ESNT

Essent Group Ltd. Financial Services - Insurance - Specialty Investor Relations →

NO
29.6% ABOVE
↑ Moving away Was 25.2% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $50.38
14-Week RSI 64

Essent Group Ltd. (ESNT) closed at $65.28 as of 2026-02-02, trading 29.6% above its 200-week moving average of $50.38. The stock moved further from the line this week, up from 25.2% last week. The 14-week RSI sits at 64, indicating neutral momentum.

Over the past 592 weeks of data, ESNT has crossed below its 200-week moving average 10 times. On average, these episodes lasted 11 weeks. Historically, investors who bought ESNT at the start of these episodes saw an average one-year return of +28.5%.

With a market cap of $6.4 billion, ESNT is a mid-cap stock. The company generates a free cash flow yield of 13.2%, which is notably high. Return on equity stands at 12.4%. The stock trades at 1.1x book value.

Over the past 11.4 years, a hypothetical investment of $100 in ESNT would have grown to $300, compared to $415 for the S&P 500. ESNT has returned 10.1% annualized vs 13.3% for the index, underperforming the broader market over this period.

Free cash flow has been growing at a 6.1% compound annual rate, with 4 consecutive years of positive cash generation.

Growth of $100: ESNT vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After ESNT Crosses Below the Line?

Across 10 historical episodes, buying ESNT when it crossed below its 200-week moving average produced an average return of +37.3% after 12 months (median +34.0%), compared to +21.3% for the S&P 500 over the same periods. 80% of those episodes were profitable after one year. After 24 months, the average return was +52.8% vs +39.2% for the index.

Each line shows $100 invested at the moment ESNT crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

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Historical Touches

ESNT has crossed below its 200-week MA 10 times with an average 1-year return of +28.5% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Oct 2014Oct 201410.6%+19.9%+239.8%
Nov 2015Nov 201510.1%+23.8%+209.4%
Dec 2015Jul 20163126.4%+46.5%+218.3%
Dec 2018Dec 201811.4%+67.2%+129.7%
Mar 2020Oct 20203045.3%+24.0%+92.7%
Oct 2020Nov 202011.1%+22.2%+79.7%
Mar 2022May 2022114.2%-0.3%+72.0%
Jun 2022Aug 2022812.1%+16.7%+70.2%
Aug 2022Jan 20232216.6%+26.4%+69.9%
Mar 2023Apr 2023511.1%+38.4%+72.6%
Average11+28.5%

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of Friday close, 2026-02-02