BY
Byline Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
Byline Bancorp, Inc. (BY) closed at $33.51 as of 2026-02-02, trading 41.7% above its 200-week moving average of $23.65. The stock moved further from the line this week, up from 34.8% last week. With a 14-week RSI of 84, BY is in overbought territory.
Over the past 401 weeks of data, BY has crossed below its 200-week moving average 5 times. On average, these episodes lasted 29 weeks. Historically, investors who bought BY at the start of these episodes saw an average one-year return of +16.1%.
With a market cap of $1535 million, BY is a small-cap stock. Return on equity stands at 11.0%. The stock trades at 1.2x book value.
Share count has increased 17.9% over three years, indicating dilution.
Over the past 7.8 years, a hypothetical investment of $100 in BY would have grown to $164, compared to $287 for the S&P 500. BY has returned 6.6% annualized vs 14.6% for the index, underperforming the broader market over this period.
In the past 12 months, corporate insiders have made 11 open-market purchases totaling $1,342,953. Multiple insiders purchased within a 30-day window — a cluster buy pattern that historically signals management confidence in the company's prospects.
Free cash flow has been growing at a 33.3% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: BY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BY Crosses Below the Line?
Across 5 historical episodes, buying BY when it crossed below its 200-week moving average produced an average return of +12.8% after 12 months (median +15.0%), compared to +18.4% for the S&P 500 over the same periods. 80% of those episodes were profitable after one year. After 24 months, the average return was +15.7% vs +40.7% for the index.
Each line shows $100 invested at the moment BY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BY has crossed below its 200-week MA 5 times with an average 1-year return of +16.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2018 | Feb 2021 | 122 | 56.0% | -16.4% | +72.8% |
| Apr 2023 | Jul 2023 | 14 | 12.7% | +7.2% | +78.6% |
| Sep 2023 | Nov 2023 | 8 | 5.9% | +40.1% | +77.9% |
| Mar 2024 | Mar 2024 | 1 | 0.8% | +32.6% | +69.8% |
| Apr 2024 | Apr 2024 | 1 | 2.3% | +16.8% | +70.9% |
| Average | 29 | — | +16.1% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02