FCNCA
First Citizens BancShares Inc. Financial Services - Banking Investor Relations →
First Citizens BancShares Inc. (FCNCA) closed at $1985.39 as of 2026-05-01, trading 28.2% above its 200-week moving average of $1548.55. The stock moved further from the line this week, up from 25.3% last week. The 14-week RSI sits at 48, indicating neutral momentum.
Trading volume is running at 0.7x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.74 ratio) is neutral — neither side is clearly dominating.
Over the past 2014 weeks of data, FCNCA has crossed below its 200-week moving average 16 times. On average, these episodes lasted 28 weeks. Historically, investors who bought FCNCA at the start of these episodes saw an average one-year return of +30.0%.
With a market cap of $23.1 billion, FCNCA is a large-cap stock. Return on equity stands at 10.2%. The stock trades at 1.2x book value.
The company has been aggressively buying back shares, reducing its share count by 16.3% over the past three years.
Over the past 33.3 years, a hypothetical investment of $100 in FCNCA would have grown to $4318, compared to $2973 for the S&P 500. That represents an annualized return of 12.0% vs 10.7% for the index — confirming FCNCA as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -10% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: FCNCA vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After FCNCA Crosses Below the Line?
Across 13 historical episodes, buying FCNCA when it crossed below its 200-week moving average produced an average return of +34.0% after 12 months (median +23.0%), compared to +17.9% for the S&P 500 over the same periods. 62% of those episodes were profitable after one year. After 24 months, the average return was +43.8% vs +27.0% for the index.
Each line shows $100 invested at the moment FCNCA crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
FCNCA has crossed below its 200-week MA 16 times with an average 1-year return of +30.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 1987 | Mar 1988 | 26 | 28.1% | +2.4% | +8290.6% |
| May 1988 | Jun 1988 | 7 | 2.4% | -5.2% | +8519.0% |
| Oct 1988 | Aug 1991 | 146 | 36.0% | -13.2% | +8478.2% |
| Mar 1999 | Apr 1999 | 3 | 2.2% | -16.2% | +2985.1% |
| Jul 1999 | Jan 2001 | 75 | 31.6% | -22.8% | +2850.1% |
| Aug 2007 | Aug 2007 | 1 | 0.8% | -5.0% | +1277.0% |
| Oct 2007 | Dec 2009 | 112 | 54.3% | -3.7% | +1258.9% |
| Aug 2011 | Oct 2011 | 11 | 12.4% | +8.4% | +1298.2% |
| Nov 2011 | Nov 2011 | 1 | 1.2% | +7.1% | +1220.6% |
| May 2012 | Jun 2012 | 5 | 2.3% | +21.4% | +1174.4% |
| Jul 2012 | Sep 2012 | 7 | 2.2% | +27.5% | +1181.3% |
| Sep 2012 | Oct 2012 | 6 | 2.3% | +24.6% | +1169.7% |
| Nov 2012 | Jan 2013 | 9 | 7.1% | +34.2% | +1170.1% |
| Mar 2020 | Jul 2020 | 19 | 28.9% | +147.0% | +479.4% |
| Aug 2020 | Oct 2020 | 9 | 24.0% | +120.5% | +424.7% |
| Mar 2023 | Mar 2023 | 3 | 19.7% | +153.0% | +225.8% |
| Average | 28 | — | +30.0% | — |
Frequently Asked Questions
Is FCNCA below its 200-week moving average?
No. First Citizens BancShares Inc. (FCNCA) is currently 28.2% above its 200-week moving average of $1548.55. It would need to fall to $1548.55 to cross below the line.
What is FCNCA's 200-week moving average price?
First Citizens BancShares Inc.'s 200-week moving average is $1548.55 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when FCNCA drops below its 200-week moving average?
FCNCA has crossed below its 200-week moving average 16 times in our data. On average, buying at that moment produced a one-year return of +30.0%. These dips have historically been decent entry points. These episodes lasted 28 weeks on average.
Is FCNCA a good value right now?
Here's what our data says about FCNCA as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 48. Return on equity is 10.2%. Price-to-book is 1.2x. This is not a buy or sell recommendation — always do your own research.
How does FCNCA compare to the S&P 500?
Over the past 33.3 years, $100 invested in FCNCA would have grown to $4318, compared to $2973 for the S&P 500. That's 12.0% annualized vs 10.7% for the index. FCNCA has outperformed the broader market over this period.
Does FCNCA pay a dividend?
Yes. First Citizens BancShares Inc. currently pays a dividend yield of 42.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01