BMRC
Bank of Marin Bancorp Financial Services - Banks - Regional Investor Relations →
Bank of Marin Bancorp (BMRC) closed at $25.81 as of 2026-06-19, trading 21.7% above its 200-week moving average of $21.21. The stock is currently moving closer to the line, down from 23.9% last week. The 14-week RSI sits at 68, indicating neutral momentum.
Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.86 ratio) is neutral — neither side is clearly dominating.
Over the past 1334 weeks of data, BMRC has crossed below its 200-week moving average 17 times. On average, these episodes lasted 19 weeks. Historically, investors who bought BMRC at the start of these episodes saw an average one-year return of +3.0%.
With a market cap of $418 million, BMRC is a small-cap stock. Return on equity stands at -7.7%. The stock trades at 1.1x book value.
Over the past 25.7 years, a hypothetical investment of $100 in BMRC would have grown to $749, compared to $894 for the S&P 500. BMRC has returned 8.2% annualized vs 8.9% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -11.1% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BMRC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BMRC Crosses Below the Line?
Across 17 historical episodes, buying BMRC when it crossed below its 200-week moving average produced an average return of +6.1% after 12 months (median +3.0%), compared to +2.4% for the S&P 500 over the same periods. 56% of those episodes were profitable after one year. After 24 months, the average return was +3.6% vs +6.9% for the index.
Each line shows $100 invested at the moment BMRC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices BMRC would reach each dislocation threshold.
Dislocation Price Levels
Prices where BMRC's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-07-27.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $23.94 | Unusually cheap — potential buy zone |
| Value | +1σ | $24.85 | Cheap vs. own history |
| Fair Value | +0σ | $25.83 | Historical mean behavior |
| Expensive | -1σ | $26.89 | Expensive vs. own history |
| Deep Expensive | -2σ | $28.05 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from BMRC's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
BMRC has crossed below its 200-week MA 17 times with an average 1-year return of +3.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Dec 2000 | Dec 2000 | 1 | 0.2% | +15.4% | +675.4% |
| Apr 2001 | Apr 2001 | 2 | 3.5% | +30.0% | +689.2% |
| Apr 2001 | May 2001 | 4 | 2.2% | +46.5% | +679.5% |
| Aug 2007 | Aug 2007 | 1 | 3.0% | +0.8% | +177.3% |
| Nov 2007 | Sep 2008 | 44 | 23.3% | -10.6% | +164.9% |
| Sep 2008 | Jul 2009 | 42 | 40.5% | +3.1% | +161.7% |
| Mar 2020 | Nov 2020 | 37 | 29.6% | +33.5% | +2.9% |
| Dec 2020 | Jan 2021 | 1 | 4.5% | +11.3% | -6.2% |
| Apr 2021 | Aug 2021 | 17 | 15.2% | -5.8% | -10.9% |
| Aug 2021 | Sep 2021 | 3 | 2.0% | -12.5% | -11.7% |
| Nov 2021 | Dec 2021 | 3 | 4.3% | +2.8% | -9.9% |
| Feb 2022 | Oct 2022 | 36 | 14.6% | -14.5% | -14.1% |
| Nov 2022 | Nov 2022 | 1 | 1.3% | -44.2% | -11.1% |
| Dec 2022 | Nov 2024 | 100 | 56.1% | -35.5% | -9.9% |
| Dec 2024 | Jan 2025 | 7 | 9.2% | +17.7% | +10.9% |
| Mar 2025 | Jun 2025 | 17 | 16.6% | +9.6% | +16.7% |
| Jul 2025 | Aug 2025 | 2 | 3.2% | N/A | +20.8% |
| Average | 19 | — | +3.0% | — |
Frequently Asked Questions
Is BMRC below its 200-week moving average?
No. Bank of Marin Bancorp (BMRC) is currently 21.7% above its 200-week moving average of $21.21. It would need to fall to $21.21 to cross below the line.
What is BMRC's 200-week moving average price?
Bank of Marin Bancorp's 200-week moving average is $21.21 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BMRC drops below its 200-week moving average?
BMRC has crossed below its 200-week moving average 17 times in our data. On average, buying at that moment produced a one-year return of +3.0%. These dips have historically been decent entry points. These episodes lasted 19 weeks on average.
Is BMRC a good value right now?
Here's what our data says about BMRC as of 2026-06-19: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 68. Return on equity is -7.7%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does BMRC compare to the S&P 500?
Over the past 25.7 years, $100 invested in BMRC would have grown to $749, compared to $894 for the S&P 500. That's 8.2% annualized vs 8.9% for the index. BMRC has underperformed the broader market over this period.
Does BMRC pay a dividend?
Yes. Bank of Marin Bancorp currently pays a dividend yield of 386.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19