C
Citigroup Inc. Financial Services - Banking Investor Relations →
Citigroup Inc. (C) closed at $127.44 as of 2026-05-01, trading 98.0% above its 200-week moving average of $64.35. The stock is currently moving closer to the line, down from 100.2% last week. The 14-week RSI sits at 60, indicating neutral momentum.
Trading volume is running at 0.9x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.90 ratio) is neutral — neither side is clearly dominating.
Over the past 2525 weeks of data, C has crossed below its 200-week moving average 20 times. On average, these episodes lasted 44 weeks. Historically, investors who bought C at the start of these episodes saw an average one-year return of +7.2%.
With a market cap of $222.9 billion, C is a large-cap stock. Return on equity stands at 7.6%. The stock trades at 1.1x book value.
The company has been aggressively buying back shares, reducing its share count by 9.8% over the past three years.
Over the past 33.3 years, a hypothetical investment of $100 in C would have grown to $611, compared to $2973 for the S&P 500. C has returned 5.6% annualized vs 10.7% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -100% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: C vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After C Crosses Below the Line?
Across 11 historical episodes, buying C when it crossed below its 200-week moving average produced an average return of +20.5% after 12 months (median +24.0%), compared to +9.2% for the S&P 500 over the same periods. 64% of those episodes were profitable after one year. After 24 months, the average return was +20.1% vs +27.1% for the index.
Each line shows $100 invested at the moment C crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
C has crossed below its 200-week MA 20 times with an average 1-year return of +7.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Dec 1977 | Apr 1978 | 16 | 10.0% | -7.7% | +1834.2% |
| Sep 1978 | Oct 1978 | 2 | 1.2% | +1.0% | +1821.8% |
| Oct 1978 | Jun 1979 | 35 | 9.7% | -2.1% | +1967.6% |
| Jul 1979 | Aug 1979 | 3 | 0.0% | -18.1% | +1834.2% |
| Oct 1979 | Mar 1981 | 77 | 25.8% | -13.7% | +1859.4% |
| Aug 1981 | Jan 1983 | 73 | 24.6% | -16.7% | +2080.3% |
| Jan 1983 | Mar 1983 | 6 | 7.2% | +75.3% | +2327.5% |
| Oct 1987 | May 1990 | 133 | 34.2% | -4.3% | +1040.6% |
| Aug 1990 | Feb 1991 | 25 | 35.4% | +14.8% | +1057.3% |
| Sep 2001 | Sep 2001 | 1 | 4.2% | -19.6% | -33.9% |
| Jun 2002 | May 2003 | 50 | 31.1% | +20.1% | -40.8% |
| Oct 2007 | Oct 2012 | 261 | 97.0% | -62.9% | -56.3% |
| Nov 2012 | Dec 2012 | 4 | 4.4% | +39.1% | +379.5% |
| Jan 2016 | Oct 2016 | 41 | 19.5% | +32.5% | +271.8% |
| Oct 2016 | Nov 2016 | 1 | 1.4% | +55.8% | +253.9% |
| Dec 2018 | Jan 2019 | 5 | 12.2% | +42.8% | +197.8% |
| Mar 2020 | Dec 2020 | 42 | 39.5% | +19.5% | +158.3% |
| Jan 2021 | Feb 2021 | 1 | 4.4% | +15.0% | +164.1% |
| Dec 2021 | Jan 2022 | 4 | 2.0% | -23.1% | +144.8% |
| Feb 2022 | Dec 2023 | 94 | 27.6% | -3.6% | +160.6% |
| Average | 44 | — | +7.2% | — |
Frequently Asked Questions
Is C below its 200-week moving average?
No. Citigroup Inc. (C) is currently 98.0% above its 200-week moving average of $64.35. It would need to fall to $64.35 to cross below the line.
What is C's 200-week moving average price?
Citigroup Inc.'s 200-week moving average is $64.35 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when C drops below its 200-week moving average?
C has crossed below its 200-week moving average 20 times in our data. On average, buying at that moment produced a one-year return of +7.2%. These dips have historically been decent entry points. These episodes lasted 44 weeks on average.
Is C a good value right now?
Here's what our data says about C as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 60. Return on equity is 7.6%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does C compare to the S&P 500?
Over the past 33.3 years, $100 invested in C would have grown to $611, compared to $2973 for the S&P 500. That's 5.6% annualized vs 10.7% for the index. C has underperformed the broader market over this period.
Does C pay a dividend?
Yes. Citigroup Inc. currently pays a dividend yield of 188.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01