BSRR
Sierra Bancorp Financial Services - Banks - Regional Investor Relations →
Sierra Bancorp (BSRR) closed at $32.45 as of 2026-03-20, trading 41.2% above its 200-week moving average of $22.98. The stock is currently moving closer to the line, down from 43.9% last week. The 14-week RSI sits at 45, indicating neutral momentum.
Trading volume is running at 1.2x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.37 ratio) is neutral — neither side is clearly dominating.
Over the past 1617 weeks of data, BSRR has crossed below its 200-week moving average 14 times. On average, these episodes lasted 37 weeks. Historically, investors who bought BSRR at the start of these episodes saw an average one-year return of +6.5%.
With a market cap of $438 million, BSRR is a small-cap stock. Return on equity stands at 11.7%. The stock trades at 1.2x book value.
The company has been aggressively buying back shares, reducing its share count by 12.5% over the past three years.
Over the past 31.1 years, a hypothetical investment of $100 in BSRR would have grown to $1983, compared to $2235 for the S&P 500. BSRR has returned 10.1% annualized vs 10.5% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BSRR vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BSRR Crosses Below the Line?
Across 14 historical episodes, buying BSRR when it crossed below its 200-week moving average produced an average return of +5.8% after 12 months (median +4.0%), compared to +8.0% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +3.4% vs +13.2% for the index.
Each line shows $100 invested at the moment BSRR crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BSRR has crossed below its 200-week MA 14 times with an average 1-year return of +6.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Dec 1998 | Mar 1999 | 13 | 12.8% | +12.9% | +698.2% |
| Apr 1999 | Jun 1999 | 10 | 11.3% | -15.3% | +653.9% |
| Sep 1999 | Nov 1999 | 10 | 15.3% | -15.6% | +640.2% |
| Nov 1999 | Jan 2002 | 110 | 42.1% | -29.4% | +636.0% |
| Dec 2007 | Feb 2008 | 6 | 4.8% | -3.7% | +145.9% |
| Feb 2008 | Aug 2012 | 235 | 72.5% | -70.7% | +146.0% |
| Nov 2012 | Nov 2012 | 1 | 1.6% | +74.9% | +375.8% |
| Feb 2020 | Nov 2020 | 40 | 41.3% | +4.2% | +72.2% |
| Dec 2020 | Dec 2020 | 1 | 0.1% | +19.7% | +68.6% |
| Jan 2021 | Feb 2021 | 2 | 7.4% | +24.5% | +81.9% |
| Sep 2021 | Sep 2021 | 3 | 1.3% | -6.2% | +65.2% |
| Apr 2022 | Jul 2023 | 65 | 27.3% | -21.4% | +75.1% |
| Aug 2023 | Dec 2023 | 15 | 13.7% | +55.3% | +77.2% |
| Jan 2024 | Apr 2024 | 12 | 10.7% | +62.0% | +81.9% |
| Average | 37 | — | +6.5% | — |
Frequently Asked Questions
Is BSRR below its 200-week moving average?
No. Sierra Bancorp (BSRR) is currently 41.2% above its 200-week moving average of $22.98. It would need to fall to $22.98 to cross below the line.
What is BSRR's 200-week moving average price?
Sierra Bancorp's 200-week moving average is $22.98 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BSRR drops below its 200-week moving average?
BSRR has crossed below its 200-week moving average 14 times in our data. On average, buying at that moment produced a one-year return of +6.5%. These dips have historically been decent entry points. These episodes lasted 37 weeks on average.
Is BSRR a good value right now?
Here's what our data says about BSRR as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 45. Return on equity is 11.7%. Price-to-book is 1.2x. This is not a buy or sell recommendation — always do your own research.
How does BSRR compare to the S&P 500?
Over the past 31.1 years, $100 invested in BSRR would have grown to $1983, compared to $2235 for the S&P 500. That's 10.1% annualized vs 10.5% for the index. BSRR has underperformed the broader market over this period.
Does BSRR pay a dividend?
Yes. Sierra Bancorp currently pays a dividend yield of 319.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20