CUBI
Customers Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
Customers Bancorp, Inc. (CUBI) closed at $76.28 as of 2026-02-02, trading 65.6% above its 200-week moving average of $46.05. The stock is currently moving closer to the line, down from 72.2% last week. The 14-week RSI sits at 66, indicating neutral momentum.
Over the past 677 weeks of data, CUBI has crossed below its 200-week moving average 5 times. On average, these episodes lasted 31 weeks. Historically, investors who bought CUBI at the start of these episodes saw an average one-year return of +71.6%.
With a market cap of $2.6 billion, CUBI is a mid-cap stock. Return on equity stands at 11.3%. The stock trades at 1.2x book value.
Over the past 13.1 years, a hypothetical investment of $100 in CUBI would have grown to $491, compared to $571 for the S&P 500. CUBI has returned 12.9% annualized vs 14.2% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -30.5% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: CUBI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CUBI Crosses Below the Line?
Across 5 historical episodes, buying CUBI when it crossed below its 200-week moving average produced an average return of +82.4% after 12 months (median +103.0%), compared to +18.6% for the S&P 500 over the same periods. 60% of those episodes were profitable after one year. After 24 months, the average return was +36.8% vs +31.0% for the index.
Each line shows $100 invested at the moment CUBI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CUBI has crossed below its 200-week MA 5 times with an average 1-year return of +71.6% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 2017 | Nov 2017 | 1 | 0.1% | -19.1% | +204.4% |
| Jul 2018 | Jan 2021 | 129 | 65.3% | -20.3% | +195.5% |
| Jan 2021 | Feb 2021 | 1 | 0.1% | +160.3% | +243.3% |
| Dec 2022 | Jan 2023 | 7 | 8.8% | +97.4% | +183.7% |
| Mar 2023 | Jun 2023 | 16 | 42.3% | +139.6% | +233.7% |
| Average | 31 | — | +71.6% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02