BUSE

First Busey Corporation Financial Services - Banks - Regional Investor Relations →

NO
41.1% ABOVE
↑ Moving away Was 36.9% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $21.87
14-Week RSI 78
Rel. Volume (14w) This week's trading vs. the 14-week average 1.7x
Buyers vs. Sellers (14w) Are up-weeks or down-weeks getting more volume? 1.20

First Busey Corporation (BUSE) closed at $30.86 as of 2026-07-31, trading 41.1% above its 200-week moving average of $21.87. The stock moved further from the line this week, up from 36.9% last week. With a 14-week RSI of 78, BUSE is in overbought territory.

Trading volume is running at 1.7x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.20 ratio) is neutral — neither side is clearly dominating.

Over the past 1403 weeks of data, BUSE has crossed below its 200-week moving average 27 times. On average, these episodes lasted 16 weeks. The average one-year return after crossing below was -4.1%, suggesting these dips have not historically been reliable buying opportunities for this stock.

With a market cap of $2.6 billion, BUSE is a mid-cap stock. Return on equity stands at 9.6%. The stock trades at 1.1x book value.

Share count has increased 58.5% over three years, indicating dilution.

Over the past 26.9 years, a hypothetical investment of $100 in BUSE would have grown to $169, compared to $928 for the S&P 500. BUSE has returned 2.0% annualized vs 8.6% for the index, underperforming the broader market over this period.

Free cash flow has been growing at a 2.5% compound annual rate, with 4 consecutive years of positive cash generation.

Business Health

Annual financials — how the underlying business has performed over the past several years.

Cash Flow Free cash flow & net income ($M)

Revenue Annual revenue ($M) — business growth proxy

Total Debt Balance sheet debt ($M)

ROIC Return on invested capital (%)

FCF Yield Free cash flow / market cap (%) — Yartseva signal

Gross Margin Pricing power & competitive moat (%)

Shares Outstanding Buybacks vs dilution (millions)

Growth of $100: BUSE vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After BUSE Crosses Below the Line?

Across 27 historical episodes, buying BUSE when it crossed below its 200-week moving average produced an average return of -4.7% after 12 months (median -4.0%), compared to +2.7% for the S&P 500 over the same periods. 48% of those episodes were profitable after one year. After 24 months, the average return was +2.2% vs +19.7% for the index.

Each line shows $100 invested at the moment BUSE crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

Bean Score Experimental

The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices BUSE would reach each dislocation threshold.

Current Bean Score -2.15σ
Current FCF Yield 8.59%
Baseline Yield 10.04%
Historical σ 0.38pp

Dislocation Price Levels

Prices where BUSE's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).

LevelσPriceSignal
Deep Value+2σ$25.02Unusually cheap — potential buy zone
Value+1σ$26.00Cheap vs. own history
Fair Value+0σ$27.06Historical mean behavior
Expensive-1σ$28.21Expensive vs. own history
Deep Expensive-2σ$29.45Unusually expensive — potential trim zone

Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end

Data depth: 2 quarterly baselines, 26 price observations — Limited history (4+ quarters preferred for reliability)

Signal Accuracy Collecting Data

The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"

12 / 13 weeks minimum

Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.

Dislocation Scores Experimental

Each score measures deviation from BUSE's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.

⚠ Earnings quality deteriorating — net income is outrunning free cash flow vs this company's own norm. Cheapness signals here deserve extra scrutiny.
Yield Dislocation -1.25σ Dividend yield vs own 10-yr norm
Drawdown Score -1.25σ Distance from line vs own history
Sector-Relative +0.21σ Vs sector median this week
Buyback Acceleration +37.4pp YoY share change vs own 3-yr pace (− = accelerating)
Insider Intensity 38th TTM buys / market cap, percentile of buyers
FCF Yield vs History N/A Vs own recent annual mean
Earnings Quality Deteriorating Accrual gap trend (+4.5pp of revenue)

Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.

Historical Touches

BUSE has crossed below its 200-week MA 27 times with an average 1-year return of +-4.1% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Sep 1999Sep 199910.1%-6.4%+98.0%
Feb 2000Jan 20014818.0%-4.9%+91.1%
Jan 2001Mar 200176.4%+7.9%+96.3%
Sep 2001Sep 200111.4%+21.1%+95.3%
Oct 2001Oct 200111.5%+21.5%+95.6%
Oct 2001Nov 200110.4%+23.6%+93.4%
Dec 2007Jan 200836.0%+3.4%+12.8%
Feb 2008Mar 200856.1%-58.3%+8.4%
May 2008Sep 20081938.8%-53.0%+6.5%
Sep 2008Feb 201323080.0%-74.0%+7.0%
Apr 2013May 201353.6%+36.7%+286.1%
Dec 2018Dec 201823.4%+20.0%+76.2%
Mar 2019Apr 201935.8%-38.1%+76.6%
May 2019Jun 201922.5%-24.7%+67.8%
Aug 2019Sep 201956.7%-25.6%+61.3%
Sep 2019Oct 201944.1%-35.7%+61.6%
Jan 2020Mar 20215746.0%-14.9%+58.6%
Jul 2021Jul 202122.8%+3.9%+61.1%
Sep 2021Sep 202121.7%+5.2%+64.8%
Apr 2022May 202242.5%-15.7%+64.0%
Jun 2022Jun 202210.9%-1.4%+65.2%
Sep 2022Oct 202210.6%-8.7%+66.1%
Mar 2023Jul 20231820.2%+15.2%+72.7%
Aug 2023Nov 2023139.7%+29.9%+68.9%
Jan 2025Jan 202511.4%+14.8%+51.5%
Mar 2025May 2025712.8%+16.1%+49.0%
May 2025May 202510.7%+30.6%+50.1%
Average16+-4.1%

Frequently Asked Questions

Is BUSE below its 200-week moving average?

No. First Busey Corporation (BUSE) is currently 41.1% above its 200-week moving average of $21.87. It would need to fall to $21.87 to cross below the line.

What is BUSE's 200-week moving average price?

First Busey Corporation's 200-week moving average is $21.87 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.

What happens when BUSE drops below its 200-week moving average?

BUSE has crossed below its 200-week moving average 27 times in our data. The average one-year return after these crossings was -4.1%, meaning the dips were not reliable buying signals for this particular stock. These episodes lasted 16 weeks on average.

Is BUSE a good value right now?

Here's what our data says about BUSE as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 78 (overbought). Return on equity is 9.6%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.

How does BUSE compare to the S&P 500?

Over the past 26.9 years, $100 invested in BUSE would have grown to $169, compared to $928 for the S&P 500. That's 2.0% annualized vs 8.6% for the index. BUSE has underperformed the broader market over this period.

Does BUSE pay a dividend?

Yes. First Busey Corporation currently pays a dividend yield of 337.00%.

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of week of 2026-07-31