CFG
Citizens Financial Group Inc. Financial Services - Banking Investor Relations →
Citizens Financial Group Inc. (CFG) closed at $64.42 as of 2026-05-01, trading 70.1% above its 200-week moving average of $37.86. The stock moved further from the line this week, up from 68.0% last week. The 14-week RSI sits at 55, indicating neutral momentum.
Trading volume is running at 0.8x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.83 ratio) is neutral — neither side is clearly dominating.
Over the past 557 weeks of data, CFG has crossed below its 200-week moving average 10 times. On average, these episodes lasted 15 weeks. Historically, investors who bought CFG at the start of these episodes saw an average one-year return of +22.8%.
With a market cap of $27.4 billion, CFG is a large-cap stock. Return on equity stands at 7.7%. The stock trades at 1.1x book value.
The company has been aggressively buying back shares, reducing its share count by 12.8% over the past three years.
Over the past 10.8 years, a hypothetical investment of $100 in CFG would have grown to $394, compared to $435 for the S&P 500. CFG has returned 13.6% annualized vs 14.7% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -20.1% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CFG vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CFG Crosses Below the Line?
Across 10 historical episodes, buying CFG when it crossed below its 200-week moving average produced an average return of +28.8% after 12 months (median +31.0%), compared to +21.3% for the S&P 500 over the same periods. 80% of those episodes were profitable after one year. After 24 months, the average return was +56.9% vs +50.5% for the index.
Each line shows $100 invested at the moment CFG crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CFG has crossed below its 200-week MA 10 times with an average 1-year return of +22.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Aug 2015 | Nov 2015 | 9 | 6.4% | +4.5% | +294.2% |
| Jan 2016 | Aug 2016 | 32 | 22.7% | +53.8% | +297.0% |
| Dec 2018 | Dec 2018 | 3 | 7.4% | +37.7% | +193.8% |
| Aug 2019 | Aug 2019 | 1 | 0.3% | -19.7% | +172.2% |
| Feb 2020 | Nov 2020 | 38 | 49.3% | +45.2% | +167.4% |
| Sep 2022 | Oct 2022 | 2 | 1.2% | -19.1% | +120.0% |
| Mar 2023 | Mar 2024 | 54 | 32.8% | +5.6% | +115.6% |
| Apr 2024 | Apr 2024 | 2 | 2.5% | +9.4% | +111.3% |
| Jun 2024 | Jun 2024 | 2 | 0.4% | +26.1% | +102.6% |
| Mar 2025 | Apr 2025 | 3 | 3.5% | +84.5% | +96.3% |
| Average | 15 | — | +22.8% | — |
Frequently Asked Questions
Is CFG below its 200-week moving average?
No. Citizens Financial Group Inc. (CFG) is currently 70.1% above its 200-week moving average of $37.86. It would need to fall to $37.86 to cross below the line.
What is CFG's 200-week moving average price?
Citizens Financial Group Inc.'s 200-week moving average is $37.86 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CFG drops below its 200-week moving average?
CFG has crossed below its 200-week moving average 10 times in our data. On average, buying at that moment produced a one-year return of +22.8%. These dips have historically been decent entry points. These episodes lasted 15 weeks on average.
Is CFG a good value right now?
Here's what our data says about CFG as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 55. Return on equity is 7.7%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does CFG compare to the S&P 500?
Over the past 10.8 years, $100 invested in CFG would have grown to $394, compared to $435 for the S&P 500. That's 13.6% annualized vs 14.7% for the index. CFG has underperformed the broader market over this period.
Does CFG pay a dividend?
Yes. Citizens Financial Group Inc. currently pays a dividend yield of 286.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01