EBC
Eastern Bankshares, Inc. Financial Services - Banks - Regional Investor Relations →
Eastern Bankshares, Inc. (EBC) closed at $21.89 as of 2026-02-02, trading 44.3% above its 200-week moving average of $15.17. The stock moved further from the line this week, up from 35.2% last week. With a 14-week RSI of 82, EBC is in overbought territory.
Over the past 229 weeks of data, EBC has crossed below its 200-week moving average 8 times. On average, these episodes lasted 14 weeks. The average one-year return after crossing below was -19.7%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $4.9 billion, EBC is a mid-cap stock. Return on equity stands at 2.2%. The stock trades at 1.1x book value.
Share count has increased 8.0% over three years, indicating dilution.
Over the past 4.5 years, a hypothetical investment of $100 in EBC would have grown to $119, compared to $171 for the S&P 500. EBC has returned 3.9% annualized vs 12.7% for the index, underperforming the broader market over this period.
In the past 12 months, corporate insiders have made 8 open-market purchases totaling $3,036,811. Multiple insiders purchased within a 30-day window — a cluster buy pattern that historically signals management confidence in the company's prospects.
Free cash flow has been growing at a 17% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: EBC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After EBC Crosses Below the Line?
Across 8 historical episodes, buying EBC when it crossed below its 200-week moving average produced an average return of -17.5% after 12 months (median -15.0%), compared to +16.5% for the S&P 500 over the same periods. 33% of those episodes were profitable after one year. After 24 months, the average return was -9.8% vs +47.8% for the index.
Each line shows $100 invested at the moment EBC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
EBC has crossed below its 200-week MA 8 times with an average 1-year return of +-19.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| May 2022 | May 2022 | 2 | 1.1% | -39.7% | +28.8% |
| Jun 2022 | Jun 2022 | 2 | 3.2% | -30.0% | +29.4% |
| Nov 2022 | Nov 2022 | 2 | 0.8% | -37.4% | +28.1% |
| Dec 2022 | Jul 2024 | 84 | 39.8% | -27.8% | +29.9% |
| Jul 2024 | Aug 2024 | 3 | 6.2% | +2.4% | +51.4% |
| Oct 2024 | Oct 2024 | 1 | 0.7% | +14.3% | +42.6% |
| Mar 2025 | Jun 2025 | 13 | 9.8% | N/A | +54.7% |
| Jul 2025 | Aug 2025 | 2 | 2.9% | N/A | +47.8% |
| Average | 14 | — | +-19.7% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02