BCML
BayCom Corp Financial Services - Banks - Regional Investor Relations →
BayCom Corp (BCML) closed at $28.82 as of 2026-03-20, trading 32.8% above its 200-week moving average of $21.71. The stock moved further from the line this week, up from 32.5% last week. With a 14-week RSI of 28, BCML is in oversold territory.
A big jump in activity this week — 2.1x the usual volume, and the price went up. Significantly more people than usual decided to buy. This kind of surge, especially on a stock already below its 200-week average, can be an early sign that sentiment is shifting.
Over the past 1014 weeks of data, BCML has crossed below its 200-week moving average 13 times. On average, these episodes lasted 32 weeks. Historically, investors who bought BCML at the start of these episodes saw an average one-year return of +5.4%.
With a market cap of $314 million, BCML is a small-cap stock. Return on equity stands at 7.2%. The stock trades at 0.9x book value.
Share count has increased 4.1% over three years, indicating dilution.
Over the past 19.5 years, a hypothetical investment of $100 in BCML would have grown to $269, compared to $675 for the S&P 500. BCML has returned 5.2% annualized vs 10.3% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BCML vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BCML Crosses Below the Line?
Across 13 historical episodes, buying BCML when it crossed below its 200-week moving average produced an average return of +10.5% after 12 months (median +13.0%), compared to +19.9% for the S&P 500 over the same periods. 69% of those episodes were profitable after one year. After 24 months, the average return was +25.2% vs +27.0% for the index.
Each line shows $100 invested at the moment BCML crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BCML has crossed below its 200-week MA 13 times with an average 1-year return of +5.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2006 | Feb 2007 | 18 | 7.4% | -9.6% | +174.8% |
| Mar 2007 | Apr 2007 | 4 | 2.4% | -17.2% | +159.0% |
| May 2007 | May 2010 | 155 | 36.9% | -19.1% | +168.9% |
| Jul 2010 | Apr 2012 | 92 | 26.9% | -23.9% | +243.5% |
| May 2012 | Jul 2012 | 7 | 3.7% | +5.0% | +315.8% |
| Jul 2012 | Aug 2012 | 1 | 1.2% | +14.7% | +307.2% |
| Aug 2012 | Aug 2012 | 1 | 0.8% | +15.4% | +305.1% |
| Sep 2012 | Oct 2012 | 6 | 1.2% | +19.9% | +305.1% |
| Apr 2013 | May 2013 | 4 | 2.8% | +29.4% | +300.0% |
| Jun 2013 | Jul 2013 | 5 | 6.4% | +38.4% | +312.5% |
| Mar 2020 | Jan 2022 | 97 | 48.6% | -0.8% | +67.5% |
| Aug 2022 | Oct 2022 | 8 | 5.9% | +6.7% | +68.2% |
| Mar 2023 | Jul 2023 | 18 | 15.6% | +11.1% | +75.4% |
| Average | 32 | — | +5.4% | — |
Frequently Asked Questions
Is BCML below its 200-week moving average?
No. BayCom Corp (BCML) is currently 32.8% above its 200-week moving average of $21.71. It would need to fall to $21.71 to cross below the line.
What is BCML's 200-week moving average price?
BayCom Corp's 200-week moving average is $21.71 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BCML drops below its 200-week moving average?
BCML has crossed below its 200-week moving average 13 times in our data. On average, buying at that moment produced a one-year return of +5.4%. These dips have historically been decent entry points. These episodes lasted 32 weeks on average.
Is BCML a good value right now?
Here's what our data says about BCML as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 28 (oversold). Return on equity is 7.2%. Price-to-book is 0.9x. This is not a buy or sell recommendation — always do your own research.
How does BCML compare to the S&P 500?
Over the past 19.5 years, $100 invested in BCML would have grown to $269, compared to $675 for the S&P 500. That's 5.2% annualized vs 10.3% for the index. BCML has underperformed the broader market over this period.
Does BCML pay a dividend?
Yes. BayCom Corp currently pays a dividend yield of 363.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20