BANC
Banc of California, Inc. Financial Services - Banks - Regional Investor Relations →
Banc of California, Inc. (BANC) closed at $16.83 as of 2026-03-20, trading 17.5% above its 200-week moving average of $14.32. The stock moved further from the line this week, up from 16.4% last week. The 14-week RSI sits at 33, indicating neutral momentum.
Trading volume is running at 1.6x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.16 ratio) is neutral — neither side is clearly dominating.
Over the past 1182 weeks of data, BANC has crossed below its 200-week moving average 13 times. On average, these episodes lasted 33 weeks. Historically, investors who bought BANC at the start of these episodes saw an average one-year return of +5.2%.
With a market cap of $2.6 billion, BANC is a mid-cap stock. Return on equity stands at 6.5%. The stock trades at 0.9x book value.
Share count has increased 163.4% over three years, indicating dilution.
Over the past 22.8 years, a hypothetical investment of $100 in BANC would have grown to $158, compared to $992 for the S&P 500. BANC has returned 2.0% annualized vs 10.6% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -26.1% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BANC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BANC Crosses Below the Line?
Across 13 historical episodes, buying BANC when it crossed below its 200-week moving average produced an average return of +2.8% after 12 months (median +23.0%), compared to +9.0% for the S&P 500 over the same periods. 58% of those episodes were profitable after one year. After 24 months, the average return was -2.6% vs +14.3% for the index.
Each line shows $100 invested at the moment BANC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BANC has crossed below its 200-week MA 13 times with an average 1-year return of +5.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 2007 | Jun 2007 | 2 | 2.6% | -36.1% | +25.1% |
| Jul 2007 | Oct 2007 | 12 | 13.1% | -49.1% | +22.1% |
| Oct 2007 | Nov 2010 | 163 | 72.1% | -53.5% | +22.6% |
| May 2014 | Jul 2014 | 11 | 14.5% | +39.0% | +130.0% |
| Sep 2014 | Mar 2015 | 23 | 10.3% | +10.6% | +93.1% |
| Oct 2016 | Oct 2016 | 1 | 1.8% | +75.8% | +65.7% |
| Oct 2018 | Nov 2018 | 2 | 8.9% | -5.7% | +31.8% |
| Dec 2018 | Jan 2021 | 109 | 61.0% | +7.2% | +28.7% |
| Dec 2022 | Dec 2022 | 1 | 3.6% | -3.7% | +24.1% |
| Mar 2023 | Oct 2024 | 85 | 34.2% | +1.5% | +22.1% |
| Jan 2025 | Jan 2025 | 1 | 1.5% | +38.6% | +17.1% |
| Feb 2025 | Jun 2025 | 19 | 17.2% | +37.4% | +16.1% |
| Jul 2025 | Aug 2025 | 2 | 2.8% | N/A | +21.0% |
| Average | 33 | — | +5.2% | — |
Frequently Asked Questions
Is BANC below its 200-week moving average?
No. Banc of California, Inc. (BANC) is currently 17.5% above its 200-week moving average of $14.32. It would need to fall to $14.32 to cross below the line.
What is BANC's 200-week moving average price?
Banc of California, Inc.'s 200-week moving average is $14.32 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BANC drops below its 200-week moving average?
BANC has crossed below its 200-week moving average 13 times in our data. On average, buying at that moment produced a one-year return of +5.2%. These dips have historically been decent entry points. These episodes lasted 33 weeks on average.
Is BANC a good value right now?
Here's what our data says about BANC as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 33. Return on equity is 6.5%. Price-to-book is 0.9x. This is not a buy or sell recommendation — always do your own research.
How does BANC compare to the S&P 500?
Over the past 22.8 years, $100 invested in BANC would have grown to $158, compared to $992 for the S&P 500. That's 2.0% annualized vs 10.6% for the index. BANC has underperformed the broader market over this period.
Does BANC pay a dividend?
Yes. Banc of California, Inc. currently pays a dividend yield of 285.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20