CBAN
Colony Bankcorp, Inc. Financial Services - Banks - Regional Investor Relations →
Colony Bankcorp, Inc. (CBAN) closed at $20.71 as of 2026-09-18, trading 46.5% above its 200-week moving average of $14.14. The stock is currently moving closer to the line, down from 52.3% last week. The 14-week RSI sits at 48, indicating neutral momentum.
Trading volume is running at 1.5x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.32 ratio) is neutral — neither side is clearly dominating.
Over the past 1437 weeks of data, CBAN has crossed below its 200-week moving average 17 times. On average, these episodes lasted 34 weeks. Historically, investors who bought CBAN at the start of these episodes saw an average one-year return of +9.1%.
With a market cap of $439 million, CBAN is a small-cap stock. Return on equity stands at 9.6%. The stock trades at 1.1x book value.
Share count has increased 20.8% over three years, indicating dilution.
Over the past 27.6 years, a hypothetical investment of $100 in CBAN would have grown to $377, compared to $957 for the S&P 500. CBAN has returned 4.9% annualized vs 8.5% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -100% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CBAN vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CBAN Crosses Below the Line?
Across 17 historical episodes, buying CBAN when it crossed below its 200-week moving average produced an average return of +10.0% after 12 months (median +19.0%), compared to +10.0% for the S&P 500 over the same periods. 65% of those episodes were profitable after one year. After 24 months, the average return was +21.5% vs +7.9% for the index.
Each line shows $100 invested at the moment CBAN crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices CBAN would reach each dislocation threshold.
Dislocation Price Levels
Prices where CBAN's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-10-21.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $19.26 | Unusually cheap — analysis point |
| Value | +1σ | $20.02 | Cheap vs. own history |
| Fair Value | +0σ | $20.85 | Historical mean behavior |
| Expensive | -1σ | $21.76 | Expensive vs. own history |
| Deep Expensive | -2σ | $22.74 | Unusually expensive — analysis point |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026-07-22 | $0.48 | $0.52 | +8.3% |
| 2026-04-22 | $0.48 | $0.45 | -6.2% |
| 2026-01-28 | $0.46 | $0.48 | +4.3% |
| 2025-10-22 | $0.47 | $0.47 | — |
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
the write-ups I read Simply Wall St · Visual company reports and write-ups. Free tier covers five reports a month. referral
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are analysis points: prices at which the yield deviation becomes unusual enough to justify the work. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from CBAN's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. Each one is an analysis point, a reason to open the filings. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
CBAN has crossed below its 200-week MA 17 times with an average 1-year return of +9.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 1999 | Apr 1999 | 1 | 0.5% | -14.0% | +284.3% |
| May 1999 | Dec 1999 | 33 | 12.1% | -14.0% | +284.3% |
| Jan 2000 | Jan 2001 | 49 | 24.2% | +5.9% | +303.7% |
| Feb 2001 | Apr 2001 | 6 | 12.7% | +19.9% | +330.9% |
| May 2001 | Jun 2001 | 4 | 7.8% | +31.5% | +347.1% |
| Jun 2001 | Jul 2001 | 3 | 11.6% | +34.4% | +367.1% |
| Aug 2001 | Oct 2001 | 10 | 15.7% | +40.9% | +320.5% |
| May 2006 | Jun 2006 | 7 | 6.6% | +23.7% | +69.8% |
| Oct 2006 | Mar 2007 | 22 | 10.7% | +0.3% | +54.0% |
| Jun 2007 | Jun 2012 | 261 | 72.3% | -42.2% | +39.5% |
| Jun 2012 | Jan 2013 | 30 | 30.5% | +46.0% | +418.5% |
| Mar 2020 | Nov 2020 | 39 | 30.3% | +17.8% | +92.6% |
| Dec 2020 | Dec 2020 | 1 | 0.0% | +22.5% | +74.9% |
| Jan 2021 | Feb 2021 | 1 | 1.5% | +24.9% | +77.0% |
| Jun 2022 | Jun 2022 | 1 | 1.3% | -32.5% | +61.2% |
| Jul 2022 | Dec 2023 | 75 | 36.9% | -31.1% | +60.1% |
| Jan 2024 | Jul 2024 | 26 | 18.4% | +20.0% | +77.4% |
| Average | 34 | — | +9.1% | — |
Frequently Asked Questions
Is CBAN below its 200-week moving average?
No. Colony Bankcorp, Inc. (CBAN) is currently 46.5% above its 200-week moving average of $14.14. It would need to fall to $14.14 to cross below the line.
What is CBAN's 200-week moving average price?
Colony Bankcorp, Inc.'s 200-week moving average is $14.14 as of 2026-09-18. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CBAN drops below its 200-week moving average?
CBAN has crossed below its 200-week moving average 17 times in our data. On average, buying at that moment produced a one-year return of +9.1%. These dips have historically been decent entry points. These episodes lasted 34 weeks on average.
Is CBAN a good value right now?
Here's what our data says about CBAN as of 2026-09-18: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 48. Return on equity is 9.6%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does CBAN compare to the S&P 500?
Over the past 27.6 years, $100 invested in CBAN would have grown to $377, compared to $957 for the S&P 500. That's 4.9% annualized vs 8.5% for the index. CBAN has underperformed the broader market over this period.
Does CBAN pay a dividend?
Yes. Colony Bankcorp, Inc. currently pays a dividend yield of 229.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-09-18