CPAY
Corpay, Inc. Technology - Software - Infrastructure Investor Relations →
Corpay, Inc. (CPAY) closed at $354.19 as of 2026-02-02, trading 29.3% above its 200-week moving average of $273.98. The stock moved further from the line this week, up from 15.1% last week. With a 14-week RSI of 80, CPAY is in overbought territory.
Over the past 742 weeks of data, CPAY has crossed below its 200-week moving average 8 times. On average, these episodes lasted 13 weeks. Historically, investors who bought CPAY at the start of these episodes saw an average one-year return of +36.9%.
With a market cap of $25.0 billion, CPAY is a large-cap stock. The company generates a free cash flow yield of 7.8%, which is healthy. Return on equity stands at 29.1%, indicating strong profitability. The stock trades at 6.3x book value.
The company has been aggressively buying back shares, reducing its share count by 11.1% over the past three years.
Over the past 14.3 years, a hypothetical investment of $100 in CPAY would have grown to $1235, compared to $712 for the S&P 500. That represents an annualized return of 19.2% vs 14.7% for the index — confirming CPAY as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
In the past 12 months, corporate insiders have made 1 open-market purchase totaling $2,519,840.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: CPAY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CPAY Crosses Below the Line?
Across 8 historical episodes, buying CPAY when it crossed below its 200-week moving average produced an average return of +30.6% after 12 months (median +39.0%), compared to +18.9% for the S&P 500 over the same periods. 71% of those episodes were profitable after one year. After 24 months, the average return was +81.0% vs +37.1% for the index.
Each line shows $100 invested at the moment CPAY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CPAY has crossed below its 200-week MA 8 times with an average 1-year return of +36.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 2011 | Jan 2012 | 6 | 11.0% | +91.7% | +1212.8% |
| May 2017 | May 2017 | 3 | 4.8% | +50.0% | +165.5% |
| Aug 2017 | Aug 2017 | 3 | 2.7% | +56.1% | +154.2% |
| Mar 2020 | Apr 2020 | 3 | 10.2% | +50.2% | +89.4% |
| Oct 2021 | Apr 2022 | 24 | 16.3% | -23.6% | +43.2% |
| Apr 2022 | Jun 2023 | 61 | 33.9% | -14.3% | +41.9% |
| Oct 2023 | Nov 2023 | 6 | 8.3% | +47.9% | +48.2% |
| Oct 2025 | Nov 2025 | 1 | 3.2% | N/A | +36.0% |
| Average | 13 | — | +36.9% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02