CPAY
Corpay, Inc. Technology - Software - Infrastructure Investor Relations →
Corpay, Inc. (CPAY) closed at $287.46 as of 2026-03-20, trading 4.0% above its 200-week moving average of $276.41. The stock is currently moving closer to the line, down from 15.0% last week. The 14-week RSI sits at 43, indicating neutral momentum.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.10 ratio) is neutral — neither side is clearly dominating.
Over the past 748 weeks of data, CPAY has crossed below its 200-week moving average 8 times. On average, these episodes lasted 13 weeks. Historically, investors who bought CPAY at the start of these episodes saw an average one-year return of +36.9%.
With a market cap of $20.1 billion, CPAY is a large-cap stock. The company generates a free cash flow yield of 9.4%, which is notably high. Return on equity stands at 29.1%, indicating strong profitability. The stock trades at 5.1x book value.
The company has been aggressively buying back shares, reducing its share count by 6.8% over the past three years.
Over the past 14.4 years, a hypothetical investment of $100 in CPAY would have grown to $1002, compared to $670 for the S&P 500. That represents an annualized return of 17.3% vs 14.1% for the index — confirming CPAY as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
In the past 12 months, corporate insiders have made 1 open-market purchase totaling $2,519,840.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CPAY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CPAY Crosses Below the Line?
Across 8 historical episodes, buying CPAY when it crossed below its 200-week moving average produced an average return of +30.6% after 12 months (median +39.0%), compared to +18.9% for the S&P 500 over the same periods. 71% of those episodes were profitable after one year. After 24 months, the average return was +81.0% vs +37.1% for the index.
Each line shows $100 invested at the moment CPAY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CPAY has crossed below its 200-week MA 8 times with an average 1-year return of +36.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 2011 | Jan 2012 | 6 | 11.0% | +91.7% | +965.5% |
| May 2017 | May 2017 | 3 | 4.8% | +50.0% | +115.5% |
| Aug 2017 | Aug 2017 | 3 | 2.7% | +56.1% | +106.3% |
| Mar 2020 | Apr 2020 | 3 | 10.2% | +50.2% | +53.7% |
| Oct 2021 | Apr 2022 | 24 | 16.3% | -23.6% | +16.2% |
| Apr 2022 | Jun 2023 | 61 | 33.9% | -14.3% | +15.2% |
| Oct 2023 | Nov 2023 | 6 | 8.3% | +47.9% | +20.3% |
| Oct 2025 | Nov 2025 | 1 | 3.2% | N/A | +10.4% |
| Average | 13 | — | +36.9% | — |
Frequently Asked Questions
Is CPAY below its 200-week moving average?
No. Corpay, Inc. (CPAY) is currently 4.0% above its 200-week moving average of $276.41. It would need to fall to $276.41 to cross below the line.
What is CPAY's 200-week moving average price?
Corpay, Inc.'s 200-week moving average is $276.41 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CPAY drops below its 200-week moving average?
CPAY has crossed below its 200-week moving average 8 times in our data. On average, buying at that moment produced a one-year return of +36.9%. These dips have historically been decent entry points. These episodes lasted 13 weeks on average.
Is CPAY a good value right now?
Here's what our data says about CPAY as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 43. Free cash flow yield is 9.4%. Return on equity is 29.1%. Price-to-book is 5.1x. This is not a buy or sell recommendation — always do your own research.
How does CPAY compare to the S&P 500?
Over the past 14.4 years, $100 invested in CPAY would have grown to $1002, compared to $670 for the S&P 500. That's 17.3% annualized vs 14.1% for the index. CPAY has outperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20