AIZ
Assurant Inc. Financial Services - Insurance Investor Relations →
Assurant Inc. (AIZ) closed at $243.31 as of 2026-02-02, trading 43.2% above its 200-week moving average of $169.92. The stock moved further from the line this week, up from 40.4% last week. With a 14-week RSI of 77, AIZ is in overbought territory.
Over the past 1100 weeks of data, AIZ has crossed below its 200-week moving average 6 times. On average, these episodes lasted 34 weeks. Historically, investors who bought AIZ at the start of these episodes saw an average one-year return of +32.5%.
With a market cap of $12.3 billion, AIZ is a large-cap stock. The company generates a free cash flow yield of 8.1%, which is notably high. Return on equity stands at 15.4%, a solid level. The stock trades at 2.1x book value.
The company has been aggressively buying back shares, reducing its share count by 8.8% over the past three years. AIZ passes our Buffett quality screen: high return on equity, low debt, and positive free cash flow.
Over the past 21.2 years, a hypothetical investment of $100 in AIZ would have grown to $1054, compared to $862 for the S&P 500. That represents an annualized return of 11.8% vs 10.7% for the index — confirming AIZ as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 23.2% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: AIZ vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After AIZ Crosses Below the Line?
Across 6 historical episodes, buying AIZ when it crossed below its 200-week moving average produced an average return of +26.2% after 12 months (median +47.0%), compared to +23.8% for the S&P 500 over the same periods. 67% of those episodes were profitable after one year. After 24 months, the average return was +69.2% vs +46.7% for the index.
Each line shows $100 invested at the moment AIZ crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
AIZ has crossed below its 200-week MA 6 times with an average 1-year return of +32.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2008 | Oct 2011 | 159 | 69.7% | -34.9% | +605.4% |
| Nov 2011 | Nov 2011 | 1 | 0.9% | -3.1% | +789.1% |
| May 2012 | Jun 2012 | 2 | 1.4% | +53.1% | +859.9% |
| Mar 2020 | Mar 2020 | 1 | 6.5% | +61.3% | +196.2% |
| May 2020 | May 2020 | 1 | 7.3% | +80.8% | +196.0% |
| Oct 2022 | Jul 2023 | 39 | 21.8% | +37.8% | +112.5% |
| Average | 34 | — | +32.5% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02