BY
Byline Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
Byline Bancorp, Inc. (BY) closed at $30.26 as of 2026-03-20, trading 26.5% above its 200-week moving average of $23.92. The stock is currently moving closer to the line, down from 27.7% last week. The 14-week RSI sits at 48, indicating neutral momentum.
Trading volume is running at 1.6x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.13 ratio) is neutral — neither side is clearly dominating.
Over the past 407 weeks of data, BY has crossed below its 200-week moving average 5 times. On average, these episodes lasted 29 weeks. Historically, investors who bought BY at the start of these episodes saw an average one-year return of +16.1%.
With a market cap of $1386 million, BY is a small-cap stock. Return on equity stands at 11.0%. The stock trades at 1.1x book value.
Share count has increased 17.9% over three years, indicating dilution.
Over the past 7.8 years, a hypothetical investment of $100 in BY would have grown to $148, compared to $270 for the S&P 500. BY has returned 5.2% annualized vs 13.5% for the index, underperforming the broader market over this period.
In the past 12 months, corporate insiders have made 11 open-market purchases totaling $1,367,966. Multiple insiders purchased within a 30-day window — a cluster buy pattern that historically signals management confidence in the company's prospects.
Free cash flow has been growing at a 33.3% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BY Crosses Below the Line?
Across 5 historical episodes, buying BY when it crossed below its 200-week moving average produced an average return of +12.8% after 12 months (median +15.0%), compared to +18.4% for the S&P 500 over the same periods. 80% of those episodes were profitable after one year. After 24 months, the average return was +22.5% vs +37.2% for the index.
Each line shows $100 invested at the moment BY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BY has crossed below its 200-week MA 5 times with an average 1-year return of +16.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2018 | Feb 2021 | 122 | 56.0% | -16.4% | +56.0% |
| Apr 2023 | Jul 2023 | 14 | 12.7% | +7.2% | +61.3% |
| Sep 2023 | Nov 2023 | 8 | 5.9% | +40.1% | +60.6% |
| Mar 2024 | Mar 2024 | 1 | 0.8% | +32.6% | +53.3% |
| Apr 2024 | Apr 2024 | 1 | 2.3% | +16.8% | +54.4% |
| Average | 29 | — | +16.1% | — |
Frequently Asked Questions
Is BY below its 200-week moving average?
No. Byline Bancorp, Inc. (BY) is currently 26.5% above its 200-week moving average of $23.92. It would need to fall to $23.92 to cross below the line.
What is BY's 200-week moving average price?
Byline Bancorp, Inc.'s 200-week moving average is $23.92 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BY drops below its 200-week moving average?
BY has crossed below its 200-week moving average 5 times in our data. On average, buying at that moment produced a one-year return of +16.1%. These dips have historically been decent entry points. These episodes lasted 29 weeks on average.
Is BY a good value right now?
Here's what our data says about BY as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 48. Return on equity is 11.0%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does BY compare to the S&P 500?
Over the past 7.8 years, $100 invested in BY would have grown to $148, compared to $270 for the S&P 500. That's 5.2% annualized vs 13.5% for the index. BY has underperformed the broader market over this period.
Does BY pay a dividend?
Yes. Byline Bancorp, Inc. currently pays a dividend yield of 139.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20