CRMT

America's Car-Mart, Inc. Consumer Cyclical - Auto & Truck Dealerships Investor Relations →

YES
62.2% BELOW
↓ Approaching Was -60.4% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $64.65
14-Week RSI 54

America's Car-Mart, Inc. (CRMT) closed at $24.45 as of 2026-02-02, trading 62.2% below its 200-week moving average of $64.65. This places CRMT in the extreme value zone. The stock is currently moving closer to the line, down from -60.4% last week. The 14-week RSI sits at 54, indicating neutral momentum.

Over the past 1982 weeks of data, CRMT has crossed below its 200-week moving average 25 times. On average, these episodes lasted 35 weeks. Historically, investors who bought CRMT at the start of these episodes saw an average one-year return of +57.1%.

With a market cap of $203 million, CRMT is a small-cap stock. Free cash flow yield is currently negative, meaning the company is burning cash. Return on equity stands at -2.6%. The stock trades at 0.4x book value.

Share count has increased 29.7% over three years, indicating dilution.

Over the past 33.2 years, a hypothetical investment of $100 in CRMT would have grown to $9780, compared to $2849 for the S&P 500. That represents an annualized return of 14.8% vs 10.6% for the index — confirming CRMT as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.

In the past 12 months, corporate insiders have made 4 open-market purchases totaling $4,902,679. Notably, these purchases occurred while CRMT is trading below its 200-week moving average — insiders are buying when the market is most pessimistic.

Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.

Growth of $100: CRMT vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After CRMT Crosses Below the Line?

Across 20 historical episodes, buying CRMT when it crossed below its 200-week moving average produced an average return of +64.5% after 12 months (median +23.0%), compared to +17.1% for the S&P 500 over the same periods. 75% of those episodes were profitable after one year. After 24 months, the average return was +64.7% vs +32.9% for the index.

Each line shows $100 invested at the moment CRMT crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

Advertisement

Insider Buying Activity

2 conviction buys in the past 12 months (purchases over $500K with meaningful position increases).

DateInsiderTitleValueSharesPosition +%
2025-03-11BUBA JONATHAN Z.Director$4,383,506100,000+18.4%
2025-03-10WELCH JOSHUA G.Director$509,16612,000N/A

Historical Touches

CRMT has crossed below its 200-week MA 25 times with an average 1-year return of +57.1% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Feb 1988Oct 19883762.3%+80.0%+5768.0%
Nov 1988Sep 19894125.8%+10.0%+2834.0%
Oct 1989Nov 198944.1%-50.0%+2834.0%
Dec 1989Mar 19901522.8%-50.0%+2834.0%
Jul 1990May 199314667.5%-61.1%+3160.0%
May 1993May 199312.5%+833.3%+4790.0%
Oct 1995Apr 199813059.7%-11.5%+1028.5%
Aug 1998Sep 199836.0%+57.7%+1028.5%
Jan 2001Nov 20014421.0%+57.4%+862.0%
Nov 2005Nov 200538.6%-9.4%+57.4%
Jul 2006Jun 200810342.5%-21.2%+41.7%
Oct 2008Mar 20092550.9%+55.7%+61.7%
May 2009May 200922.0%+76.6%+66.9%
Feb 2014Jun 2014183.4%+50.6%-31.3%
Jul 2014Aug 201443.9%+22.3%-32.8%
Aug 2015Aug 20165349.7%-3.2%-35.5%
Sep 2016Oct 201669.2%+0.1%-37.1%
Oct 2016Nov 201615.9%+10.7%-35.1%
Feb 2017Aug 20172820.2%+19.0%-37.1%
Mar 2020Apr 2020634.5%+286.0%-39.5%
Jan 2022May 20221821.7%-19.8%-74.7%
Jun 2022Jun 202216.0%+1.0%-74.1%
Jul 2022Jul 202229.0%-0.1%-75.2%
Aug 2022Jul 20234741.4%+35.6%-69.2%
Sep 2023Ongoing127+73.4%Ongoing-74.2%
Average35+57.1%

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of Friday close, 2026-02-02