CRMT
America's Car-Mart, Inc. Consumer Cyclical - Auto & Truck Dealerships Investor Relations →
America's Car-Mart, Inc. (CRMT) closed at $12.02 as of 2026-03-20, trading 80.8% below its 200-week moving average of $62.73. This places CRMT in the extreme value zone. The stock is currently moving closer to the line, down from -78.5% last week. With a 14-week RSI of 28, CRMT is in oversold territory.
A big spike in selling this week — 2.1x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 1988 weeks of data, CRMT has crossed below its 200-week moving average 25 times. On average, these episodes lasted 35 weeks. Historically, investors who bought CRMT at the start of these episodes saw an average one-year return of +57.1%.
With a market cap of $100 million, CRMT is a small-cap stock. The company generates a free cash flow yield of 48.3%, which is notably high. Return on equity stands at -18.2%. The stock trades at 0.2x book value.
Share count has increased 29.7% over three years, indicating dilution. This stock also meets the Yartseva multibagger criteria as a small-cap with strong free cash flow yield and reasonable book value.
Over the past 33.2 years, a hypothetical investment of $100 in CRMT would have grown to $4808, compared to $2683 for the S&P 500. That represents an annualized return of 12.4% vs 10.4% for the index — confirming CRMT as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CRMT vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CRMT Crosses Below the Line?
Across 20 historical episodes, buying CRMT when it crossed below its 200-week moving average produced an average return of +64.5% after 12 months (median +23.0%), compared to +17.1% for the S&P 500 over the same periods. 75% of those episodes were profitable after one year. After 24 months, the average return was +64.7% vs +32.9% for the index.
Each line shows $100 invested at the moment CRMT crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CRMT has crossed below its 200-week MA 25 times with an average 1-year return of +57.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 1988 | Oct 1988 | 37 | 62.3% | +80.0% | +2784.8% |
| Nov 1988 | Sep 1989 | 41 | 25.8% | +10.0% | +1342.4% |
| Oct 1989 | Nov 1989 | 4 | 4.1% | -50.0% | +1342.4% |
| Dec 1989 | Mar 1990 | 15 | 22.8% | -50.0% | +1342.4% |
| Jul 1990 | May 1993 | 146 | 67.5% | -61.1% | +1502.7% |
| May 1993 | May 1993 | 1 | 2.5% | +833.3% | +2304.0% |
| Oct 1995 | Apr 1998 | 130 | 59.7% | -11.5% | +454.8% |
| Aug 1998 | Sep 1998 | 3 | 6.0% | +57.7% | +454.8% |
| Jan 2001 | Nov 2001 | 44 | 21.0% | +57.4% | +372.9% |
| Nov 2005 | Nov 2005 | 3 | 8.6% | -9.4% | -22.6% |
| Jul 2006 | Jun 2008 | 103 | 42.5% | -21.2% | -30.3% |
| Oct 2008 | Mar 2009 | 25 | 50.9% | +55.7% | -20.5% |
| May 2009 | May 2009 | 2 | 2.0% | +76.6% | -18.0% |
| Feb 2014 | Jun 2014 | 18 | 3.4% | +50.6% | -66.2% |
| Jul 2014 | Aug 2014 | 4 | 3.9% | +22.3% | -67.0% |
| Aug 2015 | Aug 2016 | 53 | 49.7% | -3.2% | -68.3% |
| Sep 2016 | Oct 2016 | 6 | 9.2% | +0.1% | -69.1% |
| Oct 2016 | Nov 2016 | 1 | 5.9% | +10.7% | -68.1% |
| Feb 2017 | Aug 2017 | 28 | 20.2% | +19.0% | -69.1% |
| Mar 2020 | Apr 2020 | 6 | 34.5% | +286.0% | -70.3% |
| Jan 2022 | May 2022 | 18 | 21.7% | -19.8% | -87.5% |
| Jun 2022 | Jun 2022 | 1 | 6.0% | +1.0% | -87.3% |
| Jul 2022 | Jul 2022 | 2 | 9.0% | -0.1% | -87.8% |
| Aug 2022 | Jul 2023 | 47 | 41.4% | +35.6% | -84.9% |
| Sep 2023 | Ongoing | 133+ | 80.8% | Ongoing | -87.3% |
| Average | 35 | — | +57.1% | — |
Frequently Asked Questions
Is CRMT below its 200-week moving average?
Yes. As of 2026-03-20, America's Car-Mart, Inc. (CRMT) is trading 80.8% below its 200-week moving average of $62.73. The current price is $12.02.
What is CRMT's 200-week moving average price?
America's Car-Mart, Inc.'s 200-week moving average is $62.73 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CRMT drops below its 200-week moving average?
CRMT has crossed below its 200-week moving average 25 times in our data. On average, buying at that moment produced a one-year return of +57.1%. These dips have historically been decent entry points. These episodes lasted 35 weeks on average.
Is CRMT a good value right now?
Here's what our data says about CRMT as of 2026-03-20: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 28 (oversold). Free cash flow yield is 48.3%. Return on equity is -18.2%. Price-to-book is 0.2x. This is not a buy or sell recommendation — always do your own research.
How does CRMT compare to the S&P 500?
Over the past 33.2 years, $100 invested in CRMT would have grown to $4808, compared to $2683 for the S&P 500. That's 12.4% annualized vs 10.4% for the index. CRMT has outperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20