EVTC
EVERTEC, Inc. Technology - Software - Infrastructure Investor Relations →
EVERTEC, Inc. (EVTC) closed at $27.65 as of 2026-09-18, trading 17.4% below its 200-week moving average of $33.46. This places EVTC in the extreme value zone. The stock is currently moving closer to the line, down from -12.6% last week. The 14-week RSI sits at 55, indicating neutral momentum.
Trading volume is running at 1.7x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.80 ratio) is neutral — neither side is clearly dominating.
Over the past 653 weeks of data, EVTC has crossed below its 200-week moving average 14 times. On average, these episodes lasted 26 weeks. Historically, investors who bought EVTC at the start of these episodes saw an average one-year return of +7.9%.
With a market cap of $1652 million, EVTC is a small-cap stock. The company generates a free cash flow yield of 9.2%, which is notably high. Return on equity stands at 14.8%. The stock trades at 2.6x book value.
Over the past 12.6 years, a hypothetical investment of $100 in EVTC would have grown to $129, compared to $502 for the S&P 500. EVTC has returned 2.0% annualized vs 13.7% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -0.5% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: EVTC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After EVTC Crosses Below the Line?
Across 14 historical episodes, buying EVTC when it crossed below its 200-week moving average produced an average return of +7.5% after 12 months (median -1.0%), compared to +20.2% for the S&P 500 over the same periods. 43% of those episodes were profitable after one year. After 24 months, the average return was +5.0% vs +39.3% for the index.
Each line shows $100 invested at the moment EVTC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices EVTC would reach each dislocation threshold.
Dislocation Price Levels
Prices where EVTC's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-11-04.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $24.51 | Unusually cheap — analysis point |
| Value | +1σ | $26.42 | Cheap vs. own history |
| Fair Value | +0σ | $28.66 | Historical mean behavior |
| Expensive | -1σ | $31.31 | Expensive vs. own history |
| Deep Expensive | -2σ | $34.50 | Unusually expensive — analysis point |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026-08-04 | $0.95 | $1.05 | +10.6% |
| 2026-05-06 | $0.92 | $0.90 | -2.2% |
| 2026-02-26 | $0.90 | $0.93 | +2.8% |
| 2025-11-06 | $0.89 | $0.92 | +3.5% |
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
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Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are analysis points: prices at which the yield deviation becomes unusual enough to justify the work. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from EVTC's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. Each one is an analysis point, a reason to open the filings. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
EVTC has crossed below its 200-week MA 14 times with an average 1-year return of +7.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| May 2014 | May 2014 | 1 | 0.8% | +2.3% | +38.7% |
| Jul 2014 | Aug 2014 | 4 | 3.4% | -15.5% | +39.8% |
| Sep 2014 | May 2015 | 34 | 11.4% | -17.6% | +37.8% |
| Jun 2015 | Aug 2017 | 110 | 45.3% | -23.8% | +44.2% |
| Sep 2017 | Apr 2018 | 29 | 26.0% | +34.5% | +66.7% |
| Mar 2020 | Apr 2020 | 3 | 8.7% | +86.8% | +39.3% |
| Jun 2022 | Jun 2022 | 1 | 3.0% | +7.9% | -15.7% |
| Aug 2022 | Jan 2023 | 23 | 13.8% | +16.5% | -18.8% |
| Feb 2023 | Feb 2023 | 1 | 1.2% | +18.0% | -20.4% |
| Mar 2023 | Jun 2023 | 16 | 10.7% | +11.4% | -16.9% |
| Oct 2023 | Nov 2023 | 7 | 10.1% | -8.7% | -23.0% |
| Feb 2024 | Mar 2024 | 4 | 1.9% | +1.8% | -23.9% |
| Apr 2024 | Aug 2025 | 70 | 16.8% | -10.5% | -25.0% |
| Aug 2025 | Ongoing | 56+ | 33.9% | Ongoing | -22.1% |
| Average | 26 | — | +7.9% | — |
Frequently Asked Questions
Is EVTC below its 200-week moving average?
Yes. As of 2026-09-18, EVERTEC, Inc. (EVTC) is trading 17.4% below its 200-week moving average of $33.46. The current price is $27.65.
What is EVTC's 200-week moving average price?
EVERTEC, Inc.'s 200-week moving average is $33.46 as of 2026-09-18. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when EVTC drops below its 200-week moving average?
EVTC has crossed below its 200-week moving average 14 times in our data. On average, buying at that moment produced a one-year return of +7.9%. These dips have historically been decent entry points. These episodes lasted 26 weeks on average.
Is EVTC a good value right now?
Here's what our data says about EVTC as of 2026-09-18: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 55. Free cash flow yield is 9.2%. Return on equity is 14.8%. Price-to-book is 2.6x. This is not a buy or sell recommendation — always do your own research.
How does EVTC compare to the S&P 500?
Over the past 12.6 years, $100 invested in EVTC would have grown to $129, compared to $502 for the S&P 500. That's 2.0% annualized vs 13.7% for the index. EVTC has underperformed the broader market over this period.
Does EVTC pay a dividend?
Yes. EVERTEC, Inc. currently pays a dividend yield of 71.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-09-18