CFG
Citizens Financial Group Inc. Financial Services - Banking Investor Relations →
Citizens Financial Group Inc. (CFG) closed at $68.12 as of 2026-02-02, trading 87.1% above its 200-week moving average of $36.41. The stock moved further from the line this week, up from 72.6% last week. With a 14-week RSI of 98, CFG is in overbought territory.
Over the past 545 weeks of data, CFG has crossed below its 200-week moving average 10 times. On average, these episodes lasted 15 weeks. Historically, investors who bought CFG at the start of these episodes saw an average one-year return of +15.9%.
With a market cap of $29.3 billion, CFG is a large-cap stock. Return on equity stands at 7.2%. The stock trades at 1.2x book value.
Share count has increased 4.4% over three years, indicating dilution.
Over the past 10.6 years, a hypothetical investment of $100 in CFG would have grown to $414, compared to $417 for the S&P 500. CFG has returned 14.4% annualized vs 14.4% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -4.4% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: CFG vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CFG Crosses Below the Line?
Across 10 historical episodes, buying CFG when it crossed below its 200-week moving average produced an average return of +22.7% after 12 months (median +27.0%), compared to +21.7% for the S&P 500 over the same periods. 78% of those episodes were profitable after one year. After 24 months, the average return was +51.0% vs +51.0% for the index.
Each line shows $100 invested at the moment CFG crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CFG has crossed below its 200-week MA 10 times with an average 1-year return of +15.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Aug 2015 | Nov 2015 | 9 | 6.4% | +4.5% | +313.9% |
| Jan 2016 | Aug 2016 | 32 | 22.7% | +53.8% | +316.8% |
| Dec 2018 | Dec 2018 | 3 | 7.4% | +37.7% | +208.4% |
| Aug 2019 | Aug 2019 | 1 | 0.3% | -19.7% | +185.8% |
| Feb 2020 | Nov 2020 | 38 | 49.3% | +45.2% | +180.7% |
| Sep 2022 | Oct 2022 | 2 | 1.2% | -19.1% | +131.0% |
| Mar 2023 | Mar 2024 | 54 | 32.8% | +5.6% | +126.3% |
| Apr 2024 | Apr 2024 | 2 | 2.5% | +9.4% | +121.9% |
| Jun 2024 | Jun 2024 | 2 | 0.4% | +26.1% | +112.7% |
| Mar 2025 | Apr 2025 | 3 | 3.5% | N/A | +106.0% |
| Average | 15 | — | +15.9% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02