CBNK

Capital Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →

NO
37.6% ABOVE
↑ Moving away Was 29.2% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $23.85
14-Week RSI 78

Capital Bancorp, Inc. (CBNK) closed at $32.81 as of 2026-02-02, trading 37.6% above its 200-week moving average of $23.85. The stock moved further from the line this week, up from 29.2% last week. With a 14-week RSI of 78, CBNK is in overbought territory.

Over the past 336 weeks of data, CBNK has crossed below its 200-week moving average 5 times. On average, these episodes lasted 12 weeks. Historically, investors who bought CBNK at the start of these episodes saw an average one-year return of +42.5%.

With a market cap of $542 million, CBNK is a small-cap stock. Return on equity stands at 15.1%, a solid level. The stock trades at 1.3x book value.

Share count has increased 19.3% over three years, indicating dilution.

Over the past 6.5 years, a hypothetical investment of $100 in CBNK would have grown to $263, compared to $256 for the S&P 500. That represents an annualized return of 16.0% vs 15.6% for the index — confirming CBNK as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.

Free cash flow has been declining at a -37.2% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.

Growth of $100: CBNK vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After CBNK Crosses Below the Line?

Across 5 historical episodes, buying CBNK when it crossed below its 200-week moving average produced an average return of +52.6% after 12 months (median +59.0%), compared to +27.8% for the S&P 500 over the same periods. 100% of those episodes were profitable after one year. After 24 months, the average return was +95.7% vs +54.7% for the index.

Each line shows $100 invested at the moment CBNK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

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Historical Touches

CBNK has crossed below its 200-week MA 5 times with an average 1-year return of +42.5% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Mar 2020Nov 20203624.3%+84.0%+217.0%
Mar 2023Jun 20231312.7%+17.3%+94.3%
Jun 2023Jul 202341.8%+12.7%+90.4%
Apr 2024Apr 202431.0%+35.4%+71.7%
Jun 2024Jul 202442.1%+63.1%+70.9%
Average12+42.5%

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of Friday close, 2026-02-02