CFFI
C&F Financial Corporation Financial Services - Banks—Regional Investor Relations →
C&F Financial Corporation (CFFI) closed at $76.01 as of 2026-05-01, trading 32.2% above its 200-week moving average of $57.49. The stock moved further from the line this week, up from 31.8% last week. The 14-week RSI sits at 60, indicating neutral momentum.
Trading volume is running at 0.9x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.08 ratio) is neutral — neither side is clearly dominating.
Over the past 1412 weeks of data, CFFI has crossed below its 200-week moving average 16 times. On average, these episodes lasted 22 weeks. Historically, investors who bought CFFI at the start of these episodes saw an average one-year return of +18.8%.
With a market cap of $247 million, CFFI is a small-cap stock. Return on equity stands at 11.3%. The stock trades at 0.9x book value.
The company has been aggressively buying back shares, reducing its share count by 6.6% over the past three years.
Over the past 27.1 years, a hypothetical investment of $100 in CFFI would have grown to $982, compared to $866 for the S&P 500. That represents an annualized return of 8.8% vs 8.3% for the index — confirming CFFI as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -36.6% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CFFI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CFFI Crosses Below the Line?
Across 16 historical episodes, buying CFFI when it crossed below its 200-week moving average produced an average return of +14.0% after 12 months (median +15.0%), compared to +6.3% for the S&P 500 over the same periods. 62% of those episodes were profitable after one year. After 24 months, the average return was +48.4% vs +15.5% for the index.
Each line shows $100 invested at the moment CFFI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
CFFI has crossed below its 200-week MA 16 times with an average 1-year return of +18.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 1999 | Jun 1999 | 10 | 3.8% | -25.5% | +881.7% |
| Jul 1999 | Sep 1999 | 12 | 8.6% | -6.3% | +875.8% |
| Nov 1999 | Apr 2001 | 74 | 38.0% | -10.4% | +882.2% |
| Apr 2001 | Jul 2001 | 10 | 4.6% | +44.4% | +963.6% |
| Nov 2007 | Dec 2010 | 162 | 63.3% | -43.2% | +315.1% |
| Apr 2011 | Apr 2011 | 1 | 1.2% | +53.5% | +503.5% |
| Jul 2011 | Jul 2011 | 1 | 1.0% | +120.7% | +526.0% |
| Apr 2014 | May 2014 | 2 | 0.6% | +17.1% | +252.1% |
| Mar 2015 | Apr 2015 | 3 | 1.3% | +16.4% | +213.1% |
| Apr 2015 | May 2015 | 2 | 1.4% | +15.9% | +206.5% |
| Aug 2015 | Oct 2015 | 7 | 3.5% | +23.4% | +193.7% |
| Aug 2019 | Aug 2019 | 2 | 3.3% | -28.0% | +105.0% |
| Feb 2020 | Mar 2021 | 53 | 38.7% | -0.1% | +104.5% |
| Mar 2021 | May 2021 | 7 | 8.7% | +18.7% | +102.9% |
| Apr 2024 | Jun 2024 | 10 | 20.9% | +44.0% | +100.7% |
| Jul 2024 | Jul 2024 | 2 | 8.5% | +60.0% | +84.4% |
| Average | 22 | — | +18.8% | — |
Frequently Asked Questions
Is CFFI below its 200-week moving average?
No. C&F Financial Corporation (CFFI) is currently 32.2% above its 200-week moving average of $57.49. It would need to fall to $57.49 to cross below the line.
What is CFFI's 200-week moving average price?
C&F Financial Corporation's 200-week moving average is $57.49 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CFFI drops below its 200-week moving average?
CFFI has crossed below its 200-week moving average 16 times in our data. On average, buying at that moment produced a one-year return of +18.8%. These dips have historically been decent entry points. These episodes lasted 22 weeks on average.
Is CFFI a good value right now?
Here's what our data says about CFFI as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 60. Return on equity is 11.3%. Price-to-book is 0.9x. This is not a buy or sell recommendation — always do your own research.
How does CFFI compare to the S&P 500?
Over the past 27.1 years, $100 invested in CFFI would have grown to $982, compared to $866 for the S&P 500. That's 8.8% annualized vs 8.3% for the index. CFFI has outperformed the broader market over this period.
Does CFFI pay a dividend?
Yes. C&F Financial Corporation currently pays a dividend yield of 259.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01