BSRR

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NO
67.2% ABOVE
↑ Moving away Was 56.9% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $22.66
14-Week RSI 86

Sierra Bancorp (BSRR) closed at $37.88 as of 2026-02-02, trading 67.2% above its 200-week moving average of $22.66. The stock moved further from the line this week, up from 56.9% last week. With a 14-week RSI of 86, BSRR is in overbought territory.

Over the past 1611 weeks of data, BSRR has crossed below its 200-week moving average 14 times. On average, these episodes lasted 37 weeks. Historically, investors who bought BSRR at the start of these episodes saw an average one-year return of +6.5%.

With a market cap of $511 million, BSRR is a small-cap stock. Return on equity stands at 11.7%. The stock trades at 1.4x book value.

The company has been aggressively buying back shares, reducing its share count by 6.9% over the past three years.

Over the past 31 years, a hypothetical investment of $100 in BSRR would have grown to $2298, compared to $2374 for the S&P 500. BSRR has returned 10.6% annualized vs 10.8% for the index, underperforming the broader market over this period.

Free cash flow has been growing at a 2.3% compound annual rate, with 4 consecutive years of positive cash generation.

Growth of $100: BSRR vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After BSRR Crosses Below the Line?

Across 14 historical episodes, buying BSRR when it crossed below its 200-week moving average produced an average return of +5.8% after 12 months (median +4.0%), compared to +8.0% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +3.4% vs +13.2% for the index.

Each line shows $100 invested at the moment BSRR crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

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Historical Touches

BSRR has crossed below its 200-week MA 14 times with an average 1-year return of +6.5% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Dec 1998Mar 19991312.8%+12.9%+825.4%
Apr 1999Jun 19991011.3%-15.3%+774.0%
Sep 1999Nov 19991015.3%-15.6%+758.1%
Nov 1999Jan 200211042.1%-29.4%+753.2%
Dec 2007Feb 200864.8%-3.7%+185.1%
Feb 2008Aug 201223572.5%-70.7%+185.2%
Nov 2012Nov 201211.6%+74.9%+451.6%
Feb 2020Nov 20204041.3%+4.2%+99.6%
Dec 2020Dec 202010.1%+19.7%+95.4%
Jan 2021Feb 202127.4%+24.5%+110.9%
Sep 2021Sep 202131.3%-6.2%+91.5%
Apr 2022Jul 20236527.3%-21.4%+103.0%
Aug 2023Dec 20231513.7%+55.3%+105.5%
Jan 2024Apr 20241210.7%+62.0%+110.9%
Average37+6.5%

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of Friday close, 2026-02-02