CATY
Cathay General Bancorp Financial Services - Banks - Regional Investor Relations →
Cathay General Bancorp (CATY) closed at $62.25 as of 2026-09-18, trading 47.9% above its 200-week moving average of $42.10. The stock moved further from the line this week, up from 47.7% last week. The 14-week RSI sits at 56, indicating neutral momentum.
A big jump in activity this week — 2.0x the usual volume, and the price went up. Significantly more people than usual decided to buy. This kind of surge, especially on a stock already below its 200-week average, can be an early sign that sentiment is shifting.
Over the past 1818 weeks of data, CATY has crossed below its 200-week moving average 21 times. On average, these episodes lasted 20 weeks. Historically, investors who bought CATY at the start of these episodes saw an average one-year return of +5.5%.
With a market cap of $4.2 billion, CATY is a mid-cap stock. Return on equity stands at 11.7%. The stock trades at 1.4x book value.
The company has been aggressively buying back shares, reducing its share count by 7.6% over the past three years.
Over the past 33.8 years, a hypothetical investment of $100 in CATY would have grown to $3083, compared to $3167 for the S&P 500. CATY has returned 10.7% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -7.8% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CATY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CATY Crosses Below the Line?
Across 21 historical episodes, buying CATY when it crossed below its 200-week moving average produced an average return of -1.1% after 12 months (median +3.0%), compared to +13.5% for the S&P 500 over the same periods. 55% of those episodes were profitable after one year. After 24 months, the average return was +23.2% vs +36.1% for the index.
Each line shows $100 invested at the moment CATY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices CATY would reach each dislocation threshold.
Dislocation Price Levels
Prices where CATY's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-10-21.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $58.93 | Unusually cheap — analysis point |
| Value | +1σ | $62.21 | Cheap vs. own history |
| Fair Value | +0σ | $65.87 | Historical mean behavior |
| Expensive | -1σ | $69.99 | Expensive vs. own history |
| Deep Expensive | -2σ | $74.66 | Unusually expensive — analysis point |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026-07-22 | $1.35 | $1.37 | +1.5% |
| 2026-04-22 | $1.21 | $1.29 | +6.3% |
| 2026-01-22 | $1.23 | $1.33 | +8.3% |
| 2025-10-21 | $1.15 | $1.13 | -2.1% |
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
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Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are analysis points: prices at which the yield deviation becomes unusual enough to justify the work. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from CATY's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. Each one is an analysis point, a reason to open the filings. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
CATY has crossed below its 200-week MA 21 times with an average 1-year return of +5.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 1991 | Dec 1991 | 6 | 5.3% | +44.0% | +3525.4% |
| Feb 1992 | Mar 1992 | 4 | 1.9% | +20.9% | +3520.9% |
| Apr 1992 | Apr 1992 | 1 | 0.6% | +20.2% | +3520.9% |
| May 1993 | Nov 1995 | 132 | 23.5% | -18.5% | +3148.8% |
| Jul 2007 | Aug 2007 | 3 | 10.6% | -49.6% | +196.4% |
| Aug 2007 | Jan 2011 | 178 | 71.6% | -39.1% | +190.4% |
| Mar 2011 | Mar 2011 | 1 | 3.8% | +13.7% | +466.3% |
| May 2011 | Jun 2011 | 5 | 3.1% | +8.2% | +472.1% |
| Jul 2011 | Dec 2011 | 19 | 23.2% | +19.5% | +549.3% |
| Dec 2018 | Dec 2018 | 2 | 3.7% | +22.4% | +147.6% |
| Mar 2019 | Apr 2019 | 2 | 5.4% | -38.6% | +146.9% |
| May 2019 | Jun 2019 | 1 | 1.9% | -16.9% | +135.9% |
| Aug 2019 | Sep 2019 | 4 | 6.7% | -17.9% | +133.8% |
| Sep 2019 | Oct 2019 | 1 | 0.3% | -32.8% | +128.3% |
| Feb 2020 | Jan 2021 | 45 | 45.1% | +27.5% | +150.9% |
| Mar 2023 | Jul 2023 | 17 | 19.2% | +12.8% | +103.9% |
| Aug 2023 | Aug 2023 | 1 | 0.8% | +34.9% | +99.5% |
| Oct 2023 | Oct 2023 | 3 | 3.5% | +33.3% | +99.0% |
| Apr 2024 | Apr 2024 | 3 | 2.1% | +9.2% | +90.0% |
| Jun 2024 | Jun 2024 | 1 | 2.1% | +26.6% | +88.4% |
| Mar 2025 | Apr 2025 | 2 | 2.7% | +36.7% | +70.4% |
| Average | 20 | — | +5.5% | — |
Frequently Asked Questions
Is CATY below its 200-week moving average?
No. Cathay General Bancorp (CATY) is currently 47.9% above its 200-week moving average of $42.10. It would need to fall to $42.10 to cross below the line.
What is CATY's 200-week moving average price?
Cathay General Bancorp's 200-week moving average is $42.10 as of 2026-09-18. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CATY drops below its 200-week moving average?
CATY has crossed below its 200-week moving average 21 times in our data. On average, buying at that moment produced a one-year return of +5.5%. These dips have historically been decent entry points. These episodes lasted 20 weeks on average.
Is CATY a good value right now?
Here's what our data says about CATY as of 2026-09-18: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 56. Return on equity is 11.7%. Price-to-book is 1.4x. This is not a buy or sell recommendation — always do your own research.
How does CATY compare to the S&P 500?
Over the past 33.8 years, $100 invested in CATY would have grown to $3083, compared to $3167 for the S&P 500. That's 10.7% annualized vs 10.8% for the index. CATY has underperformed the broader market over this period.
Does CATY pay a dividend?
Yes. Cathay General Bancorp currently pays a dividend yield of 245.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-09-18