| Sep 2002 | Nov 2002 | 7 | 28.0% | +27.9% | +570.8% |
| Jan 2003 | Mar 2003 | 7 | 9.6% | +19.9% | +514.2% |
| Mar 2003 | May 2003 | 8 | 10.6% | +8.8% | +493.4% |
| Oct 2003 | Oct 2003 | 1 | 2.0% | +0.5% | +464.4% |
| Mar 2004 | Apr 2004 | 4 | 5.1% | +6.6% | +439.3% |
| May 2004 | May 2004 | 1 | 0.5% | +18.4% | +431.2% |
| Jul 2004 | Nov 2004 | 16 | 10.6% | +24.3% | +431.6% |
| Jun 2008 | Jun 2008 | 1 | 1.4% | +0.2% | +317.1% |
| Sep 2008 | Jul 2009 | 41 | 36.9% | +6.9% | +336.8% |
| Oct 2009 | Nov 2009 | 1 | 2.1% | +18.9% | +317.4% |
| Nov 2009 | Nov 2009 | 1 | 1.3% | +21.8% | +313.6% |
| Jan 2010 | Feb 2010 | 4 | 4.5% | +35.3% | +318.0% |
| May 2010 | Jul 2010 | 10 | 4.8% | +33.0% | +303.6% |
| Feb 2022 | Mar 2022 | 5 | 5.5% | +18.7% | -50.9% |
| Apr 2022 | Jul 2022 | 15 | 11.9% | +16.0% | -52.0% |
| Aug 2022 | Sep 2022 | 1 | 0.9% | +21.1% | -52.8% |
| Sep 2022 | Jan 2023 | 18 | 9.0% | +18.5% | -51.1% |
| Jul 2025 | Aug 2025 | 3 | 2.6% | N/A | -64.6% |
| Sep 2025 | Ongoing | 42+ | 63.7% | Ongoing | -64.6% |
| Average | 9 | — | +24.9% | — |
Frequently Asked Questions
Is FISV below its 200-week moving average?
Yes. As of 2026-06-19, Fiserv, Inc. (FISV) is trading 63.7% below its 200-week moving average of $131.73. The current price is $47.86.
What is FISV's 200-week moving average price?
Fiserv, Inc.'s 200-week moving average is $131.73 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when FISV drops below its 200-week moving average?
FISV has crossed below its 200-week moving average 22 times in our data. On average, buying at that moment produced a one-year return of +24.9%. These dips have historically been decent entry points. These episodes lasted 9 weeks on average.
Is FISV a good value right now?
Here's what our data says about FISV as of 2026-06-19: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 38. Price-to-book is 1.0x. This is not a buy or sell recommendation — always do your own research.
How does FISV compare to the S&P 500?
Over the past 33.5 years, $100 invested in FISV would have grown to $3258, compared to $3097 for the S&P 500. That's 11.0% annualized vs 10.8% for the index. FISV has outperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19