BCML
BayCom Corp Financial Services - Banks - Regional Investor Relations →
BayCom Corp (BCML) closed at $29.99 as of 2026-05-01, trading 36.4% above its 200-week moving average of $21.99. The stock moved further from the line this week, up from 34.2% last week. The 14-week RSI sits at 60, indicating neutral momentum.
Trading volume is running at 1.8x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.03 ratio) is neutral — neither side is clearly dominating.
Over the past 1020 weeks of data, BCML has crossed below its 200-week moving average 13 times. On average, these episodes lasted 32 weeks. Historically, investors who bought BCML at the start of these episodes saw an average one-year return of +5.4%.
With a market cap of $327 million, BCML is a small-cap stock. Return on equity stands at 7.8%. The stock trades at 0.9x book value.
The company has been aggressively buying back shares, reducing its share count by 15.2% over the past three years.
Over the past 19.6 years, a hypothetical investment of $100 in BCML would have grown to $280, compared to $748 for the S&P 500. BCML has returned 5.4% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -8.1% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BCML vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BCML Crosses Below the Line?
Across 13 historical episodes, buying BCML when it crossed below its 200-week moving average produced an average return of +10.5% after 12 months (median +12.0%), compared to +19.9% for the S&P 500 over the same periods. 69% of those episodes were profitable after one year. After 24 months, the average return was +25.2% vs +27.0% for the index.
Each line shows $100 invested at the moment BCML crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BCML has crossed below its 200-week MA 13 times with an average 1-year return of +5.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2006 | Feb 2007 | 18 | 7.4% | -9.6% | +185.9% |
| Mar 2007 | Apr 2007 | 4 | 2.4% | -17.2% | +169.5% |
| May 2007 | May 2010 | 155 | 36.9% | -19.1% | +179.8% |
| Jul 2010 | Apr 2012 | 92 | 26.9% | -23.9% | +257.4% |
| May 2012 | Jul 2012 | 7 | 3.7% | +5.0% | +332.7% |
| Jul 2012 | Aug 2012 | 1 | 1.2% | +14.7% | +323.7% |
| Aug 2012 | Aug 2012 | 1 | 0.8% | +15.4% | +321.6% |
| Sep 2012 | Oct 2012 | 6 | 1.2% | +19.9% | +321.6% |
| Apr 2013 | May 2013 | 4 | 2.8% | +29.4% | +316.2% |
| Jun 2013 | Jul 2013 | 5 | 6.4% | +38.4% | +329.3% |
| Mar 2020 | Jan 2022 | 97 | 48.6% | -0.8% | +74.3% |
| Aug 2022 | Oct 2022 | 8 | 5.9% | +6.7% | +75.0% |
| Mar 2023 | Jul 2023 | 18 | 15.6% | +11.1% | +82.5% |
| Average | 32 | — | +5.4% | — |
Frequently Asked Questions
Is BCML below its 200-week moving average?
No. BayCom Corp (BCML) is currently 36.4% above its 200-week moving average of $21.99. It would need to fall to $21.99 to cross below the line.
What is BCML's 200-week moving average price?
BayCom Corp's 200-week moving average is $21.99 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BCML drops below its 200-week moving average?
BCML has crossed below its 200-week moving average 13 times in our data. On average, buying at that moment produced a one-year return of +5.4%. These dips have historically been decent entry points. These episodes lasted 32 weeks on average.
Is BCML a good value right now?
Here's what our data says about BCML as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 60. Return on equity is 7.8%. Price-to-book is 0.9x. This is not a buy or sell recommendation — always do your own research.
How does BCML compare to the S&P 500?
Over the past 19.6 years, $100 invested in BCML would have grown to $280, compared to $748 for the S&P 500. That's 5.4% annualized vs 10.8% for the index. BCML has underperformed the broader market over this period.
Does BCML pay a dividend?
Yes. BayCom Corp currently pays a dividend yield of 350.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01