BY
Byline Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
Byline Bancorp, Inc. (BY) closed at $32.56 as of 2026-05-01, trading 34.5% above its 200-week moving average of $24.21. The stock is currently moving closer to the line, down from 36.7% last week. The 14-week RSI sits at 58, indicating neutral momentum.
A big spike in selling this week — 2.9x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 413 weeks of data, BY has crossed below its 200-week moving average 5 times. On average, these episodes lasted 29 weeks. Historically, investors who bought BY at the start of these episodes saw an average one-year return of +16.1%.
With a market cap of $1479 million, BY is a small-cap stock. Return on equity stands at 11.6%. The stock trades at 1.2x book value.
Share count has increased 21.5% over three years, indicating dilution.
Over the past 7.9 years, a hypothetical investment of $100 in BY would have grown to $160, compared to $300 for the S&P 500. BY has returned 6.1% annualized vs 14.9% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -14.3% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BY Crosses Below the Line?
Across 5 historical episodes, buying BY when it crossed below its 200-week moving average produced an average return of +12.8% after 12 months (median +15.0%), compared to +18.4% for the S&P 500 over the same periods. 80% of those episodes were profitable after one year. After 24 months, the average return was +28.4% vs +39.2% for the index.
Each line shows $100 invested at the moment BY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BY has crossed below its 200-week MA 5 times with an average 1-year return of +16.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2018 | Feb 2021 | 122 | 56.0% | -16.4% | +67.9% |
| Apr 2023 | Jul 2023 | 14 | 12.7% | +7.2% | +73.5% |
| Sep 2023 | Nov 2023 | 8 | 5.9% | +40.1% | +72.8% |
| Mar 2024 | Mar 2024 | 1 | 0.8% | +32.6% | +64.9% |
| Apr 2024 | Apr 2024 | 1 | 2.3% | +16.8% | +66.1% |
| Average | 29 | — | +16.1% | — |
Frequently Asked Questions
Is BY below its 200-week moving average?
No. Byline Bancorp, Inc. (BY) is currently 34.5% above its 200-week moving average of $24.21. It would need to fall to $24.21 to cross below the line.
What is BY's 200-week moving average price?
Byline Bancorp, Inc.'s 200-week moving average is $24.21 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BY drops below its 200-week moving average?
BY has crossed below its 200-week moving average 5 times in our data. On average, buying at that moment produced a one-year return of +16.1%. These dips have historically been decent entry points. These episodes lasted 29 weeks on average.
Is BY a good value right now?
Here's what our data says about BY as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 58. Return on equity is 11.6%. Price-to-book is 1.2x. This is not a buy or sell recommendation — always do your own research.
How does BY compare to the S&P 500?
Over the past 7.9 years, $100 invested in BY would have grown to $160, compared to $300 for the S&P 500. That's 6.1% annualized vs 14.9% for the index. BY has underperformed the broader market over this period.
Does BY pay a dividend?
Yes. Byline Bancorp, Inc. currently pays a dividend yield of 135.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01