EFSC
Enterprise Financial Services Corp Financial Services - Banks - Regional Investor Relations →
Enterprise Financial Services Corp (EFSC) closed at $52.95 as of 2026-03-20, trading 13.9% above its 200-week moving average of $46.49. The stock is currently moving closer to the line, down from 14.2% last week. The 14-week RSI sits at 41, indicating neutral momentum.
A big spike in selling this week — 3.0x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 1135 weeks of data, EFSC has crossed below its 200-week moving average 16 times. On average, these episodes lasted 19 weeks. The average one-year return after crossing below was -4.8%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $1960 million, EFSC is a small-cap stock. Return on equity stands at 10.4%. The stock trades at 1.0x book value.
Over the past 21.8 years, a hypothetical investment of $100 in EFSC would have grown to $491, compared to $850 for the S&P 500. EFSC has returned 7.6% annualized vs 10.3% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -5.4% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: EFSC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After EFSC Crosses Below the Line?
Across 16 historical episodes, buying EFSC when it crossed below its 200-week moving average produced an average return of -7.2% after 12 months (median -7.0%), compared to +0.6% for the S&P 500 over the same periods. 38% of those episodes were profitable after one year. After 24 months, the average return was +4.2% vs +18.3% for the index.
Each line shows $100 invested at the moment EFSC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
EFSC has crossed below its 200-week MA 16 times with an average 1-year return of +-4.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jul 2007 | Aug 2007 | 2 | 6.4% | -2.2% | +243.9% |
| Sep 2007 | Sep 2007 | 1 | 0.9% | -10.2% | +237.5% |
| Oct 2007 | Nov 2007 | 2 | 3.2% | -13.6% | +233.0% |
| Jan 2008 | Mar 2008 | 10 | 20.0% | -40.1% | +233.3% |
| Apr 2008 | Apr 2008 | 1 | 7.7% | -46.9% | +240.0% |
| Apr 2008 | Mar 2011 | 152 | 64.2% | -58.0% | +231.7% |
| Apr 2011 | Apr 2011 | 1 | 2.2% | -13.2% | +402.7% |
| May 2011 | Jun 2011 | 8 | 6.1% | -12.1% | +409.1% |
| Feb 2012 | Mar 2012 | 5 | 6.4% | +18.5% | +480.3% |
| Mar 2012 | Jul 2012 | 14 | 10.1% | +24.2% | +467.8% |
| Aug 2019 | Sep 2019 | 5 | 3.3% | -18.4% | +55.1% |
| Feb 2020 | Feb 2021 | 51 | 41.8% | +15.1% | +58.2% |
| May 2023 | May 2023 | 3 | 7.5% | +2.6% | +44.2% |
| Jun 2023 | Jul 2023 | 3 | 5.2% | +1.2% | +44.8% |
| Jul 2023 | Nov 2023 | 17 | 15.0% | +25.6% | +37.5% |
| Jan 2024 | Jul 2024 | 23 | 9.8% | +51.5% | +37.9% |
| Average | 19 | — | +-4.8% | — |
Frequently Asked Questions
Is EFSC below its 200-week moving average?
No. Enterprise Financial Services Corp (EFSC) is currently 13.9% above its 200-week moving average of $46.49. It would need to fall to $46.49 to cross below the line.
What is EFSC's 200-week moving average price?
Enterprise Financial Services Corp's 200-week moving average is $46.49 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when EFSC drops below its 200-week moving average?
EFSC has crossed below its 200-week moving average 16 times in our data. The average one-year return after these crossings was -4.8%, meaning the dips were not reliable buying signals for this particular stock. These episodes lasted 19 weeks on average.
Is EFSC a good value right now?
Here's what our data says about EFSC as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 41. Return on equity is 10.4%. Price-to-book is 1.0x. This is not a buy or sell recommendation — always do your own research.
How does EFSC compare to the S&P 500?
Over the past 21.8 years, $100 invested in EFSC would have grown to $491, compared to $850 for the S&P 500. That's 7.6% annualized vs 10.3% for the index. EFSC has underperformed the broader market over this period.
Does EFSC pay a dividend?
Yes. Enterprise Financial Services Corp currently pays a dividend yield of 238.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20