CLOV
Clover Health Investments Corp. Healthcare - Insurance Investor Relations →
Clover Health Investments Corp. (CLOV) closed at $2.13 as of 2026-02-02, trading 2.3% above its 200-week moving average of $2.08. The stock is currently moving closer to the line, down from 7.3% last week. With a 14-week RSI of 24, CLOV is in oversold territory.
Over the past 247 weeks of data, CLOV has crossed below its 200-week moving average 5 times. On average, these episodes lasted 35 weeks. The average one-year return after crossing below was -41.7%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $1101 million, CLOV is a small-cap stock. Free cash flow yield is currently negative, meaning the company is burning cash. Return on equity stands at -16.9%. The stock trades at 3.2x book value.
Share count has increased 6.9% over three years, indicating dilution.
Over the past 4.8 years, a hypothetical investment of $100 in CLOV would have grown to $24, compared to $176 for the S&P 500. CLOV has returned -25.8% annualized vs 12.3% for the index, underperforming the broader market over this period.
In the past 12 months, corporate insiders have made 2 open-market purchases totaling $1,067,752.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: CLOV vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CLOV Crosses Below the Line?
Across 5 historical episodes, buying CLOV when it crossed below its 200-week moving average produced an average return of -48.0% after 12 months (median -28.0%), compared to +7.0% for the S&P 500 over the same periods. After 24 months, the average return was -87.0% vs +5.0% for the index.
Each line shows $100 invested at the moment CLOV crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CLOV has crossed below its 200-week MA 5 times with an average 1-year return of +-41.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| May 2021 | Jun 2021 | 3 | 35.4% | -60.5% | -69.3% |
| Jul 2021 | Sep 2024 | 169 | 88.0% | -71.4% | -77.0% |
| Nov 2024 | Nov 2024 | 2 | 10.7% | -21.7% | -37.5% |
| Dec 2024 | Dec 2024 | 1 | 3.1% | -13.2% | -31.5% |
| Aug 2025 | Aug 2025 | 1 | 4.5% | N/A | -2.3% |
| Average | 35 | — | +-41.7% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02