CLBK
Columbia Financial, Inc. Financial Services - Banks - Regional Investor Relations →
Columbia Financial, Inc. (CLBK) closed at $18.52 as of 2026-02-02, trading 6.0% above its 200-week moving average of $17.47. The stock moved further from the line this week, up from -7.0% last week. With a 14-week RSI of 74, CLBK is in overbought territory.
Over the past 358 weeks of data, CLBK has crossed below its 200-week moving average 6 times. On average, these episodes lasted 34 weeks. The average one-year return after crossing below was -5.2%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $1932 million, CLBK is a small-cap stock. Return on equity stands at 4.6%. The stock trades at 1.7x book value.
Over the past 6.9 years, a hypothetical investment of $100 in CLBK would have grown to $117, compared to $260 for the S&P 500. CLBK has returned 2.3% annualized vs 14.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -34.8% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: CLBK vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CLBK Crosses Below the Line?
Across 6 historical episodes, buying CLBK when it crossed below its 200-week moving average produced an average return of -6.3% after 12 months (median -6.0%), compared to +22.0% for the S&P 500 over the same periods. 33% of those episodes were profitable after one year. After 24 months, the average return was +1.8% vs +45.5% for the index.
Each line shows $100 invested at the moment CLBK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CLBK has crossed below its 200-week MA 6 times with an average 1-year return of +-5.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 2019 | Sep 2019 | 26 | 9.5% | -12.2% | +17.6% |
| Feb 2020 | Dec 2020 | 43 | 29.9% | +5.3% | +19.3% |
| Apr 2023 | May 2023 | 5 | 13.7% | +0.5% | +10.4% |
| Jun 2023 | Jul 2023 | 6 | 2.5% | -18.4% | +6.4% |
| Aug 2023 | Dec 2023 | 16 | 12.9% | -1.0% | +6.9% |
| Jan 2024 | Ongoing | 106+ | 28.6% | Ongoing | +6.3% |
| Average | 34 | — | +-5.2% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02