CAC
Camden National Corporation Financial Services - Banks - Regional Investor Relations →
Camden National Corporation (CAC) closed at $57.89 as of 2026-07-31, trading 58.0% above its 200-week moving average of $36.64. The stock moved further from the line this week, up from 49.5% last week. With a 14-week RSI of 74, CAC is in overbought territory.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.98 ratio) is neutral — neither side is clearly dominating.
Over the past 1455 weeks of data, CAC has crossed below its 200-week moving average 26 times. On average, these episodes lasted 14 weeks. Historically, investors who bought CAC at the start of these episodes saw an average one-year return of +9.2%.
With a market cap of $978 million, CAC is a small-cap stock. Return on equity stands at 12.9%. The stock trades at 1.4x book value.
Share count has increased 16.2% over three years, indicating dilution.
Over the past 27.9 years, a hypothetical investment of $100 in CAC would have grown to $1271, compared to $1188 for the S&P 500. That represents an annualized return of 9.5% vs 9.3% for the index — confirming CAC as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -17.3% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: CAC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After CAC Crosses Below the Line?
Across 26 historical episodes, buying CAC when it crossed below its 200-week moving average produced an average return of +12.9% after 12 months (median +10.0%), compared to +12.5% for the S&P 500 over the same periods. 56% of those episodes were profitable after one year. After 24 months, the average return was +22.0% vs +18.6% for the index.
Each line shows $100 invested at the moment CAC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices CAC would reach each dislocation threshold.
Dislocation Price Levels
Prices where CAC's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $47.60 | Unusually cheap — potential buy zone |
| Value | +1σ | $49.34 | Cheap vs. own history |
| Fair Value | +0σ | $51.21 | Historical mean behavior |
| Expensive | -1σ | $53.23 | Expensive vs. own history |
| Deep Expensive | -2σ | $55.41 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from CAC's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
CAC has crossed below its 200-week MA 26 times with an average 1-year return of +9.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 1998 | Nov 1998 | 7 | 12.8% | +3.8% | +1135.2% |
| Mar 1999 | Apr 1999 | 8 | 6.7% | -23.4% | +1037.3% |
| Jul 1999 | Sep 1999 | 9 | 9.7% | -29.1% | +1030.5% |
| Oct 1999 | Oct 1999 | 1 | 2.8% | -19.3% | +1060.3% |
| Nov 1999 | May 2001 | 79 | 34.5% | -19.6% | +1044.6% |
| Jun 2001 | Jul 2001 | 1 | 0.7% | +80.3% | +1140.2% |
| Sep 2001 | Sep 2001 | 1 | 3.2% | +53.9% | +1168.8% |
| Jul 2007 | Aug 2007 | 1 | 1.9% | -6.9% | +382.0% |
| Sep 2007 | Jun 2009 | 88 | 51.8% | -3.2% | +373.5% |
| Jun 2009 | Jun 2009 | 1 | 8.5% | +1.9% | +418.6% |
| Jul 2009 | Jul 2009 | 1 | 0.7% | -6.5% | +378.3% |
| Aug 2009 | Aug 2009 | 1 | 0.7% | -2.4% | +377.6% |
| Sep 2009 | Oct 2009 | 1 | 1.1% | +9.8% | +379.3% |
| Oct 2009 | Dec 2009 | 9 | 11.0% | +14.9% | +399.3% |
| Jan 2010 | Mar 2010 | 8 | 9.8% | +16.2% | +380.1% |
| May 2010 | Jul 2010 | 10 | 12.1% | +7.0% | +386.0% |
| Aug 2010 | Aug 2010 | 3 | 5.4% | -5.6% | +390.7% |
| Aug 2011 | Oct 2011 | 11 | 12.7% | +29.4% | +419.6% |
| Nov 2011 | Nov 2011 | 2 | 11.3% | +18.3% | +417.7% |
| Mar 2020 | Jan 2021 | 44 | 28.7% | +19.4% | +91.6% |
| Jan 2021 | Feb 2021 | 1 | 1.8% | +36.2% | +92.9% |
| Mar 2023 | Dec 2023 | 40 | 28.2% | -9.2% | +77.1% |
| Jan 2024 | Jul 2024 | 28 | 19.7% | +19.8% | +76.3% |
| Aug 2024 | Aug 2024 | 1 | 1.2% | +7.6% | +73.0% |
| Mar 2025 | Apr 2025 | 2 | 1.7% | +37.9% | +68.2% |
| Oct 2025 | Oct 2025 | 1 | 0.5% | N/A | +66.4% |
| Average | 14 | — | +9.2% | — |
Frequently Asked Questions
Is CAC below its 200-week moving average?
No. Camden National Corporation (CAC) is currently 58.0% above its 200-week moving average of $36.64. It would need to fall to $36.64 to cross below the line.
What is CAC's 200-week moving average price?
Camden National Corporation's 200-week moving average is $36.64 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when CAC drops below its 200-week moving average?
CAC has crossed below its 200-week moving average 26 times in our data. On average, buying at that moment produced a one-year return of +9.2%. These dips have historically been decent entry points. These episodes lasted 14 weeks on average.
Is CAC a good value right now?
Here's what our data says about CAC as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 74 (overbought). Return on equity is 12.9%. Price-to-book is 1.4x. This is not a buy or sell recommendation — always do your own research.
How does CAC compare to the S&P 500?
Over the past 27.9 years, $100 invested in CAC would have grown to $1271, compared to $1188 for the S&P 500. That's 9.5% annualized vs 9.3% for the index. CAC has outperformed the broader market over this period.
Does CAC pay a dividend?
Yes. Camden National Corporation currently pays a dividend yield of 291.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-31