BKU
BankUnited, Inc. Financial Services - Banks - Regional Investor Relations →
BankUnited, Inc. (BKU) closed at $50.93 as of 2026-02-02, trading 62.1% above its 200-week moving average of $31.41. The stock moved further from the line this week, up from 51.5% last week. With a 14-week RSI of 87, BKU is in overbought territory.
Over the past 736 weeks of data, BKU has crossed below its 200-week moving average 14 times. On average, these episodes lasted 14 weeks. Historically, investors who bought BKU at the start of these episodes saw an average one-year return of +5.8%.
With a market cap of $3.8 billion, BKU is a mid-cap stock. Return on equity stands at 9.1%. The stock trades at 1.2x book value.
The company has been aggressively buying back shares, reducing its share count by 12.7% over the past three years.
Over the past 14.2 years, a hypothetical investment of $100 in BKU would have grown to $324, compared to $673 for the S&P 500. BKU has returned 8.6% annualized vs 14.4% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -28.5% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: BKU vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BKU Crosses Below the Line?
Across 14 historical episodes, buying BKU when it crossed below its 200-week moving average produced an average return of +8.3% after 12 months (median +9.0%), compared to +17.9% for the S&P 500 over the same periods. 77% of those episodes were profitable after one year. After 24 months, the average return was +34.2% vs +42.3% for the index.
Each line shows $100 invested at the moment BKU crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BKU has crossed below its 200-week MA 14 times with an average 1-year return of +5.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 2012 | Mar 2012 | 10 | 7.8% | +12.6% | +232.7% |
| Apr 2012 | Jul 2012 | 16 | 7.0% | +10.7% | +220.4% |
| Oct 2012 | Dec 2012 | 8 | 5.0% | +39.8% | +219.1% |
| Aug 2016 | Aug 2016 | 1 | 0.6% | +14.8% | +128.5% |
| Sep 2016 | Nov 2016 | 6 | 5.5% | +20.8% | +124.6% |
| Sep 2017 | Sep 2017 | 1 | 2.6% | +27.0% | +112.8% |
| Oct 2018 | Jan 2019 | 16 | 16.4% | +0.9% | +92.4% |
| Mar 2019 | Apr 2019 | 2 | 6.0% | -41.1% | +98.8% |
| May 2019 | Oct 2019 | 21 | 9.0% | -51.8% | +87.4% |
| Jan 2020 | Nov 2020 | 44 | 57.5% | +9.2% | +88.9% |
| Dec 2022 | Dec 2022 | 1 | 2.8% | +5.6% | +76.8% |
| Mar 2023 | Dec 2023 | 40 | 49.8% | -1.6% | +95.0% |
| Jan 2024 | Jul 2024 | 27 | 20.0% | +28.4% | +84.7% |
| Mar 2025 | Apr 2025 | 3 | 7.2% | N/A | +76.8% |
| Average | 14 | — | +5.8% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02