FFIN
First Financial Bankshares Inc. Financial Services - Banking Investor Relations →
First Financial Bankshares Inc. (FFIN) closed at $34.78 as of 2026-02-02, trading 6.3% above its 200-week moving average of $32.72. The stock moved further from the line this week, up from -2.8% last week. With a 14-week RSI of 71, FFIN is in overbought territory.
Over the past 1635 weeks of data, FFIN has crossed below its 200-week moving average 19 times. On average, these episodes lasted 12 weeks. Historically, investors who bought FFIN at the start of these episodes saw an average one-year return of +28.5%.
With a market cap of $5.0 billion, FFIN is a mid-cap stock. Return on equity stands at 14.4%. The stock trades at 2.6x book value.
Over the past 31.4 years, a hypothetical investment of $100 in FFIN would have grown to $7519, compared to $2525 for the S&P 500. That represents an annualized return of 14.7% vs 10.8% for the index — confirming FFIN as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -4.5% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: FFIN vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After FFIN Crosses Below the Line?
Across 19 historical episodes, buying FFIN when it crossed below its 200-week moving average produced an average return of +23.3% after 12 months (median +22.0%), compared to +13.9% for the S&P 500 over the same periods. 73% of those episodes were profitable after one year. After 24 months, the average return was +70.4% vs +27.5% for the index.
Each line shows $100 invested at the moment FFIN crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
FFIN has crossed below its 200-week MA 19 times with an average 1-year return of +28.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 1994 | Jun 1995 | 36 | 21.3% | +49.3% | +7418.8% |
| Dec 1999 | Aug 2000 | 36 | 17.7% | +8.5% | +2765.5% |
| Sep 2000 | Sep 2000 | 1 | 2.3% | +30.8% | +2612.5% |
| Oct 2000 | Oct 2000 | 3 | 3.1% | +26.0% | +2545.9% |
| Dec 2000 | Dec 2000 | 1 | 1.1% | +21.5% | +2540.5% |
| Mar 2009 | Mar 2009 | 1 | 1.4% | +48.7% | +683.6% |
| Aug 2011 | Oct 2011 | 11 | 14.1% | +17.6% | +505.8% |
| Nov 2011 | Nov 2011 | 1 | 4.8% | +31.6% | +523.2% |
| May 2012 | Jun 2012 | 1 | 2.0% | +83.3% | +484.7% |
| Jan 2016 | Feb 2016 | 2 | 1.7% | +66.9% | +218.8% |
| Mar 2020 | Mar 2020 | 1 | 2.3% | +101.6% | +58.7% |
| Oct 2022 | Sep 2024 | 97 | 37.0% | -27.7% | +1.8% |
| Sep 2024 | Oct 2024 | 1 | 1.9% | -4.8% | -0.5% |
| Oct 2024 | Nov 2024 | 2 | 1.5% | -12.1% | -1.2% |
| Dec 2024 | Jan 2025 | 4 | 4.7% | -13.5% | -2.5% |
| Mar 2025 | Jun 2025 | 12 | 12.3% | N/A | -0.7% |
| Jun 2025 | Jun 2025 | 1 | 0.7% | N/A | +1.3% |
| Jul 2025 | Aug 2025 | 2 | 2.1% | N/A | +3.3% |
| Sep 2025 | Ongoing | 20+ | 8.9% | Ongoing | +2.6% |
| Average | 12 | — | +28.5% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02