CASS
Cass Information Systems, Inc. Industrials - Specialty Business Services Investor Relations →
Cass Information Systems, Inc. (CASS) closed at $49.52 as of 2026-06-19, trading 23.4% above its 200-week moving average of $40.12. The stock is currently moving closer to the line, down from 23.5% last week. The 14-week RSI sits at 68, indicating neutral momentum.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.13 ratio) is neutral — neither side is clearly dominating.
Over the past 1515 weeks of data, CASS has crossed below its 200-week moving average 19 times. On average, these episodes lasted 16 weeks. Historically, investors who bought CASS at the start of these episodes saw an average one-year return of +11.8%.
With a market cap of $637 million, CASS is a small-cap stock. The company generates a free cash flow yield of 11.7%, which is notably high. Return on equity stands at 13.1%. The stock trades at 2.6x book value.
The company has been aggressively buying back shares, reducing its share count by 5.5% over the past three years.
Over the past 29.1 years, a hypothetical investment of $100 in CASS would have grown to $1530, compared to $1398 for the S&P 500. That represents an annualized return of 9.8% vs 9.5% for the index — confirming CASS as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CASS vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CASS Crosses Below the Line?
Across 19 historical episodes, buying CASS when it crossed below its 200-week moving average produced an average return of +9.2% after 12 months (median +15.0%), compared to +15.2% for the S&P 500 over the same periods. 61% of those episodes were profitable after one year. After 24 months, the average return was +23.4% vs +24.1% for the index.
Each line shows $100 invested at the moment CASS crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices CASS would reach each dislocation threshold.
Dislocation Price Levels
Prices where CASS's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-07-16.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $44.44 | Unusually cheap — potential buy zone |
| Value | +1σ | $46.40 | Cheap vs. own history |
| Fair Value | +0σ | $48.55 | Historical mean behavior |
| Expensive | -1σ | $50.90 | Expensive vs. own history |
| Deep Expensive | -2σ | $53.49 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from CASS's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
CASS has crossed below its 200-week MA 19 times with an average 1-year return of +11.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 1999 | Sep 1999 | 2 | 0.9% | -16.0% | +1498.5% |
| Oct 1999 | Oct 2001 | 102 | 25.0% | -17.5% | +1569.5% |
| Oct 2001 | Nov 2001 | 2 | 4.9% | +17.5% | +1580.6% |
| Jan 2009 | Mar 2009 | 7 | 13.7% | +27.3% | +324.0% |
| Oct 2009 | Nov 2009 | 5 | 5.5% | +18.3% | +243.9% |
| Jan 2010 | Feb 2010 | 5 | 1.3% | +30.3% | +235.7% |
| Feb 2010 | Mar 2010 | 1 | 1.2% | +30.2% | +236.1% |
| May 2010 | May 2010 | 3 | 1.4% | +28.3% | +234.7% |
| Sep 2011 | Oct 2011 | 2 | 4.5% | +40.0% | +221.4% |
| Oct 2014 | Oct 2014 | 1 | 1.1% | +31.1% | +110.6% |
| May 2016 | May 2016 | 1 | 0.2% | +33.5% | +75.3% |
| May 2019 | Jun 2019 | 5 | 1.7% | -22.4% | +32.8% |
| Feb 2020 | Mar 2021 | 54 | 36.6% | -5.9% | +26.0% |
| Apr 2021 | Apr 2021 | 1 | 1.3% | -14.7% | +25.6% |
| Apr 2021 | Oct 2022 | 78 | 25.9% | -13.4% | +25.0% |
| Apr 2023 | Oct 2023 | 28 | 10.7% | +15.4% | +46.3% |
| Jul 2024 | Jul 2024 | 1 | 0.1% | +21.0% | +33.4% |
| Jan 2025 | Jan 2025 | 1 | 1.4% | +10.0% | +33.0% |
| Oct 2025 | Oct 2025 | 3 | 5.3% | N/A | +36.7% |
| Average | 16 | — | +11.8% | — |
Frequently Asked Questions
Is CASS below its 200-week moving average?
No. Cass Information Systems, Inc. (CASS) is currently 23.4% above its 200-week moving average of $40.12. It would need to fall to $40.12 to cross below the line.
What is CASS's 200-week moving average price?
Cass Information Systems, Inc.'s 200-week moving average is $40.12 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CASS drops below its 200-week moving average?
CASS has crossed below its 200-week moving average 19 times in our data. On average, buying at that moment produced a one-year return of +11.8%. These dips have historically been decent entry points. These episodes lasted 16 weeks on average.
Is CASS a good value right now?
Here's what our data says about CASS as of 2026-06-19: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 68. Free cash flow yield is 11.7%. Return on equity is 13.1%. Price-to-book is 2.6x. This is not a buy or sell recommendation — always do your own research.
How does CASS compare to the S&P 500?
Over the past 29.1 years, $100 invested in CASS would have grown to $1530, compared to $1398 for the S&P 500. That's 9.8% annualized vs 9.5% for the index. CASS has outperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19