BRO
Brown & Brown Inc. Financial Services - Insurance Brokerage Investor Relations →
Brown & Brown Inc. (BRO) closed at $59.10 as of 2026-06-19, trading 26.8% below its 200-week moving average of $80.75. This places BRO in the extreme value zone. The stock is currently moving closer to the line, down from -25.7% last week. The 14-week RSI sits at 35, indicating neutral momentum.
Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.81 ratio) is neutral — neither side is clearly dominating.
Over the past 2318 weeks of data, BRO has crossed below its 200-week moving average 14 times. On average, these episodes lasted 31 weeks. Historically, investors who bought BRO at the start of these episodes saw an average one-year return of +21.7%.
With a market cap of $20.0 billion, BRO is a large-cap stock. The company generates a free cash flow yield of 7.6%, which is healthy. Return on equity stands at 11.9%. The stock trades at 1.6x book value.
BRO is a Dividend Aristocrat, having increased its dividend for 25 or more consecutive years. The current yield is 108.00%. Share count has increased 18.6% over three years, indicating dilution.
Over the past 33.5 years, a hypothetical investment of $100 in BRO would have grown to $12774, compared to $3097 for the S&P 500. That represents an annualized return of 15.6% vs 10.8% for the index — confirming BRO as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 18.6% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BRO vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BRO Crosses Below the Line?
Across 6 historical episodes, buying BRO when it crossed below its 200-week moving average produced an average return of +27.2% after 12 months (median +43.0%), compared to +8.0% for the S&P 500 over the same periods. 75% of those episodes were profitable after one year. After 24 months, the average return was +51.5% vs +29.2% for the index.
Each line shows $100 invested at the moment BRO crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices BRO would reach each dislocation threshold.
Dislocation Price Levels
Prices where BRO's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-07-27.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $53.77 | Unusually cheap — potential buy zone |
| Value | +1σ | $57.06 | Cheap vs. own history |
| Fair Value | +0σ | $60.78 | Historical mean behavior |
| Expensive | -1σ | $65.01 | Expensive vs. own history |
| Deep Expensive | -2σ | $69.88 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from BRO's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
BRO has crossed below its 200-week MA 14 times with an average 1-year return of +21.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 1982 | Nov 1982 | 41 | 27.5% | +5.3% | +78655.6% |
| Jan 1983 | Mar 1983 | 10 | 6.1% | -21.2% | +74718.0% |
| May 1983 | May 1983 | 2 | 3.6% | -23.1% | +76636.6% |
| Aug 1983 | Jan 1985 | 75 | 24.6% | -16.0% | +79705.7% |
| Nov 1987 | Apr 1988 | 23 | 18.3% | +8.4% | +40466.9% |
| Jul 1988 | Oct 1989 | 69 | 11.0% | +8.0% | +36643.5% |
| Oct 1990 | Feb 1991 | 16 | 13.1% | +80.9% | +34292.6% |
| Feb 1991 | Mar 1991 | 1 | 3.5% | +115.9% | +32541.2% |
| Oct 2007 | Oct 2010 | 154 | 34.4% | -16.1% | +488.9% |
| Aug 2011 | Aug 2011 | 2 | 3.8% | +30.6% | +610.2% |
| Sep 2011 | Oct 2011 | 6 | 11.5% | +35.9% | +602.4% |
| Jan 2016 | Jan 2016 | 1 | 1.2% | +51.3% | +342.1% |
| Oct 2025 | Nov 2025 | 2 | 2.0% | N/A | -25.3% |
| Dec 2025 | Ongoing | 29+ | 30.6% | Ongoing | -24.2% |
| Average | 31 | — | +21.7% | — |
Frequently Asked Questions
Is BRO below its 200-week moving average?
Yes. As of 2026-06-19, Brown & Brown Inc. (BRO) is trading 26.8% below its 200-week moving average of $80.75. The current price is $59.10.
What is BRO's 200-week moving average price?
Brown & Brown Inc.'s 200-week moving average is $80.75 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BRO drops below its 200-week moving average?
BRO has crossed below its 200-week moving average 14 times in our data. On average, buying at that moment produced a one-year return of +21.7%. These dips have historically been decent entry points. These episodes lasted 31 weeks on average.
Is BRO a good value right now?
Here's what our data says about BRO as of 2026-06-19: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 35. Free cash flow yield is 7.6%. Return on equity is 11.9%. Price-to-book is 1.6x. This is not a buy or sell recommendation — always do your own research.
How does BRO compare to the S&P 500?
Over the past 33.5 years, $100 invested in BRO would have grown to $12774, compared to $3097 for the S&P 500. That's 15.6% annualized vs 10.8% for the index. BRO has outperformed the broader market over this period.
Does BRO pay a dividend?
Yes. Brown & Brown Inc. currently pays a dividend yield of 108.00%. It is also a Dividend Aristocrat, meaning it has raised its dividend for 25 or more consecutive years.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19