FCNCA
First Citizens BancShares Inc. Financial Services - Banking Investor Relations →
First Citizens BancShares Inc. (FCNCA) closed at $2160.99 as of 2026-02-02, trading 46.7% above its 200-week moving average of $1473.26. The stock moved further from the line this week, up from 41.2% last week. With a 14-week RSI of 74, FCNCA is in overbought territory.
Over the past 2002 weeks of data, FCNCA has crossed below its 200-week moving average 16 times. On average, these episodes lasted 28 weeks. Historically, investors who bought FCNCA at the start of these episodes saw an average one-year return of +30.0%.
With a market cap of $26.5 billion, FCNCA is a large-cap stock. Return on equity stands at 9.9%. The stock trades at 1.3x book value.
Share count has increased 39.7% over three years, indicating dilution.
Over the past 33.2 years, a hypothetical investment of $100 in FCNCA would have grown to $4695, compared to $2849 for the S&P 500. That represents an annualized return of 12.3% vs 10.6% for the index — confirming FCNCA as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: FCNCA vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After FCNCA Crosses Below the Line?
Across 13 historical episodes, buying FCNCA when it crossed below its 200-week moving average produced an average return of +34.0% after 12 months (median +23.0%), compared to +17.9% for the S&P 500 over the same periods. 62% of those episodes were profitable after one year. After 24 months, the average return was +43.8% vs +27.0% for the index.
Each line shows $100 invested at the moment FCNCA crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
FCNCA has crossed below its 200-week MA 16 times with an average 1-year return of +30.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 1987 | Mar 1988 | 26 | 28.1% | +2.4% | +9023.2% |
| May 1988 | Jun 1988 | 7 | 2.4% | -5.2% | +9271.5% |
| Oct 1988 | Aug 1991 | 146 | 36.0% | -13.2% | +9227.1% |
| Mar 1999 | Apr 1999 | 3 | 2.2% | -16.2% | +3254.4% |
| Jul 1999 | Jan 2001 | 75 | 31.6% | -22.8% | +3107.7% |
| Aug 2007 | Aug 2007 | 1 | 0.8% | -5.0% | +1397.3% |
| Oct 2007 | Dec 2009 | 112 | 54.3% | -3.7% | +1377.6% |
| Aug 2011 | Oct 2011 | 11 | 12.4% | +8.4% | +1420.3% |
| Nov 2011 | Nov 2011 | 1 | 1.2% | +7.1% | +1335.8% |
| May 2012 | Jun 2012 | 5 | 2.3% | +21.4% | +1285.6% |
| Jul 2012 | Sep 2012 | 7 | 2.2% | +27.5% | +1293.2% |
| Sep 2012 | Oct 2012 | 6 | 2.3% | +24.6% | +1280.5% |
| Nov 2012 | Jan 2013 | 9 | 7.1% | +34.2% | +1281.0% |
| Mar 2020 | Jul 2020 | 19 | 28.9% | +147.0% | +530.0% |
| Aug 2020 | Oct 2020 | 9 | 24.0% | +120.5% | +470.5% |
| Mar 2023 | Mar 2023 | 3 | 19.7% | +153.0% | +254.2% |
| Average | 28 | — | +30.0% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02