CUBI
Customers Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
Customers Bancorp, Inc. (CUBI) closed at $66.23 as of 2026-03-20, trading 41.3% above its 200-week moving average of $46.86. The stock moved further from the line this week, up from 38.5% last week. The 14-week RSI sits at 40, indicating neutral momentum.
Trading volume is running at 1.5x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.10 ratio) is neutral — neither side is clearly dominating.
Over the past 683 weeks of data, CUBI has crossed below its 200-week moving average 5 times. On average, these episodes lasted 31 weeks. Historically, investors who bought CUBI at the start of these episodes saw an average one-year return of +71.6%.
With a market cap of $2.3 billion, CUBI is a mid-cap stock. Return on equity stands at 11.3%. The stock trades at 1.1x book value.
Share count has increased 5.6% over three years, indicating dilution.
Over the past 13.2 years, a hypothetical investment of $100 in CUBI would have grown to $426, compared to $537 for the S&P 500. CUBI has returned 11.6% annualized vs 13.6% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CUBI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CUBI Crosses Below the Line?
Across 5 historical episodes, buying CUBI when it crossed below its 200-week moving average produced an average return of +82.4% after 12 months (median +103.0%), compared to +18.6% for the S&P 500 over the same periods. 60% of those episodes were profitable after one year. After 24 months, the average return was +36.8% vs +31.0% for the index.
Each line shows $100 invested at the moment CUBI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CUBI has crossed below its 200-week MA 5 times with an average 1-year return of +71.6% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 2017 | Nov 2017 | 1 | 0.1% | -19.1% | +164.3% |
| Jul 2018 | Jan 2021 | 129 | 65.3% | -20.3% | +156.6% |
| Jan 2021 | Feb 2021 | 1 | 0.1% | +160.3% | +198.1% |
| Dec 2022 | Jan 2023 | 7 | 8.8% | +97.4% | +146.3% |
| Mar 2023 | Jun 2023 | 16 | 42.3% | +139.6% | +189.7% |
| Average | 31 | — | +71.6% | — |
Frequently Asked Questions
Is CUBI below its 200-week moving average?
No. Customers Bancorp, Inc. (CUBI) is currently 41.3% above its 200-week moving average of $46.86. It would need to fall to $46.86 to cross below the line.
What is CUBI's 200-week moving average price?
Customers Bancorp, Inc.'s 200-week moving average is $46.86 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CUBI drops below its 200-week moving average?
CUBI has crossed below its 200-week moving average 5 times in our data. On average, buying at that moment produced a one-year return of +71.6%. These dips have historically been decent entry points. These episodes lasted 31 weeks on average.
Is CUBI a good value right now?
Here's what our data says about CUBI as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 40. Return on equity is 11.3%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does CUBI compare to the S&P 500?
Over the past 13.2 years, $100 invested in CUBI would have grown to $426, compared to $537 for the S&P 500. That's 11.6% annualized vs 13.6% for the index. CUBI has underperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20