ALLY
Ally Financial Inc. Financial Services - Banking Investor Relations →
Ally Financial Inc. (ALLY) closed at $42.31 as of 2026-02-02, trading 30.2% above its 200-week moving average of $32.49. The stock moved further from the line this week, up from 29.3% last week. The 14-week RSI sits at 62, indicating neutral momentum.
Over the past 579 weeks of data, ALLY has crossed below its 200-week moving average 14 times. On average, these episodes lasted 17 weeks. Historically, investors who bought ALLY at the start of these episodes saw an average one-year return of +21.4%.
With a market cap of $13.1 billion, ALLY is a large-cap stock. Return on equity stands at 5.8%. The stock trades at 1.0x book value.
The company has been aggressively buying back shares, reducing its share count by 9.7% over the past three years.
Over the past 11.2 years, a hypothetical investment of $100 in ALLY would have grown to $296, compared to $417 for the S&P 500. ALLY has returned 10.2% annualized vs 13.6% for the index, underperforming the broader market over this period.
Free cash flow has been declining. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: ALLY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ALLY Crosses Below the Line?
Across 14 historical episodes, buying ALLY when it crossed below its 200-week moving average produced an average return of +32.5% after 12 months (median +12.0%), compared to +18.6% for the S&P 500 over the same periods. 55% of those episodes were profitable after one year. After 24 months, the average return was +63.2% vs +42.0% for the index.
Each line shows $100 invested at the moment ALLY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ALLY has crossed below its 200-week MA 14 times with an average 1-year return of +21.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 2015 | Jun 2015 | 23 | 22.0% | -29.3% | +131.9% |
| Jun 2015 | Jan 2017 | 83 | 29.9% | -26.5% | +143.6% |
| Mar 2017 | Jun 2017 | 14 | 9.8% | +32.3% | +173.9% |
| Dec 2018 | Dec 2018 | 1 | 0.9% | +47.9% | +148.0% |
| Mar 2020 | Sep 2020 | 27 | 51.8% | +128.8% | +149.6% |
| Jun 2022 | Jun 2022 | 1 | 1.1% | -9.9% | +47.4% |
| Jul 2022 | Aug 2022 | 2 | 1.9% | -5.6% | +46.3% |
| Aug 2022 | Dec 2023 | 67 | 33.2% | -7.7% | +46.7% |
| Sep 2024 | Nov 2024 | 8 | 6.3% | +32.4% | +34.7% |
| Dec 2024 | Dec 2024 | 1 | 0.9% | +35.4% | +26.3% |
| Jan 2025 | Jan 2025 | 1 | 2.6% | +38.1% | +28.7% |
| Mar 2025 | Mar 2025 | 1 | 1.4% | N/A | +28.2% |
| Mar 2025 | May 2025 | 5 | 7.6% | N/A | +36.0% |
| May 2025 | May 2025 | 1 | 0.3% | N/A | +28.9% |
| Average | 17 | — | +21.4% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02