BANC
Banc of California, Inc. Financial Services - Banks - Regional Investor Relations →
Banc of California, Inc. (BANC) closed at $20.85 as of 2026-02-02, trading 45.1% above its 200-week moving average of $14.37. The stock moved further from the line this week, up from 39.2% last week. With a 14-week RSI of 80, BANC is in overbought territory.
Over the past 1176 weeks of data, BANC has crossed below its 200-week moving average 13 times. On average, these episodes lasted 33 weeks. Historically, investors who bought BANC at the start of these episodes saw an average one-year return of +2.2%.
With a market cap of $3.2 billion, BANC is a mid-cap stock. Return on equity stands at 6.0%. The stock trades at 1.1x book value.
Share count has increased 169.1% over three years, indicating dilution.
Over the past 22.7 years, a hypothetical investment of $100 in BANC would have grown to $194, compared to $1053 for the S&P 500. BANC has returned 3.0% annualized vs 10.9% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -47.9% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: BANC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BANC Crosses Below the Line?
Across 13 historical episodes, buying BANC when it crossed below its 200-week moving average produced an average return of +4.2% after 12 months (median +23.0%), compared to +9.1% for the S&P 500 over the same periods. 58% of those episodes were profitable after one year. After 24 months, the average return was -2.6% vs +14.3% for the index.
Each line shows $100 invested at the moment BANC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BANC has crossed below its 200-week MA 13 times with an average 1-year return of +2.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 2007 | Jun 2007 | 2 | 2.6% | -36.1% | +53.9% |
| Jul 2007 | Oct 2007 | 12 | 13.1% | -49.1% | +50.1% |
| Oct 2007 | Nov 2010 | 163 | 72.1% | -53.5% | +50.8% |
| May 2014 | Jul 2014 | 11 | 14.5% | +39.0% | +182.9% |
| Sep 2014 | Mar 2015 | 23 | 10.3% | +10.6% | +137.6% |
| Oct 2016 | Oct 2016 | 1 | 1.8% | +75.8% | +103.8% |
| Oct 2018 | Nov 2018 | 2 | 8.9% | -5.7% | +62.1% |
| Dec 2018 | Jan 2021 | 109 | 61.0% | +7.2% | +58.3% |
| Dec 2022 | Dec 2022 | 1 | 3.6% | -3.7% | +52.6% |
| Mar 2023 | Oct 2024 | 85 | 34.2% | +1.5% | +50.2% |
| Jan 2025 | Jan 2025 | 1 | 1.5% | +38.6% | +44.0% |
| Feb 2025 | Jun 2025 | 19 | 17.2% | N/A | +42.7% |
| Jul 2025 | Aug 2025 | 2 | 2.8% | N/A | +48.9% |
| Average | 33 | — | +2.2% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02