FIBK

First Interstate BancSystem, Inc. Financial Services - Banks - Regional Investor Relations →

NO
31.3% ABOVE
↓ Approaching Was 33.9% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $27.74
14-Week RSI 67
Rel. Volume (14w) This week's trading vs. the 14-week average 1.3x
Buyers vs. Sellers (14w) Are up-weeks or down-weeks getting more volume? 0.80

First Interstate BancSystem, Inc. (FIBK) closed at $36.43 as of 2026-06-19, trading 31.3% above its 200-week moving average of $27.74. The stock is currently moving closer to the line, down from 33.9% last week. The 14-week RSI sits at 67, indicating neutral momentum.

Trading volume is running at 1.3x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.80 ratio) is neutral — neither side is clearly dominating.

Over the past 799 weeks of data, FIBK has crossed below its 200-week moving average 9 times. On average, these episodes lasted 21 weeks. Historically, investors who bought FIBK at the start of these episodes saw an average one-year return of +5.1%.

With a market cap of $3.5 billion, FIBK is a mid-cap stock. Return on equity stands at 9.3%. The stock trades at 1.1x book value.

Over the past 15.4 years, a hypothetical investment of $100 in FIBK would have grown to $461, compared to $737 for the S&P 500. FIBK has returned 10.4% annualized vs 13.8% for the index, underperforming the broader market over this period.

Free cash flow has been declining at a -19.1% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.

Business Health

Annual financials — how the underlying business has performed over the past several years.

Cash Flow Free cash flow & net income ($M)

Revenue Annual revenue ($M) — business growth proxy

Total Debt Balance sheet debt ($M)

ROIC Return on invested capital (%)

FCF Yield Free cash flow / market cap (%) — Yartseva signal

Gross Margin Pricing power & competitive moat (%)

Shares Outstanding Buybacks vs dilution (millions)

Growth of $100: FIBK vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After FIBK Crosses Below the Line?

Across 9 historical episodes, buying FIBK when it crossed below its 200-week moving average produced an average return of +7.0% after 12 months (median +10.0%), compared to +12.6% for the S&P 500 over the same periods. 62% of those episodes were profitable after one year. After 24 months, the average return was +18.6% vs +35.3% for the index.

Each line shows $100 invested at the moment FIBK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

Bean Score Experimental

The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices FIBK would reach each dislocation threshold.

Current Bean Score -0.92σ
Current FCF Yield 7.33%
Baseline Yield 7.89%
Historical σ 0.39pp

Dislocation Price Levels

Prices where FIBK's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-07-28.

LevelσPriceSignal
Deep Value+2σ$30.76Unusually cheap — potential buy zone
Value+1σ$32.26Cheap vs. own history
Fair Value+0σ$33.91Historical mean behavior
Expensive-1σ$35.73Expensive vs. own history
Deep Expensive-2σ$37.77Unusually expensive — potential trim zone

Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end

Data depth: 2 quarterly baselines, 22 price observations — Limited history (4+ quarters preferred for reliability)

Signal Accuracy Collecting Data

The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"

11 / 13 weeks minimum

Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.

Dislocation Scores Experimental

Each score measures deviation from FIBK's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.

⚠ Earnings quality deteriorating — net income is outrunning free cash flow vs this company's own norm. Cheapness signals here deserve extra scrutiny.
Yield Dislocation -0.26σ Dividend yield vs own 10-yr norm
Drawdown Score -0.52σ Distance from line vs own history
Sector-Relative +0.25σ Vs sector median this week
Buyback Acceleration -2.2pp YoY share change vs own 3-yr pace (− = accelerating)
Insider Intensity 6th TTM buys / market cap, percentile of buyers
FCF Yield vs History N/A Vs own recent annual mean
Earnings Quality Deteriorating Accrual gap trend (+20.1pp of revenue)

Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.

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Historical Touches

FIBK has crossed below its 200-week MA 9 times with an average 1-year return of +5.1% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Mar 2011Jun 2011146.4%+3.2%+380.6%
Jul 2011Jan 20122426.3%+5.9%+384.6%
Feb 2020Nov 20203728.0%+41.7%+52.6%
Jan 2022Feb 202210.8%+6.9%+29.6%
Mar 2022May 2022811.3%-14.2%+29.4%
Jan 2023Jan 202317.4%-8.4%+35.5%
Feb 2023Nov 20248837.6%-20.0%+28.1%
Mar 2025Jun 20251717.6%+25.5%+35.5%
Jul 2025Aug 202510.5%N/A+35.6%
Average21+5.1%

Frequently Asked Questions

Is FIBK below its 200-week moving average?

No. First Interstate BancSystem, Inc. (FIBK) is currently 31.3% above its 200-week moving average of $27.74. It would need to fall to $27.74 to cross below the line.

What is FIBK's 200-week moving average price?

First Interstate BancSystem, Inc.'s 200-week moving average is $27.74 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.

What happens when FIBK drops below its 200-week moving average?

FIBK has crossed below its 200-week moving average 9 times in our data. On average, buying at that moment produced a one-year return of +5.1%. These dips have historically been decent entry points. These episodes lasted 21 weeks on average.

Is FIBK a good value right now?

Here's what our data says about FIBK as of 2026-06-19: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 67. Return on equity is 9.3%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.

How does FIBK compare to the S&P 500?

Over the past 15.4 years, $100 invested in FIBK would have grown to $461, compared to $737 for the S&P 500. That's 10.4% annualized vs 13.8% for the index. FIBK has underperformed the broader market over this period.

Does FIBK pay a dividend?

Yes. First Interstate BancSystem, Inc. currently pays a dividend yield of 514.00%.

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of week of 2026-06-19