FICO
Fair Isaac Corporation Technology - Analytics Investor Relations →
Fair Isaac Corporation (FICO) closed at $1391.00 as of 2026-02-02, trading 14.1% above its 200-week moving average of $1218.99. The stock is currently moving closer to the line, down from 20.5% last week. The 14-week RSI sits at 31, indicating neutral momentum.
Over the past 1963 weeks of data, FICO has crossed below its 200-week moving average 20 times. On average, these episodes lasted 17 weeks. Historically, investors who bought FICO at the start of these episodes saw an average one-year return of +14.3%.
With a market cap of $33.0 billion, FICO is a large-cap stock. The company generates a free cash flow yield of 1.7%. The stock trades at -18.3x book value.
The company has been aggressively buying back shares, reducing its share count by 5.5% over the past three years.
Over the past 33.2 years, a hypothetical investment of $100 in FICO would have grown to $63130, compared to $2849 for the S&P 500. That represents an annualized return of 21.5% vs 10.6% for the index — confirming FICO as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 13.7% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: FICO vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After FICO Crosses Below the Line?
Across 15 historical episodes, buying FICO when it crossed below its 200-week moving average produced an average return of +18.1% after 12 months (median +25.0%), compared to +1.8% for the S&P 500 over the same periods. 60% of those episodes were profitable after one year. After 24 months, the average return was +47.3% vs -0.3% for the index.
Each line shows $100 invested at the moment FICO crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
FICO has crossed below its 200-week MA 20 times with an average 1-year return of +14.3% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 1988 | Sep 1988 | 10 | 21.2% | -3.7% | +184905.8% |
| May 1989 | Jul 1989 | 10 | 25.1% | +1.7% | +211189.4% |
| Aug 1989 | Aug 1989 | 3 | 5.3% | -22.7% | +168931.6% |
| Sep 1989 | Oct 1989 | 6 | 8.5% | -25.4% | +161346.9% |
| Nov 1989 | Feb 1991 | 65 | 24.1% | -10.7% | +174800.7% |
| Jan 1998 | Feb 1998 | 4 | 5.8% | +62.2% | +16481.0% |
| Aug 1998 | Oct 1998 | 8 | 12.7% | -4.3% | +15524.9% |
| Apr 1999 | Jul 1999 | 13 | 11.0% | +11.4% | +14380.8% |
| Jul 1999 | Oct 1999 | 14 | 26.5% | +34.8% | +13303.0% |
| Apr 2000 | Apr 2000 | 2 | 3.3% | +58.0% | +12902.8% |
| Oct 2000 | Oct 2000 | 1 | 2.5% | +87.7% | +12573.9% |
| Jul 2004 | Sep 2004 | 10 | 7.5% | +46.4% | +5525.9% |
| Jul 2006 | Sep 2006 | 10 | 5.4% | +14.9% | +3962.9% |
| Apr 2007 | May 2007 | 4 | 3.0% | -25.9% | +3843.1% |
| Jun 2007 | Jun 2007 | 2 | 0.2% | -37.3% | +3755.5% |
| Aug 2007 | Aug 2007 | 3 | 1.2% | -33.6% | +3796.7% |
| Sep 2007 | Oct 2007 | 6 | 7.1% | -28.3% | +3808.6% |
| Nov 2007 | Jan 2011 | 165 | 69.3% | -61.6% | +3748.3% |
| Sep 2011 | Oct 2011 | 2 | 3.1% | +112.5% | +6365.1% |
| May 2022 | May 2022 | 2 | 6.2% | +109.2% | +297.6% |
| Average | 17 | — | +14.3% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02